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Credit Risk Analyst Jobs in Atlanta, GA (NOW HIRING)

Fifth Third

Credit Risk Officer II

Atlanta, GA

Monitors credit quality through forward looking analysis as well as reviewing system-generated reports. Responsible and accountable for credit risk management and constructive, credible challenge by ...

Maxxis International - USA

Credit Analyst

Suwanee, GA · On-site

This role is responsible for analyzing financial statements, establishes credit limits and payment terms, monitors account performance, and manages credit risk to support profitable growth while ...

Maxxis International - USA

Credit Analyst

Suwanee, GA · On-site

$60K - $70K/yr

This role is responsible for analyzing financial statements, establishes credit limits and payment terms, monitors account performance, and manages credit risk to support profitable growth while ...

Maxxis International

Credit Analyst

Suwanee, GA · Hybrid

This role is responsible for analyzing financial statements, establishes credit limits and payment terms, monitors account performance, and manages credit risk to support profitable growth while ...

Fiserv, Inc.

Cyber Risk Analyst

Alpharetta, GA · On-site

Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, w ... Job Title Cyber Risk Analyst About your role: As a Cyber Risk Analyst, you will support ...

Monitise

Cyber Risk Analyst

Alpharetta, GA

Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, w ... Job Title Cyber Risk Analyst About your role: As a Cyber Risk Analyst, you will support ...

US Bank

Credit Policy Manager

Atlanta, GA · On-site

Vision | We create the future of credit risk management through data, analytics, and risk process innovation for our customers. Mission | We deliver data-driven information solutions to protect our ...

US Bank

Impact Finance Officer

Atlanta, GA

... credit risk strategy and ensure we meet core business objectives Self-starter, ability to quickly assimilate and analyze large amounts of information across a variety of topics Strong tenacity and ...

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Showing results 21-40

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Atlanta, GA

Credit Risk Analyst information

See Atlanta, GA salary details

$35.6K

$109.5K

$189.9K

How much do credit risk analyst jobs pay per year?

As of Aug 16, 2026, the average yearly pay for credit risk analyst in Atlanta, GA is $109,514.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,300.00 and $135,100.00 per year, depending on experience, location, and employer.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are the most commonly searched types of Credit Risk Analyst jobs in Atlanta, GA?

The most popular types of Credit Risk Analyst jobs in Atlanta, GA are:

What are popular job titles related to Credit Risk Analyst jobs in Atlanta, GA?

For Credit Risk Analyst jobs in Atlanta, GA, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Atlanta, GA look for?

The top searched job categories for Credit Risk Analyst jobs in Atlanta, GA are:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Atlanta, GA as of August 2026, with employment types broken down into 100% Full Time. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $109,514 per year, or $52.7 per hour.

Senior Credit Risk & Strategy Analyst Credit Card Strategy

Atlanticus Holdings Corporation

Atlanta, GA • On-site

Other

Medical, Retirement, PTO

Posted 4 days ago

Job description

Senior Credit Risk & Strategy Analyst - Credit Card Strategy
When you join Atlanticus, you become a member of a fast-growing, mission-focused company that is committed to aid in meeting the financial needs of middle-class Americans. With a culture of collaboration and a one-team mindset, we encourage entrepreneurial thinking to empower our customers toward financial well-being.
Atlanticus™ technology enables bank, retail, and healthcare partners to offer more inclusive financial services to everyday Americans through the use of proprietary analytics. We apply the experience gained and infrastructure built from servicing over 20 million customers and over $40 billion in consumer loans over more than 25 years of operating history to support lenders that originate a range of consumer loan products. These products include retail and healthcare, private label credit and general-purpose credit cards marketed through our omnichannel platform, including retail point-of-sale, healthcare point-of-care, direct mail solicitation, digital marketing, and partnerships with third parties. Additionally, through our Auto Finance subsidiary, Atlanticus serves the individual needs of automotive dealers and automotive non-prime financial organizations with multiple financing and service programs.
Office Locations available for this role include
  • Wilmington, DE - Near the Riverfront, offering rich history, dining, entertainment, and shopping. With direct access to I-95, Amtrak, and SEPTA, employees enjoy flexible living options.

Work Culture
We foster a collaborative, innovative environment where everyone contributes to building something meaningful. You'll be empowered to lead, grow, and make an impact.
The Role
At Atlanticus, we're redefining how responsible credit can empower consumers. As a Senior Credit Risk & Strategy Analyst, you'll combine analytical rigor with business strategy to drive growth and profitability across our credit card portfolio. You'll take on complex, cross-functional challenges spanning credit risk, marketing optimization, customer experience, and financial performance - all while helping shape Atlanticus's next stage of growth.
Because Atlanticus is a fast-growing company, you'll have broader ownership, greater visibility, and more flexibility than at larger institutions. Analysts here are not confined to narrow lanes - you'll own your analyses end-to-end, partner directly with senior leaders, and see your work influence major strategic decisions.
What You'll Do
  • Solve complex business problems: Partner with teams across Credit, Marketing, and Finance to develop data-driven strategies that balance growth, profitability, and customer outcomes.
  • Own analytical initiatives end-to-end: Frame key business questions, design analyses, extract and synthesize data using SQL, SAS, and Python, and translate insights into actionable recommendations.
  • Drive credit strategy and performance: Evaluate acquisition, underwriting, and line management strategies to optimize risk-adjusted returns and portfolio health.
  • Support marketing efficiency: Analyze campaign performance, segmentation, and targeting to improve acquisition economics and customer engagement.
  • Contribute to financial planning: Forecast P&L impacts, monitor portfolio trends, and partner with Finance to inform investment and growth decisions.
  • Influence with insight: Present findings to senior leaders, using data storytelling to drive alignment and decision-making across teams.
  • Innovate in a startup-minded culture: Identify opportunities to improve processes, test new ideas, and help shape a growing analytics organization.

You're a great fit if you have
  • Bachelor's degree in a quantitative or analytical field (e.g., Mathematics, Economics, Finance, Statistics, Engineering, or Data Science).
  • 4-6 years of experience in financial analytics, consulting, or business strategy (preferably within financial services or unsecured consumer lending products).
  • Proficiency in SQL & Excel; experience with Python, R, or similar analytical tools.
  • Strong problem-solving, quantitative, and critical-thinking skills.
  • Possess credit card financial modeling skills with understanding of P&L interdependence and profitability drivers.
  • Excellent communication skills with the ability to influence cross-functional stakeholders.
  • Experience with balance build initiatives such as purchase promotional rates and balance transfers.

Preferred
  • Master's degree in a quantitative or business discipline.
  • Experience in credit cards, lending, or other data-rich consumer finance businesses.
  • Familiarity with experimentation (A/B testing), marketing analytics, portfolio management or financial analytics.
  • Experience building dashboards and visualizations (Tableau, Power BI).
  • Comfort working in fast-paced, high-growth environments where priorities evolve quickly.
  • Experience with credit card rewards programs, including rewards economics, customer engagement strategies, or loyalty program optimization.

Why You'll Love Working Here
This isn't just a job, it's a place to lead, grow, and thrive. If you believe in your skills and drive, we'll provide the resources and support to help you succeed.
  • Broad Impact: Work across credit, marketing, and finance to drive holistic business outcomes.
  • Ownership: Enjoy end-to-end responsibility and autonomy to shape strategy, not just report on it.
  • Entrepreneurial Culture: Be part of a nimble, innovative team where ideas move quickly from concept to execution.
  • Visibility: Collaborate directly with senior leaders, contributing to key portfolio and growth decisions.
  • Learning and Growth: Develop diverse analytical skills while deepening your understanding of how a credit card business runs.

Benefits include
  • Generous PTO and holiday schedule
  • 401(k) with company match
  • Employee stock purchase plan
  • Ongoing training (lunch & learns, financial and health webinars)
  • Team volunteer outings

Atlanticus is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, religion, gender, sexual orientation, age, veteran status, disability, or other protected status.

Apply