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Credit Risk Analyst Jobs in Fargo, ND (NOW HIRING)

RDO Equipment

Credit Analyst

Fargo, ND · On-site

As a Credit Analyst, you will play a key role in managing credit risk while delivering exceptional service to both our customers and field teams. This position is ideal for a detail-oriented ...

RDO Equipment Co.

Credit Analyst

Fargo, ND · On-site

As a Credit Analyst, you will play a key role in managing credit risk while delivering exceptional service to both our customers and field teams. This position is ideal for a detail-oriented ...

Idahoan Foods, LLC

Credit Analyst

Fargo, ND · On-site

As a Credit Analyst, you will play a key role in managing credit risk while delivering exceptional service to both our customers and field teams. This position is ideal for a detail-oriented ...

Dahl Consulting

Credit Officer II

Fargo, ND · On-site

$72K - $100K/yr

This role is ideal for a credit professional with a background in commercial credit analysis, underwriting, or credit risk management who enjoys evaluating complex lending opportunities and ...

Bell Bank

Credit Officer I

Fargo, ND · On-site

Identify trends and analyze performance in order to develop an assessment of credit risks. * Participate in the maintenance of the accuracy of the bank's loan risk rating system and validate that ...

Career Site

Model Risk Management Analyst

Fargo, ND · On-site

The analyst partners closely with model developers, business owners, and risk stakeholders to ... Experience with banking products, credit processes, liquidity management, stress testing ...

Socket.dev

Model Risk Management Analyst

Fargo, ND · On-site

The analyst partners closely with model developers, business owners, and risk stakeholders to ... Experience with banking products, credit processes, liquidity management, stress testing ...

Bell Bank

Model Risk Management Analyst

Fargo, ND · On-site

The analyst partners closely with model developers, business owners, and risk stakeholders to ... Experience with banking products, credit processes, liquidity management, stress testing ...

Bell Bank

Credit Officer II

Fargo, ND · On-site

Identify trends and analyze performance in order to develop an assessment of credit risks. * Participate in the maintenance of the accuracy of the bank's loan risk rating system and validate that ...

Career Site

Credit Officer II

Fargo, ND · On-site

... credit risk and quality of the bank's commercial loan portfolio. Primary Duties: Spread and analyze financial statements, both commercial and agricultural, for existing and prospective clients.

Career Site

Credit Officer II

Fargo, ND · On-site

Identify trends and analyze performance in order to develop an assessment of credit risks. * Participate in the maintenance of the accuracy of the bank's loan risk rating system and validate that ...

Bell Bank

Credit Officer I

Fargo, ND · On-site

Identify trends and analyze performance in order to develop an assessment of credit risks. * Participate in the maintenance of the accuracy of the bank's loan risk rating system and validate that ...

Career Site

Credit Officer I

Fargo, ND · On-site

Identify trends and analyze performance in order to develop an assessment of credit risks. * Participate in the maintenance of the accuracy of the bank's loan risk rating system and validate that ...

Bell Bank

Credit Officer II

Fargo, ND · On-site

... the credit risk and quality of the bank's commercial loan portfolio. Primary Duties: • Spread and analyze financial statements, both commercial and agricultural, for existing and prospective ...

Bell Bank

Credit Officer II

Fargo, ND · On-site

... the credit risk and quality of the bank's commercial loan portfolio. Primary Duties: • Spread and analyze financial statements, both commercial and agricultural, for existing and prospective ...

Idahoan Foods, LLC

Credit Manager

Fargo, ND · On-site

Lead the management of credit risk for trade receivables by overseeing credit policies ... Be part of a team‑driven environment that values thoughtful analysis, open communication, and ...

New

RDO Equipment

Credit Manager

Fargo, ND · On-site

Lead the management of credit risk for trade receivables by overseeing credit policies ... Be part of a teamdriven environment that values thoughtful analysis, open communication, and shared ...

RDO Equipment

Credit Manager

Fargo, ND · On-site

Description Lead the management of credit risk for trade receivables by overseeing credit policies ... Be part of a teamdriven environment that values thoughtful analysis, open communication, and shared ...

RDO Equipment Co.

Credit Manager

Fargo, ND · On-site

Lead the management of credit risk for trade receivables by overseeing credit policies ... Be part of a team-driven environment that values thoughtful analysis, open communication, and ...

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All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Fargo, ND

Credit Risk Analyst information

See Fargo, ND salary details

$36.2K

$111.5K

$193.4K

How much do credit risk analyst jobs pay per year?

As of Sep 13, 2026, the average yearly pay for credit risk analyst in Fargo, ND is $111,520.00, according to ZipRecruiter salary data. Most workers in this role earn between $80,800.00 and $137,600.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are the most commonly searched types of Credit Risk Analyst jobs in Fargo, ND?

The most popular types of Credit Risk Analyst jobs in Fargo, ND are:

What are popular job titles related to Credit Risk Analyst jobs in Fargo, ND?

For Credit Risk Analyst jobs in Fargo, ND, the most frequently searched job titles are:

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The top searched job categories for Credit Risk Analyst jobs in Fargo, ND are:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Fargo, ND as of September 2026, with employment types broken down into 95% Full Time, and 5% Part Time. Highlights an 74% In-person, 5% Hybrid, and 21% Remote job distribution, with an average salary of $111,520 per year, or $53.6 per hour.

Credit Analyst

Fargo, ND • On-site

RDO Equipment
Machinery Manufacturing • 1 - 5K employees
Learn more about RDO Equipmentexternal

Full-time

Re-posted 6 hours ago

Key responsibilities

  • Review and analyze customer credit applications, financial information, credit reports, and references to establish appropriate credit limits.

  • Make informed credit decisions within established authority levels and provide recommendations on higher-risk accounts.

  • Monitor credit-related reports and account activity to identify concerns and support proactive risk management.

RDO Equipment rating

8.5

Company rating: 8.5 out of 10

Based on 49 frontline employees who took The Breakroom Quiz

Job description

At RDO Equipment Co., we are committed to making thoughtful decisions that support our customers, employees, and business. As a Credit Analyst, you will play a key role in managing credit risk while delivering exceptional service to both our customers and field teams. This position is ideal for a detail-oriented professional who enjoys analyzing financial information, making sound business recommendations, and collaborating across multiple departments to support company growth and financial stability.

What’s In It For You:

  • Flexibility to support your work-life balance.
  • Growth and learning opportunities to help you advance your career.
  • State-of-the-art workspaces and amenities in the heart of downtown Fargo.
  • Competitive compensation and bonus opportunities to match your skills and experience.
  • A comprehensive benefits package that supports your well-being. For more details and to view these offerings, visit RDO’s benefits page. 
  • A company that lives by its core values: they’re not just words on a wall – they’re how we work, grow, and lead. Click here to learn more. 

    Why RDO?

    When you join RDO Equipment Co., you’ll become part of an industry-leading team providing a world-class experience for customers who do vital work and the communities in which they live. We deal in iron from the world’s leading equipment and technology manufacturers, but we’re a people business first. RDO has grown from humble roots, guided by a family’s values, and shaped by the strengths, voices and entrepreneurism of our team members.

    RDO's field support team members provide support for our dealership teams across the nation. Nestled in the heart of downtown Fargo, the RDO Field Support Office is a collaborative environment where your skills will be cultivated while you work alongside teams with the shared goal of partnering with the field as they serve customers. Ready to join the field support office and make your impact within our growing organization?

    What You Will Do:

    • Evaluate Credit Risk: Review and analyze customer credit applications, financial information, credit reports, and references to establish appropriate credit limits.
    • Make Credit Decisions: Make informed credit decisions within established authority levels and provide recommendations on higher-risk accounts.
    • Monitor Reports and Accounts: Monitor credit-related reports and account activity to identify concerns and support proactive risk management.
    • Collaborate Across Teams: Partner with Accounts Receivable and store leadership teams to maintain healthy customer accounts and resolve credit-related issues.
    • For a complete list of duties and responsibilities, view the full job description here.

        What You Will Need:

        • Education: Bachelor’s degree in Finance, Accounting, Business, or related field; equivalent professional experience will be considered.
        • Experience: 2 years of relevant experience making credit decisions in a credit analyst, credit underwriting or similar role.
        • Skills: Strong analytical and problemsolving skills, with the ability to evaluate financial and credit information. Strong attention to detail, organizational skills and the ability to manage multiple priorities in a fast-paced environment.
        • Valid work authorization: Candidates must have valid work authorization and be able to work in the U.S. without company sponsorship.

        Why You’ll Love It Here:

        • Business Impact: Play a visible role in helping leaders make informed decisions by turning financial data into insights that directly influence business performance.
        • ValuesDriven Organization: Join a company that prioritizes integrity, accuracy, and doing the right thing.
        • Meaningful Impact: Lead and influence decisions that ensure accurate, timely, and useful financial information for leaders across the organization.
        • Collaborative Culture: Be part of a teamdriven environment that values thoughtful analysis, open communication, and shared accountability.

        What RDO Equipment employees say

        Pay

        Benefits

        Hours and flexibility

        Workplace

        Get the full story on Breakroom

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        About RDO Equipment

        Sourced by ZipRecruiter

        RDO Equipment Co., founded in 1968 and based in Fargo, North Dakota, USA, is a pioneering enterprise in the field of agricultural and construction equipment. They are a leading dealer of John Deere and Vermeer equipment in the United States and deliver equipment solutions to 10 countries worldwide. The company prides itself on its wide-ranging products and services which extend to sales, rentals, parts, and aftersales service of equipment.

        Industry

        Machinery manufacturing

        Company size

        1,001 - 5,000 Employees

        Headquarters location

        Fargo, ND, US

        Year founded

        1968

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