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Credit Risk Analytics Manager Jobs in Maryland (NOW HIRING)

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of ... Hands-on ability to analyze/model data using common languages/tools (Python, R, SAS, SQL)

Credit Underwriter IV

Rockville, MD · Hybrid

$115K - $155K/yr

Interacts with management relative to overall credit risk assessments and analysis * Mentors and coach's analysts within the team to help develop their skills * Perform quantitative and qualitative ...

Showing results 21-40

Credit Risk Analytics Manager information

How does a credit risk analytics manager typically collaborate with other departments to manage risk effectively?

A Credit Risk Analytics Manager works closely with various teams such as underwriting, finance, IT, and compliance to gather data, implement risk models, and ensure regulatory requirements are met. This collaboration often includes presenting analytical findings to senior management, advising on credit policy adjustments, and supporting product development with risk assessments. Effective communication and teamwork are essential, as the manager translates complex data insights into actionable strategies that align with business goals. Cross-functional collaboration also helps identify potential risks early and ensures the company’s credit strategies are robust and up-to-date.

What are the key skills and qualifications needed to thrive as a credit risk analytics manager?

To thrive as a Credit Risk Analytics Manager, you need a strong background in quantitative analysis, risk assessment, and finance, typically supported by a degree in mathematics, statistics, finance, or a related field. Proficiency in statistical software (such as SAS, R, or Python), data visualization tools, and familiarity with regulatory frameworks like Basel III are essential. Strong problem-solving, communication, and leadership skills help you effectively interpret complex data and guide cross-functional teams. These capabilities are crucial to accurately assess credit risk, inform business decisions, and ensure compliance with industry regulations.

What does a credit risk analytics manager do?

A Credit Risk Analytics Manager is responsible for analyzing and managing the credit risk exposure of a financial institution or organization. They develop and implement risk assessment models, analyze large sets of financial data, and create strategies to minimize potential losses from credit defaults. Their work involves collaborating with other departments, such as lending, underwriting, and compliance, to ensure that the company's credit policies are effective and aligned with regulatory requirements. Additionally, they report on risk trends and provide insights to support business decision-making.
What are popular job titles related to Credit Risk Analytics Manager jobs in Maryland? For Credit Risk Analytics Manager jobs in Maryland, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analytics Manager jobs in Maryland look for? The top searched job categories for Credit Risk Analytics Manager jobs in Maryland are:

Model Risk Senior Analyst - Validation (AI, Cyber, Technology)

M&T Bank

Baltimore, MD • On-site

$113K - $188K/yr

Full-time

Re-posted 29 days ago


M&T Bank rating

7.8

Company rating: 7.8 out of 10

Based on 185 frontline employees who took The Breakroom Quiz

89th of 170 rated banks


Job description

Overview: The Senior Model Validation Analyst is responsible for executing robust, independent validations of quantitative and qualitative models across the enterprise. This role serves as a key control function within Model Risk Management (MRM), ensuring models are conceptually sound, empirically validated, and compliant with regulatory and internal standards.
Primary Responsibilities:
  • Lead end-to-end validation of several model families including Consumer CCAR and CECL credit risk models, AI/ML models, Cybersecurity and Technology models.
  • Conduct the validation and analysis of expert judgment or qualitative factors that augment quantitative models; review to confirm proper controls and adequate documentation are in place
  • Perform independent challenge of model methodologies, benchmarking, back-testing, sensitivity analysis, and stress testing
  • Maintain high-quality documentation of validation work, findings, and conclusions to withstand internal audit and regulatory scrutiny.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
  • Support remediation of validation, audit, and regulatory findings.
  • Partner with model developers, business stakeholders, and risk managers to communicate validation outcomes, challenge assumptions, and recommend improvements.

Scope of Responsibilities:
Independently manage multiple validation projects.
Partner with business lines including Credit Risk, Finance, Technology, and Wealth.
Balance regulatory expectations with business objectives.
Contribute to continuous improvement of validation practices and governance.
Supervisory/Managerial Responsibilities:
Individual contributor with opportunities to mentor junior analysts and provide technical guidance.
Education and Experience Required:
Master's or Doctoral Degree in Mathematics, Statistics, Business Engineering, Econometrics, or Science-based discipline,
Plus 4 years' experience in model development or validation, with a combined minimum of >5 years' higher education and relevant work experience.
Technical knowledge of advanced software packages used in analytics.
Education and Experience Preferred:
Master's or PhD in a quantitative discipline (Finance, Economics, Statistics, Mathematics, Engineering).
7-10+ years in model validation, development, or quantitative analytics.
Strong knowledge of model risk, SR 11-07, SR 26-2, and regulatory expectations.
Proficiency in Python, SAS, R, or similar tools.
Strong analytical, communication, and stakeholder management skills.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $113,300.00 - $188,800.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Baltimore, Maryland, United States of America

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