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Credit Risk Analyst Jobs in Denver, CO (NOW HIRING)

Xcel Energy

Market Risk Reporting Analyst

Denver, CO · On-site

$73K - $104K/yr

The analyst will partner with Trading, Commercial Operations, Valuation, Accounting, and Credit Risk teams to ensure risks are understood, quantified, and managed within approved limits. The ideal ...

Xcel Energy

Market Risk Reporting Analyst

Denver, CO · On-site

$73K - $104K/yr

The analyst will partner with Trading, Commercial Operations, Valuation, Accounting, and Credit Risk teams to ensure risks are understood, quantified, and managed within approved limits. The ideal ...

Xcel Energy

Market Risk Reporting Analyst

Denver, CO · On-site

$73K - $104K/yr

The analyst will partner with Trading, Commercial Operations, Valuation, Accounting, and Credit Risk teams to ensure risks are understood, quantified, and managed within approved limits. The ideal ...

Leprino Foods Company

Senior Credit Analyst

Denver, CO · On-site

$85 - $95/hr

Within our Corporate Finance & Accounting team located in Denver , Leprino is seeking a Senior Credit Analyst to help manage credit risk and accounts receivable for some of our largest and most ...

Leprino Foods Company

Senior Credit Analyst

Denver, CO · On-site

Within our Corporate Finance & Accounting team located in Denver , Leprino is seeking a Senior Credit Analyst to help manage credit risk and accounts receivable for some of our largest and most ...

Transwest

Credit Analyst

Denver, CO · On-site

$70K - $110K/yr

You'll work closely with Sales and other teams to evaluate credit risk, support customer ... Analyze and underwrite commercial credit applications using financial statements, tax returns ...

Transwest, Inc.

Credit Analyst

Denver, CO · On-site

$70 - $110/hr

You'll work closely with Sales and other teams to evaluate credit risk, support customer ... Analyze and underwrite commercial credit applications using financial statements, tax returns ...

Transwest Inc

Credit Analyst

Denver, CO

$70K - $110K/yr

You'll work closely with Sales and other teams to evaluate credit risk, support customer ... Analyze and underwrite commercial credit applications using financial statements, tax returns ...

Transwest

Credit Analyst

Denver, CO · On-site

$70K - $110K/yr

You'll work closely with Sales and other teams to evaluate credit risk, support customer ... Analyze and underwrite commercial credit applications using financial statements, tax returns ...

US Bank

Impact Finance Officer

Denver, CO · On-site

... credit risk strategy and ensure we meet core business objectives Self-starter, ability to quickly assimilate and analyze large amounts of information across a variety of topics Strong tenacity and ...

Bellco

Commercial Credit Analyst

Greenwood Village, CO · On-site

$85K - $95K/yr

Previous experience in risk ratings and loan structures for commercial loans. * Intermediate ... credit risk. * Recommend risk rating changes as supported by periodic review or other loan analysis.

bellco

Commercial Credit Analyst

Greenwood Village, CO · On-site

Previous experience in risk ratings and loan structures for commercial loans. * Intermediate ... credit risk. * Recommend risk rating changes as supported by periodic review or other loan analysis.

Western Alliance Bank

Senior Credit Analyst

Denver, CO · On-site

$36.74 - $45.38/hr

Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and ...

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Showing results 21-40

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Denver, CO

Credit Risk Analyst information

See Denver, CO salary details

$38.1K

$117.2K

$203.3K

How much do credit risk analyst jobs pay per year?

As of Sep 5, 2026, the average yearly pay for credit risk analyst in Denver, CO is $117,204.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,900.00 and $144,600.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are the most commonly searched types of Credit Risk Analyst jobs in Denver, CO?

The most popular types of Credit Risk Analyst jobs in Denver, CO are:

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Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Denver, CO as of August 2026, with employment types broken down into 1% As Needed, 87% Full Time, 9% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $117,204 per year, or $56.3 per hour.

Market Risk Reporting Analyst

Xcel Energy

Denver, CO • On-site

$73K - $104K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.

Xcel Energy rating

8.3

Company rating: 8.3 out of 10

Based on 90 frontline employees who took The Breakroom Quiz

22nd of 53 rated energy and utility

Job description

Are you looking for an exciting job where you can put your skills and talents to work at a company you can feel proud to be a part of? Do you want a workplace that will challenge you and offer you opportunities to learn and grow? A position at Xcel Energy could be just what you're looking for.
Market Risk Reporting Analyst
Position Summary
The Market Risk Analyst is responsible for identifying, measuring, monitoring, and communicating the risks associated with energy trading and commercial portfolios. This role provides independent oversight of physical and financial commodity positions through risk measurement, valuation review, stress testing, and portfolio analysis. The analyst will partner with Trading, Commercial Operations, Valuation, Accounting, and Credit Risk teams to ensure risks are understood, quantified, and managed within approved limits.
The ideal candidate combines strong analytical skills with the ability to communicate complex risk concepts to a broad range of stakeholders and provide actionable insights that support sound business decisions.
Essential Responsibilities
  • Monitor and analyze daily market risk exposures across physical and financial commodity portfolios.
  • Perform portfolio risk measurement and reporting, including VaR, stress testing, scenario analysis, and other key risk metrics.
  • Assess the risk profile of new transactions, structured deals, and hedging strategies.
  • Investigate unusual P&L movements and explain portfolio performance drivers.
  • Support independent valuation reviews and pricing validation of commodity transactions.
  • Prepare daily, weekly, and monthly risk reports for management and leadership.
  • Identify emerging risks and recommend mitigation strategies.
  • Partner with Trading, Commercial Operations, Accounting, and Valuation teams to improve transparency and risk management practices.
  • Develop and enhance quantitative models, reporting tools, and automated processes.
  • Participate in risk committee, governance, and audit-related activities.
  • Assist with ETRM implementations, reporting enhancements, and other strategic initiatives.
  • Manage the end-to-end trade confirmation process for physical and financial commodity transactions, including confirmation generation, validation, discrepancy resolution, and timely execution with counterparties.
  • Identify opportunities to improve and automate trade confirmation workflows, enhance operational controls, and develop reporting to monitor confirmation status, aging, and process performance.

Minimum Qualifications
  • Bachelor's degree in Finance, Economics, Mathematics, Engineering, Statistics, Energy Management, or related field.
  • 2-5 years of experience in market risk, trading risk, quantitative analysis, energy markets, or related functions.
  • Knowledge of commodity markets, risk measurement techniques, and portfolio analytics.
  • Experience with VaR, stress testing, scenario analysis, and market risk reporting.
  • Strong analytical and problem-solving skills.
  • Advanced Excel skills.
  • Experience working with large datasets and reporting tools.
  • Strong written and verbal communication skills with the ability to present findings to both technical and non-technical audiences.

Preferred Qualifications
  • Experience in power, natural gas, environmental, or energy trading markets.
  • Knowledge of valuation methodologies and derivative products.
  • Experience with SQL, Python, Power BI, Tableau, or similar analytical tools.
  • Familiarity with ETRM systems
  • Understanding of hedging strategies and portfolio optimization concepts.

As a leading combination electricity and natural gas energy company, Xcel Energy offers a comprehensive portfolio of energy-related products and services to 3.4 million electricity and 1.9 million natural gas customers across eight Western and Midwestern states. At Xcel Energy, we strive to be the preferred and trusted provider of the energy our customers need. If you're ready to be a part of something big, we invite you to join our team.
All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Individuals with a disability who need an accommodation to apply please contact us at recruiting@xcelenergy.com.
Non-Bargaining
The anticipated starting base pay for this position is: $73,700.00 to $104,633.00 per year
This position is eligible for the following benefits: Annual Incentive Program, Medical/Pharmacy Plan, Dental, Vision, Life Insurance, Dependent Care Reimbursement Account, Health Care Reimbursement Account, Health Savings Account (HSA) (if enrolled in eligible health plan), Limited-Purpose FSA (if enrolled in eligible health plan and HSA), Transportation Reimbursement Account, Short-term disability (STD), Long-term disability (LTD), Employee Assistance Program (EAP), Fitness Center Reimbursement (if enrolled in eligible health plan), Tuition reimbursement, Transit programs, Employee recognition program, Pension, 401(k) plan, Paid time off (PTO), Holidays, Volunteer Paid Time Off (VPTO), Parental Leave
Benefit plans are subject to change and Xcel Energy has the right to end, suspend, or amend any of its plans, at any time, in whole or in part.
In any materials you submit, you may redact or remove age-identifying information including but not limited to dates of school attendance and graduation. You will not be penalized for redacting or removing this information.
Deadline to Apply: 09/02/26
EEO is the Law | EEO is the Law Supplement | Pay Transparency Nondiscrimination | Equal Opportunity Policy (PDF) | Employee Rights (PDF)
All Xcel Energy employees and contractors share responsibility for protecting the company's information and systems by adhering to cybersecurity policies, standards, and best practices, recognizing that cybersecurity is everyone's responsibility.
ACCESSIBILITY STATEMENT
Xcel Energy endeavors to make https://www.xcelenergy.com/ accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact Xcel Energy Talent Acquisition at recruiting@xcelenergy.com. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.

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About Xcel Energy

Sourced by ZipRecruiter

Xcel Energy is a prominent electricity and natural gas service provider serving multiple states in the United States, including Colorado, Michigan, Minnesota, New Mexico, North Dakota, South Dakota, Texas, and Wisconsin. Our commitment revolves around delivering essential services to our valued customers. As a trailblazer in the industry, we were the first major US electricity provider with a visionary goal to achieve 100% carbon-free electricity by 2050 and an ambitious 80% reduction in carbon emissions by 2030, based on 2005 levels. Through innovative electric vehicle initiatives, we actively contribute to carbon reduction not only in our electricity generation but also in the transportation sector within the states we operate. Simultaneously, we remain devoted to ensuring cost-effectiveness for our customers by implementing advanced electricity rates and energy efficiency programs.

Industry

Utilities

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US

Year founded

1909

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