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Credit Risk Analyst Jobs in Pasadena, CA (NOW HIRING)

Vets Hired

Credit & Collection Specialist

Cypress, CA · On-site

$23 - $30.75/hr

Analyze creditworthiness and assign appropriate credit limits. * Review and release credit holds based on risk assessments. * Monitor customer payment activity and collection efforts. * Investigate ...

TriSearch

Assistant Credit Manager

Los Angeles, CA · Hybrid

$68K - $113K/yr

This is a newly created position for the company designed for an independent, high-performing individual contributor who can evaluate commercial credit risk, analyze large receivables portfolios ...

US Bank

Impact Finance Officer

Los Angeles, CA

... credit risk strategy and ensure we meet core business objectives Self-starter, ability to quickly assimilate and analyze large amounts of information across a variety of topics Strong tenacity and ...

Sunbit

Analytics Manager, Credit Cards

Los Angeles, CA · On-site

$170K/yr

Analytics Manager, Credit Cards Location: Remote Reports To: Head of Business Analytics The ... This is a high-impact individual contributor role that sits at the intersection of Credit Risk ...

Sunbit

Analytics Manager, Credit Cards

Los Angeles, CA · On-site +1

Analytics Manager, Credit Cards Location: Remote Reports To: Head of Business Analytics The Company ... This is a high-impact individual contributor role that sits at the intersection of Credit Risk ...

JM Eagle

Asst Credit Manager

Los Angeles, CA

Credit Analysis & Risk Management * Analyze customer financial statements, credit reports, trade references, payment histories, and industry trends to determine appropriate credit limits and terms.

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Showing results 21-40

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Pasadena, CA

Credit Risk Analyst information

See Pasadena, CA salary details

$40.4K

$124.2K

$215.4K

How much do credit risk analyst jobs pay per year?

As of Aug 15, 2026, the average yearly pay for credit risk analyst in Pasadena, CA is $124,222.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,000.00 and $153,300.00 per year, depending on experience, location, and employer.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

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The top searched job categories for Credit Risk Analyst jobs in Pasadena, CA are:

What cities near Pasadena, CA are hiring for Credit Risk Analyst jobs?

Cities near Pasadena, CA with the most Credit Risk Analyst job openings:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Pasadena, CA as of August 2026, with employment types broken down into 100% Full Time. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $124,222 per year, or $59.7 per hour.

Senior Credit Products Specialist - TMC & Entertainment

Flagstar Bank

Beverly Hills, CA

Full-time

Medical, Dental, Vision, Life

Posted 4 days ago

Job description

Position Title

Senior Credit Products Specialist - TMC & Entertainment

Location

Charlotte, NC 28202

Job Summary

The Senior Credit Products Specialist - TMC & Entertainment is a strategic advisor responsible for structuring, negotiating, and managing highly complex commercial credit relationships. This role influences credit strategy by providing deep market insights, proactive risk identification, and innovative deal structuring solutions. With extensive experience in credit analysis and portfolio management, this position ensures long-term portfolio health while supporting the bank's growth objectives. Additionally, this role serves as a mentor and thought leader, developing junior credit professionals and shaping best practices in underwriting and risk management.

Job Responsibilities:

JOB RESPONSIBILITIES

  • Complex Credit Structuring & Underwriting: Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs.

  • Portfolio Strategy & Risk Oversight: Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality.

  • Client & Executive Leadership Engagement: Serve as a strategic partner to RMs and senior leadership, offering expertise in credit negotiations and deal execution.

  • Credit Agreement Negotiation: Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements.

  • Team Leadership & Mentorship: Mentor junior credit professionals, providing training and leadership in credit risk best practices. Proactively identifies and raises to senior leadership improvement areas in credit processes and procedures.

  • Uses independent judgement and discretion to make decisions regarding assigned portfolio

  • Analyzes and resolves problems pertaining to the assigned portfolio.

ADDITIONAL ACCOUNTABILITIES

  • Performs special projects, and additional duties and responsibilities as required.

  • Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.

JOB REQUIREMENTS

Required Qualifications:

  • Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience

  • Minimum experience required: 8+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis

  • Deep expertise in structuring and negotiating complex credit agreements.

  • Strong leadership skills with the ability to influence credit strategy and policy.

  • In-depth understanding of macroeconomic factors and their impact on credit risk.

  • Proven ability to manage large portfolios and advise senior executives.

  • Exceptional communication and stakeholder management skills.

  • As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients.

Preferred Qualifications:

  • Education level preferred: Master's Degree (or Postgraduate equivalent) MBA or CFA preferred.

Job Competencies:

  • Strategic Credit Expertise: Deep knowledge of complex commercial lending structures, industry trends, and economic factors impacting credit risk.

  • High-Level Risk Oversight: Ability to assess portfolio risk at a macro level, identifying patterns and trends that inform credit strategy.

  • Client & Executive Engagement: Strong ability to interact with senior leadership, legal teams, and high-profile clients on structuring and negotiating credit agreements.

  • Deal Structuring & Negotiation: Expertise in negotiating complex loan terms, partnering with legal counsel and senior RMs to finalize agreements.

  • Leadership & Mentorship: Serves as a mentor to junior credit professionals, developing talent and fostering a strong credit culture.

  • Change Management & Innovation: Identifies opportunities for process improvement, technology adoption, and best practice implementation.

  • Regulatory & Policy Knowledge: Deep understanding of credit policies, compliance standards, and legal considerations in lending.

  • Executive-Level Communication: Ability to articulate complex credit decisions clearly and persuasively to internal and external stakeholders.

  • Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results.

  • Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience.

  • Physical demands (ADA): No unusual physical exertion is involved.

If your work location is in an area in which qualifies for our enhanced market pricing, the following range will apply: $212,262 - $251,948.

Flagstar is an Equal Opportunity Employer


We are committed to providing clear and accurate compensation information in accordance with applicable laws. Actual starting base pay will be determined based on location, experience, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment. Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information:Benefits | Flagstar Bank

Pay Range

$105,974.25 - $168,468.00

Qualified applicants with arrest or conviction records will be considered for employment in accordance with the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, and the San Francisco Fair Chance Ordinance, as appliable.

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