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Credit Risk Associate Jobs in Ontario (NOW HIRING)

Td

Associate, Corporate Banking

Toronto, ON · On-site

CA$125K - CA$140K/yr

Our credit team is involved in the origination of business and responsible for the analysis, risk ... Open to both experienced analysts or associates * Undergraduate or graduate degree in business ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Ontario

Credit Risk Associate information

See Ontario salary details

$28K

$83.3K

$116K

How much do credit risk associate jobs pay per year?

As of Jun 9, 2026, the average yearly pay for credit risk associate in Ontario is $83,273.00, according to ZipRecruiter salary data. Most workers in this role earn between $80,000.00 and $99,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Ontario? The most popular types of Credit Risk jobs in Ontario are:
What are popular job titles related to Credit Risk Associate jobs in Ontario? For Credit Risk Associate jobs in Ontario, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Ontario look for? The top searched job categories for Credit Risk Associate jobs in Ontario are:
What cities in Ontario are hiring for Credit Risk Associate jobs? Cities in Ontario with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Ontario as of May 2026, with employment types broken down into 1% As Needed, 42% Full Time, 56% Part Time, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $83,273 per year, or $40 per hour.

Senior Manager, Credit & Collections

Bell Canada

Toronto, ON • Hybrid

Other

Medical, Dental, Vision

Posted 14 days ago

Job description

 Req Id: 430020

Connection is everything. It drives us to innovate, explore, and stay close to what matters to us most. At Bell, we're building a more connected future through world-class networks, AI-powered solutions, and digital experiences that elevate how people live, work, and play every day. 


We believe in empowering people. That's why we equip our teams with cutting-edge technology, AI tools, and a collaborative environment that supports creativity and growth. Want to be part of a diverse team where your work makes a real impact? If you're inspired by innovation that advances how people connect and transforms what's possible, you belong on #TeamBell.

Be part of the team that drives the achievement of our strategic objectives. You'll work collaboratively with a team of professionals, managing the performance and risk profile of Bell, balancing the needs of customers, investors and team members with long-term business success.

Summary

The Associate Director, Credit & Collections is a key member of Bell Media's Finance leadership team and is responsible for the strategic direction, operational leadership, and overall performance of the Credit and Collections function across all Bell Media advertising assets. This role balances strong financial governance with relationship management and business partnership in a fastpaced, highly visible environment. 

Reporting to the Finance Director, the Associate Director leads a team of approximately 17 employees across Toronto and Montreal and works closely with senior internal stakeholders and external partners to protect company assets while supporting business growth.

Key Responsibilities
  • Ensuring the health of the credit portfolio; driving a reduction in receivables and ensuring that collection strategies are followed in order to achieve or exceed DSO and collection objectives
  • Monitoring and management of key accounts and of collection portfolios
  • Leading transformation initiatives across credit, collections, billing and payment processes; including automation, data alignment, payment platforms, and AI enabled solutions
  • Analyzing, reporting and communicating key results and progress monthly; demonstrating initiative by identifying opportunities for improvement and innovative practices; meeting all SOX controls
  • Executive-level communication & escalation management.  Preparing and delivering clear Director and VP level communications on credit risk, cash performance and emerging issues, proactively escalating material risks with well-considered recommendations
  • Ensuring collaborative relationships with the sales team and practicing seamless support of their business development strategies  
  • Developing relationships with senior decision-makers and with external partners while protecting and managing customer account objectives and the company assets
  • Managing the credit and collection policy to ensure continued alignment with objectives
  • Effectively leading, managing and mentoring the direct report team while also working closely with local site-based credit and collection staff; cultivating an open environment that encourages maximum teamwork 
Critical Qualifications
  • With a background in both credit and collection management, the ideal candidate will have the following skillset:
  • Leadership experience in a services based setting with 10+ years of increasing levels of responsibility in a business-to-business credit and collections environment with a good understanding of end-to-end processes  
  • Solid finance and accounting skills in order to interpret financial data, manage and drive key performance indicators and targets
  • Thrives under deadlines and high pressure situations while managing multiple competing priorities. 
  • Demonstrates strategic and operational leadership skills combined with an attention to detail and excellent problem-solving and analytical skills
  • Proficient with Microsoft Office applications
  • Formal accounting designation and credit designation (CCP) preferred
  • Bilingual candidate  preferred (English/French) 

Adequate knowledge of French is required for positions in Quebec. 

Additional Information:

Position Type: Management

Job Status: Regular - Full Time

Job Location: Canada : Ontario : Toronto || Canada : Quebec : Montreal 
Work Arrangement: Hybrid
Application Deadline: 06/09/2026

For work arrangements that are 'Hybrid', successful candidates must be based in Canada and report to a set Bell office for a minimum of 3 days a week.  Recognizing the importance of work-life balance, Bell offers flexibility in work hours based on the business needs.


Please apply directly online to be considered for this role.  Applications through email will not be accepted.

We know that caring for our team members is at the heart of a healthy, positive and thriving workplace. As part of our team, you'll enjoy a comprehensive compensation package that includes a competitive salary and a wide range of benefits to support the well-being of you and your family. As soon as you join us, you'll be eligible for medical, dental, vision and mental health benefits that you can tailor to your specific needs. Plus, as a Bell team member, you'll enjoy a 35% discount on our services and access exclusive offers from our partners. 

At Bell, we are proud of our focus on fostering an inclusive and accessible workplace where all team members feel valued, respected, supported, and that they belong.

Bell is committed to clarity in our hiring process. All roles posted are opportunities we're actively recruiting for, unless stated otherwise. We also want to make sure that everyone has an equal opportunity to join our team. We encourage individuals who may require accommodations during the hiring process to let us know. For a confidential inquiry, email your recruiter or recruitment@bell.ca to make arrangements. If you have questions or feedback regarding accessibility at Bell, we invite you to complete the Accessibility feedback form or visit our Accessibility page for other ways to contact us.

Artificial intelligence may be used to assess parts of your application. Please review our privacy policy (see Phenom for details) to learn more about how we collect, use, and disclose your personal information.

Created: Canada, ON, Toronto

Bell, one of Canada's Top 100 Employers.

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