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Credit Risk Analyst Jobs in Denver, CO (NOW HIRING)

Credit Analyst II

Denver, CO · On-site

$69 - $86/hr

Recommend a risk grade associated with each new and existing loan request. * Monitor customer ... Well‑developed credit analysis and analytical skills. * Good knowledge of economics, accounting ...

Credit Analyst II

Denver, CO · On-site

$69 - $86/hr

Recommend a risk grade associated with each new and existing loan request. * Monitor customer ... Well-developed credit analysis and analytical skills. * Good knowledge of economics, accounting ...

Credit Analyst II

Denver, CO · On-site

$68K - $85K/yr

Recommend a risk grade associated with each new and existing loan request. * Monitor customer ... Well-developed credit analysis and analytical skills. * Good knowledge of economics, accounting ...

Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis * Thorough knowledge of SBA lending programs, including SBA 7(a) and 504 loan structures ...

This role will support enterprise risk governance through data analysis, risk reporting, board and ... All offers are contingent upon the candidate successfully passing a credit check, criminal ...

Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan ...

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of ... Hands-on ability to analyze/model data using common languages/tools (Python, R, SAS, SQL)

Showing results 41-60

Credit Risk Analyst information

See Denver, CO salary details

$38.1K

$117.2K

$203.3K

How much do credit risk analyst jobs pay per year?

As of Sep 6, 2026, the average yearly pay for credit risk analyst in Denver, CO is $117,204.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,900.00 and $144,600.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are the most commonly searched types of Credit Risk Analyst jobs in Denver, CO?

The most popular types of Credit Risk Analyst jobs in Denver, CO are:

What are popular job titles related to Credit Risk Analyst jobs in Denver, CO?

For Credit Risk Analyst jobs in Denver, CO, the most frequently searched job titles are:

What cities near Denver, CO are hiring for Credit Risk Analyst jobs?

Cities near Denver, CO with the most Credit Risk Analyst job openings:

Infographic showing various Credit Risk Analyst job openings in Denver, CO as of August 2026, with employment types broken down into 1% As Needed, 87% Full Time, 9% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $117,204 per year, or $56.3 per hour.

Credit Analyst II

Kaizen Lab Inc.

Denver, CO • On-site

$69 - $86/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago


Job description

Summary

Native American Bank is a one‑of‑kind institution that is an Agent of Change for Native Communities. At our core, we are committed to the vision and mission of the Bank. We believe our employees are our greatest asset, and we are at our best through teamwork. This is an excellent opportunity for an experienced Commercial Credit Analyst to conduct complex credit analyses including gathering, analyzing and interpreting all types of commercial lending credit information on existing and prospective customers and portfolio while assuring compliance policy objectives are met.

*This role is only open to candidates currentlyresiding within a 45 miles radius from Denver, CO at this time

Responsibilities
  • Prepare and present credit reports to SVP/Chief Credit Officer and committee meetings for use in making lending decisions on new, renewal and extension of loans.
  • Recommend loan decisions for approval or denial based upon thorough analysis.
  • Recommend a risk grade associated with each new and existing loan request.
  • Monitor customer accounts and loan portfolios to maximize credit quality and minimize risk and potential loss and monitor ongoing borrower performance through measurement of loan covenants.
  • Assist in collecting and spreading financial statement information.
  • Assist in the development of manuals and supporting documentation to accomplish tasks/duties inherent in this position.
  • Prepare internal reports for bank officers as requested.
  • Performs other related duties as necessary or assigned.
Qualifications
  • Well‑developed credit analysis and analytical skills.
  • Good knowledge of economics, accounting, and finance.
  • Basic knowledge of credit administration, policy, and procedures.
  • Knowledge of loan documentation and process.
  • Basic knowledge of risk analysis.
  • Strong verbal & written communication skills.
  • Effective technical report writing skills.
  • Customer service and interpersonal skills.
  • Proficiency in Microsoft applications e.g., Word, Excel, Outlook.
  • Effective organizational skills, time management and problem‑solving skills.
  • Ability to work independently, prioritize work and handle multiple tasks.
  • Attention to detail, self‑motivation and the ability to take initiative.
  • Minimum of Undergraduate Degree in Accounting, Finance, or business‑related field from an accredited college/university
  • A minimum of 4+ years of banking experience in advanced commercial credit analysis and/or lending activities in Lending analysis is required for this position.
Physical Requirements
  • Prolonged periods of sitting at a desk and working on a computer.
  • Must be able to lift 15 pounds at times.
Benefits
  • Competitive salary and benefit package
  • Professional development opportunities
  • Health, Dental and Vision Insurance
  • Health Savings Account with company contribution
  • Employer paid Short‑term and Long‑term disability insurance
  • Employer paid Life Insurance
  • 401(k) plan and matching
  • RTD Eco Pass (Denver) / ORCA (Seattle)
  • Pet Insurance
  • Paid Time Off
  • Volunteer Time Off
Company Culture

Native American Bank is a full‑service community bank committed to meeting the financial needs of individuals, businesses, and non‑profits within the Native American community and beyond. Our focus is on delivering a personalized banking experience that honors cultural sensitivities. Since our founding in 2001, our mission has been to empower Native American and Alaskan Native individuals, enterprises, and governments by providing affordable and flexible banking and financial services tailored to their unique goals.

We take pride in cultivating personal relationships with our customers while upholding the highest standards of professionalism. Our diverse range of services includes personal and business banking, lending solutions, and more, all designed to support our clients' aspirations.

At Native American Bank, we go beyond traditional banking by encouraging our employees to engage in community service through our Mission in Motion program. We believe in giving back and nurturing a collaborative spirit among our neighbors. By joining Native American Bank, you play a crucial role in helping our community thrive while ensuring that our financial practices are guided by our cherished traditional values.

Additional Information
  • Passbackground check prior to hire.
  • Thisposition allows to hybrid schedule to candidates currently residing withina 45 miles radius from Denver, CO at this time.
  • Theannual salary range for this full‑time position: $68,700 - $85,900.
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