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Credit Risk Analyst Jobs in Boston, MA (NOW HIRING)

STAG Industrial Inc

Credit Analyst

Boston, MA · On-site

$65K - $72K/yr

Credit risk analysis is part of the decision-making process for new acquisitions, new leasing transactions, lease renewals and capital projects. The Credit Analyst's main responsibilities will be to ...

Liberty Mutual Insurance

Credit Analyst

Boston, MA · On-site

$57K/yr

Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Communicates financial ...

Liberty Mutual

Credit Analyst

Boston, MA

$57K - $101K/yr

Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Communicates financial ...

Liberty Mutual

Credit Analyst

Boston, MA

$57K - $101K/yr

Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Communicates financial ...

Liberty Mutual

Credit Analyst

Boston, MA · On-site

Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Communicates financial ...

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Credit Risk Analyst information

See Boston, MA salary details

$40.2K

$123.7K

$214.6K

How much do credit risk analyst jobs pay per year?

As of Jun 11, 2026, the average yearly pay for credit risk analyst in Boston, MA is $123,714.00, according to ZipRecruiter salary data. Most workers in this role earn between $89,600.00 and $152,600.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a Credit Risk Analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

How much does a Credit Risk Analyst make?

The average salary for a Credit Risk Analyst at Goldman Sachs is typically between $70,000 and $120,000 annually, depending on experience, location, and level of seniority. Compensation may also include bonuses and benefits, with higher salaries often associated with advanced certifications and specialized skills in risk assessment and financial analysis.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

Will a credit analyst be replaced by AI?

Credit risk analysts perform tasks such as evaluating financial data and assessing creditworthiness, which involve judgment and interpretation that AI currently cannot fully replicate. While AI tools can automate data analysis and streamline processes, human analysts are still essential for complex decision-making and risk assessment. The role is evolving to include working alongside AI technologies to improve efficiency and accuracy.

How much do risk analysts get paid?

Risk analysts, including credit risk analysts, typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications like CFA or FRM can earn higher salaries and bonuses.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

What do credit risk analysts do?

Credit risk analysts evaluate the creditworthiness of individuals or organizations to determine the likelihood of default on loans or credit agreements. They analyze financial data, credit reports, and economic trends, often using specialized software, to assess risk levels and recommend credit limits or approval decisions. Their work helps financial institutions manage potential losses and ensure sound lending practices.
More about Credit Risk Analyst jobs
What are the most commonly searched types of Credit Risk Analyst jobs in Boston, MA? The most popular types of Credit Risk Analyst jobs in Boston, MA are:
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What job categories do people searching Credit Risk Analyst jobs in Boston, MA look for? The top searched job categories for Credit Risk Analyst jobs in Boston, MA are:
What cities near Boston, MA are hiring for Credit Risk Analyst jobs? Cities near Boston, MA with the most Credit Risk Analyst job openings:
Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Boston, MA as of June 2026, with employment types broken down into 84% Full Time, 13% Part Time, 1% Temporary, and 2% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution, with an average salary of $123,714 per year, or $59.5 per hour.
Credit Analyst

Credit Analyst

STAG Industrial Inc

Boston, MA • On-site

$65K - $72K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 9 days ago

Job description

Job Title: Credit Analyst
Reports To: Senior Credit Associate
Department: Accounting/Finance
FLSA Code: Exempt
Date Modified: March 2026


Job purpose

Tenant credit underwriting is one of the three pillars in STAG’s probabilistic approach to evaluating industrial real estate. Credit risk analysis is part of the decision-making process for new acquisitions, new leasing transactions, lease renewals and capital projects. The Credit Analyst’s main responsibilities will be to underwrite and monitor corporate credit, participate in conference calls with tenant’s management, present to investment committee members, and complete various credit related projects/initiatives.


Duties and responsibilities


  • Underwrite credit risks of acquisition and leasing tenants based on qualitative and quantitative analysis, including analyzing financial statements, business, industry, and management.
  • Prepare and present credit memorandum to investment committee
  • Monitor credit developments of existing REIT tenants, including periodic financial analyses and following tenant news and industry trends
  • Maintain the credit database with as accurate and up-to-date credit information as possible
  • Communicate effectively with other departments regarding new acquisitions or leasing transactions to obtain necessary due diligence items and meet recurring transaction deadlines
  • Support senior credit staff on credit analysis, credit diligence calls, and macroeconomic and industry research
  • Support credit related research projects such as internal and external default research; and ad-hoc credit projects related to department or company initiatives


Qualifications


  • Bachelor’s Degree, preferably in Finance, Economics, Accounting, or related fields
  • 0-3 years of work experience in credit, finance, economic, or related roles
  • Strong interest in credit analysis, research, economic and business news
  • Proven understanding of financial statements and economics
  • Solid analytical skills, intellectual curiosity, persistent, proactive and attention to details
  • Strong, professional writing and communication skills
  • Ability to conduct independent research and work in a team oriented, fast-paced environment
  • Interest in pursuing or progress toward a CFA is preferable
  • Proficient with Microsoft Excel; experience with S&P Capital IQ, PowerBI, and AI tools is a plus


To apply, submit your resume and a cover letter detailing your relevant experience and why you're a strong fit for this role. Please include both documents to be considered for the position.


Compensation & Benefits:


  • Competitive base salary, commensurate with experience
  • Discretionary bonus tied to individual and company performance
  • Comprehensive benefits package, including:
    • Paid holidays and generous PTO
    • 401(k) plan with employer match
    • Health, dental, and vision insurance
    • Basic life and AD&D coverage
    • Voluntary supplemental life insurance
    • Short- and long-term disability
    • Flexible Spending Accounts (FSAs) for healthcare and dependent care