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Credit Risk Analytics Manager Jobs in Maryland (NOW HIRING)

Credit Underwriter IV

Rockville, MD · On-site

$115K - $155K/yr

Interacts with management relative to overall credit risk assessments and analysis * Mentors and coach's analysts within the team to help develop their skills * Perform quantitative and qualitative ...

IRC Analyst

Westminster, MD · On-site

$70K - $110K/yr

Are you looking for a professional opportunity that blends analytical problem-solving, risk management, and meaningful impact in a collaborative team environment? Overview Horizon Farm Credit is ...

IRC Analyst

Westminster, MD · Hybrid

$70K - $110K/yr

Are you looking for a professional opportunity that blends analytical problemsolving, risk management, and meaningful impact in a collaborative team environment? Overview Horizon Farm Credit is ...

... credit or analysis * 3 years experience in portfolio management and commercial underwriting including structuring and pricing loan transactions Must be proficient in evaluating commercial credit risk ...

... credit or analysis * 3 years experience in portfolio management and commercial underwriting including structuring and pricing loan transactions Must be proficient in evaluating commercial credit risk ...

Showing results 41-60

Credit Risk Analytics Manager information

How does a credit risk analytics manager typically collaborate with other departments to manage risk effectively?

A Credit Risk Analytics Manager works closely with various teams such as underwriting, finance, IT, and compliance to gather data, implement risk models, and ensure regulatory requirements are met. This collaboration often includes presenting analytical findings to senior management, advising on credit policy adjustments, and supporting product development with risk assessments. Effective communication and teamwork are essential, as the manager translates complex data insights into actionable strategies that align with business goals. Cross-functional collaboration also helps identify potential risks early and ensures the company’s credit strategies are robust and up-to-date.

What are the key skills and qualifications needed to thrive as a credit risk analytics manager?

To thrive as a Credit Risk Analytics Manager, you need a strong background in quantitative analysis, risk assessment, and finance, typically supported by a degree in mathematics, statistics, finance, or a related field. Proficiency in statistical software (such as SAS, R, or Python), data visualization tools, and familiarity with regulatory frameworks like Basel III are essential. Strong problem-solving, communication, and leadership skills help you effectively interpret complex data and guide cross-functional teams. These capabilities are crucial to accurately assess credit risk, inform business decisions, and ensure compliance with industry regulations.

What does a credit risk analytics manager do?

A Credit Risk Analytics Manager is responsible for analyzing and managing the credit risk exposure of a financial institution or organization. They develop and implement risk assessment models, analyze large sets of financial data, and create strategies to minimize potential losses from credit defaults. Their work involves collaborating with other departments, such as lending, underwriting, and compliance, to ensure that the company's credit policies are effective and aligned with regulatory requirements. Additionally, they report on risk trends and provide insights to support business decision-making.
What are popular job titles related to Credit Risk Analytics Manager jobs in Maryland? For Credit Risk Analytics Manager jobs in Maryland, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analytics Manager jobs in Maryland look for? The top searched job categories for Credit Risk Analytics Manager jobs in Maryland are:

Credit Underwriter IV

Capital Bank

Rockville, MD • On-site

$115K - $155K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago


Job description

About Us
Capital Bank N.A. is headquartered in Maryland and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients primarily in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.
Come join a bank where our employees thrive and are engaged in meaningful work. For the last 6 out of 7 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.
Position Responsibilities
  • Keeps on top of industry best practice and is constantly looking for, proposing and implementing new technology to enable better internal customer service and accuracy.
  • Provides quality service to internal relationship managers through personal and business financial statement analysis utilizing internal and external technology and resources relative to Commercial and Industrial as well as Real Estate Based lending proposals
  • Interacts with management relative to overall credit risk assessments and analysis
  • Mentors and coach's analysts within the team to help develop their skills
  • Perform quantitative and qualitative analysis of large/complex requests to communicate the financial strengths and weaknesses to the appropriate approver or committee.
  • Analyze personal net worth, and personal/contingent debt to determine guarantor strength
  • Interact with Commercial Lenders and approving officers to assist in appropriate loan structure that addresses client need while minimizing risk to the Bank.
  • Collaborate with the sales team in drafting loan offering package for approval
  • Perform collateral analysis with available information from various sources
  • Attend and run customer meetings and participate in telephone conference calls, as necessary
  • Maintain compliance with internal Bank policies and procedures
  • Stay informed about the legal, compliance and market-risk-related issues involved in the approval of credit
  • Work with the team to solve complex credit issues and ensure that the final work product is in line with the Bank's expectations and timelines
  • Attend Credit Loan Committee and other relevant meetings
  • Other duties as assigned

Minimum Education & Experience
  • Bachelor's Degree in a related field of study required or equivalent in experience
  • Proven experience managing a loan pipeline of commercial businesses with $15MM+ in revenue
  • A minimum of 10+ years' work experience as an Underwriter with a focus on C&I and exposure to CRE

Technical Knowledge and Skills
  • Proficient in Microsoft Office Suite including Word, Excel, PowerPoint and Outlook
  • Proficient with SageWorks Abrigo or similar financial statement analysis software experience
  • Excellent verbal and written communication skills
  • Highly analytical in nature
  • Ability to multi-task and deliver accurate results within established service level timeframes
  • Ability to work in a fast-paced environment.

Compensation
  • Base Salary Range: $115,000 - $155,000 annually. Final determination of where you are at in the salary range is based on numerous factors such as geographical location, relevant experience, skill set, education, and ability to meet qualifications within the job description.
  • Additional Compensation: This role will include a yearly annual target bonus based on individual performance.

Working Arrangements
  • This is a hybrid role. This person will ideally sit out of our Rockville, MD headquarters location.

Why Join Us?
  • Join a growing company with a culture that fosters an entrepreneurial spirit
  • Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more?
  • Company Contributions to your 401k - Regardless of your contribution
  • Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
  • Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities

Supporting Businesses. Helping People. Strengthening Communities.
Capital Bank, N.A. is an E-Verify, Affirmative Action and Equal Opportunity Employer.