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Credit Risk Analyst Jobs in Buffalo, NY (NOW HIRING)

Citigroup, Inc.

Credit Maintenance Sr Analyst

Getzville, NY · On-site

$70K - $105K/yr

The Credit Risk Management Services (CRMS) team operates within the Institutional Credit Management ... A successful candidate will possess strong analytical skills, sound judgment, and the ability to ...

M&T Bank

Commercial Credit Associate

Buffalo, NY · On-site

Overview: The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial statements ...

M&T Bank

Commercial Credit Associate

Buffalo, NY · On-site

Overview: The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial statements ...

M&T Bank

Commercial Credit Associate

Buffalo, NY

Overview: The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial statements ...

Northwest

C&I Credit Analyst II or III

Buffalo, NY · Hybrid

$61K - $110K/yr

Credit Analyst II or III will be determined based on the candidates knowledge and experience ... Effectively analyze financial statements and related data, industry risk, loan structure and market ...

KeyCorp

Senior Credit Officer, Payments

Buffalo, NY · On-site

$96K - $181K/yr

Review, analyze, and adjudicate complex credit requests for Payments-Only relationships, with a primary focus on higher-risk profiles and large exposures (over $10 million). Target client profile may ...

Keybank

Senior Credit Officer, Payments

Buffalo, NY · Hybrid

$96K - $181K/yr

Review, analyze, and adjudicate complex credit requests for Payments-Only relationships, with a primary focus on higher-risk profiles and large exposures (over $10 million). Target client profile may ...

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Showing results 21-40

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Buffalo, NY

Credit Risk Analyst information

See Buffalo, NY salary details

$35.8K

$110.3K

$191.3K

How much do credit risk analyst jobs pay per year?

As of Aug 23, 2026, the average yearly pay for credit risk analyst in Buffalo, NY is $110,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,900.00 and $136,100.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are the most commonly searched types of Credit Risk Analyst jobs in Buffalo, NY?

The most popular types of Credit Risk Analyst jobs in Buffalo, NY are:

What are popular job titles related to Credit Risk Analyst jobs in Buffalo, NY?

For Credit Risk Analyst jobs in Buffalo, NY, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Buffalo, NY look for?

The top searched job categories for Credit Risk Analyst jobs in Buffalo, NY are:

What cities near Buffalo, NY are hiring for Credit Risk Analyst jobs?

Cities near Buffalo, NY with the most Credit Risk Analyst job openings:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Buffalo, NY as of August 2026, with employment types broken down into 56% Full Time, and 44% Part Time. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $110,312 per year, or $53 per hour.

Intermediate Associate Credit Maintenance Analyst

Citigroup, Inc.

Getzville, NY • On-site

$55K - $77K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 11 days ago

Citibank rating

8.4

Company rating: 8.4 out of 10

Based on 178 frontline employees who took The Breakroom Quiz

38th of 171 rated banks

Job description

CRMS - Credit Risk Administration
The Credit Risk Management Services (CRMS) team offers entry-level opportunities for professionals to apply analytical thinking, attention to detail, and an understanding of credit risk processes. This role supports the review and verification of credit documentation and data while ensuring adherence to industry standards and departmental procedures. Team members collaborate closely with internal partners to achieve organizational objectives and are expected to demonstrate strong communication, judgment, and diplomacy when handling sensitive or complex information.
Key Responsibilities:
  • Apply departmental policies and procedures with sound judgment to complete assigned tasks accurately.
  • Review approved credit packages to create and maintain credit records.
  • Troubleshoot and resolve issues related to data discrepancies and inquiries.
  • Manage, escalate, and resolve requests and issues related to departmental operations in a timely manner.
  • Participate in projects and user testing related to system or process enhancements.
  • Identify workflow gaps and contribute suggestions to improve efficiency.
  • Understand and support how CRMS functions integrate with other departments.
  • Assist with training and provide process guidance to backup or support specialists.

Qualifications:
  • 1-2 years of relevant experience in reviewing credit documentation, knowledge of policies, guidelines, and procedures surrounding extensions of credit.
  • Knowledge of Institutional Lending and Credit products, experience in risk data management
  • Strong attention to detail and accuracy.
  • Proven ability to multitask and manage time effectively in a fast-paced environment.
  • Strong organizational, problem-solving, and research skills.
  • Ability to work independently and collaboratively as part of a team.
  • Consistently demonstrates clear and concise written and verbal communication
  • Familiarity with financial and banking products.
  • Bachelor's or University degree

Job Family Group:
Operations - Services
Job Family:
Credit Maintenance
Time Type:
Full time
Primary Location:
Getzville New York United States
Primary Location Full Time Salary Range:
$55,440.00 - $77,360.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Dec 25, 2025
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.

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About Citigroup Inc

Sourced by ZipRecruiter

We live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. Citi is a bank that’s uniquely positioned for this moment. Through our vast global network and our on-the-ground expertise, we can connect the dots, anticipate change and empathize the needs of our clients and customers in ways that other banks simply cannot. Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We have set expectations for how we must act to bring our mission to life. These expectations are at the heart of our Leadership Principles – we take ownership, we deliver with pride and we succeed together.

Industry

Banking and credit intermediation

Company size

5,001 - 10,000 Employees

Headquarters location

New York City, NY, US

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