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Credit Risk Associate Salary Jobs in New York (NOW HIRING)

Made Card

Credit Risk Manager

New York, NY · Remote

$100K - $110K/yr

About the Role The Credit Risk Manager will play a critical role in shaping and leading Made Card ... Competitive salary with a meaningful stake in the company via equity * Health & Well-being: We'll ...

Made Card

Credit Risk Manager

New York, NY · On-site

$100K - $110K/yr

About the Role The Credit Risk Manager will play a critical role in shaping and leading Made Card ... Competitive salary with a meaningful stake in the company via equity * Health & Well-being: We'll ...

Clear Street

Director - Credit Risk

New York, NY · Hybrid

$180K - $250K/yr

As Director of Credit Risk at Clear Street, you will be a senior leader within the Risk Management ... The Base Salary Range is $180,000 - $250,000. These ranges are representative of the starting base ...

Clear Street

Director - Credit Risk

New York, NY · On-site

$180K - $250K/yr

As Director of Credit Risk at Clear Street, you will be a senior leader within the Risk Management ... The Base Salary Range is $180,000 - $250,000. These ranges are representative of the starting base ...

New York Times

Associate, Enterprise Risk

Manhattan, NY · On-site

$127 - $140/hr

... g., credit, market, operational, liquidity risk) and non-financial risk disciplines (e.g ... Annual base salary for this New York, New York -based position is $127,000 - $140,000. Goldman ...

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Credit Risk Associate Salary information

What is the average salary for a credit risk associate?

The average salary for a Credit Risk Associate in the United States typically ranges from $70,000 to $100,000 per year, depending on factors such as experience, location, and the size of the employer. Entry-level positions may start around $60,000, while those with several years of experience or in major financial centers like New York City can earn over $110,000. Bonuses and additional compensation may also be offered, especially at larger banks or financial firms.

What are the key skills and qualifications needed to thrive as a credit risk associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, financial acumen, and a degree in finance, economics, or a related field. Familiarity with financial modeling tools, risk assessment software, and proficiency in Excel or SQL are typically required. Attention to detail, effective communication, and problem-solving abilities help professionals stand out in this position. These skills are crucial for evaluating creditworthiness, mitigating risk, and supporting sound lending decisions in financial institutions.

What are the typical career advancement opportunities for a credit risk associate within the financial industry?

As a Credit Risk Associate, you can expect clear pathways for career progression, often advancing to Senior Associate, Credit Risk Manager, or specialized roles within risk management. Many organizations offer mentorship, training, and rotational programs to help associates develop analytical and decision-making skills needed for more senior positions. Advancement is typically based on demonstrated expertise in assessing creditworthiness, collaborating effectively with cross-functional teams, and managing increasingly complex portfolios. Proactive engagement in professional development and taking on challenging projects can accelerate your growth within this field.

What is the difference between Credit Risk Associate Salary vs Credit Analyst Salary?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, certifications like CFA or credit risk coursesBachelor's degree, certifications like CFA or financial analysis courses
Work EnvironmentFinancial institutions, risk management teamsBanks, lending institutions, financial services
Employer & Industry UsageUsed in risk management roles within financeCommon in credit analysis and lending departments

Both roles often require similar educational backgrounds and certifications, and they operate within financial institutions. While Credit Risk Associates focus on assessing and managing risk exposure, Credit Analysts primarily evaluate creditworthiness of clients. Salary differences depend on experience and location but generally remain comparable within the finance industry.

What does a credit risk associate do?

A credit risk associate evaluates the creditworthiness of individuals or businesses to determine the likelihood of default on loans or credit agreements. They analyze financial statements, credit reports, and market data, often using risk assessment tools and models, to support lending decisions and manage credit portfolios.

What are popular job titles related to Credit Risk Associate Salary jobs in New York?

For Credit Risk Associate Salary jobs in New York, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate Salary jobs in New York look for?

The top searched job categories for Credit Risk Associate Salary jobs in New York are:

What cities in New York are hiring for Credit Risk Associate Salary jobs?

Cities in New York with the most Credit Risk Associate Salary job openings:

Credit Risk Associate Salary jobs near you
Infographic showing various Credit Risk Associate Salary job openings in New York as of August 2026, with employment types broken down into 89% Full Time, 9% Part Time, and 2% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution.

Associate/ Analyst, Credit Risk

Mitsubishi Corporation

Manhattan, NY • On-site

$65 - $90/hr

Other

This job post has expired 2 days ago. Applications are no longer accepted.

Key responsibilities

  • Support the preparation and maintenance of credit line applications and internal approval documentation.

  • Assist in monitoring counterparty credit exposure, maintaining credit monitoring tools, and preparing reports.

  • Conduct basic financial and business analysis of counterparties and gather relevant industry and market information.

Job description

Posted Tuesday, July 14, 2026 at 4:00 AM | Expires Tuesday, September 1, 2026 at 3:59 AM

Precious Metals Division (PMD) is engaged in physical oriented precious metals trading. In addition to spot purchases and sales, PMD is also active in forward and leasing transactions.

PMD faces industrial customers and trading companies across various industries and countries and manages a diversified credit exposure portfolio.

The role of Associate / Analyst, Credit Risk is to support the Senior Manager of Credit Risk in analyzing, preparing, and maintaining credit-related materials. This position is responsible for drafting credit line applications, monitoring credit exposure, and supporting financial and business analysis. The role contributes to the smooth operation and improvement of PMD's credit risk management framework.

  • Key Accountabilities - Indicate key functions and the estimated percentage of time spent performing each function. If there are more than 10 key responsibilities, some of the similar functions may be grouped together and an estimated % applied.

35

Credit Application Support
  • Prepare draft credit line applications (new, renewal, amendments) under the guidance of Senior Manager
  • Collect, organize, and summarize financial statements and related materials for counterparties
  • Contribute to preparation and maintenance of Gendo (credit limit) applications and internal approval documentation
  • Ensure consistency and accuracy of figures, assumptions, and supporting materials

25

Credit Monitoring & Reporting
  • Assist in ongoing monitoring of counterparty credit exposure and utilization
  • Maintain internal credit monitoring tools, files, and trackers
  • Help prepare periodic credit monitoring reports for management and Credit Committee
  • Coordinate with sales, operations, and credit teams on credit-related matters
  • Accompany Front Office team on customer visits and business trips, as necessary, to perform credit due diligence, assess counterparties, and strengthen business understanding

20

Financial & Business Analysis Support
  • Conduct basic financial analysis of counterparties (financial ratios, trend analysis)
  • Assist in gathering industry and market information relevant to PMD counterparties
  • Prepare summary materials to support senior-level business and industry analysis

20

Operational & Process Support
  • Identify improvements to credit-related operational processes and documentation
  • Coordinate with Front, Middle, and Back Office on information collection and data consistency
  • Assist in maintaining and updating internal credit-related procedures and templates
  • Maintain and update collateral records (e.g., LCs, PCGs)

100%

TOTAL*

Relevant Experience and Education

Education

  • Bachelor’s degree ( Finance, Accounting, Economics, Business, or related field preferred)

Experience:

  • 1–4 years of experience in credit risk, finance, accounting, middle office, or related functions preferred
  • Prior internship or junior role exposure to financial analysis or risk management is a plus
Knowledge and Skills Required
  • Basic understanding of accounting and financial statements
  • Ability to perform fundamental financial analysis (ratios, trend analysis)
  • Strong attention to detail and accuracy in documentation
  • Proficiency in Excel and PowerPoint
  • Ability to organize information and meet internal deadlines
Preferred
  • Interest or basic knowledge of commodities trading, particularly precious metals
  • Familiarity with internal approval processes, credit documentation, or risk management frameworks
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