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Credit Risk Analyst Jobs in Atlanta, GA (NOW HIRING)

Carmax

Director, Credit Risk & Analytics

Atlanta, GA

Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer ...

Fifth Third

Credit Risk Officer II

Atlanta, GA · On-site

Monitors credit quality through forward looking analysis as well as reviewing system-generated reports. Responsible and accountable for credit risk management and constructive, credible challenge by ...

Maxxis International - USA

Credit Analyst

Suwanee, GA · On-site

This role is responsible for analyzing financial statements, establishes credit limits and payment terms, monitors account performance, and manages credit risk to support profitable growth while ...

Maxxis International - USA

Credit Analyst

Suwanee, GA · On-site

$60K - $70K/yr

This role is responsible for analyzing financial statements, establishes credit limits and payment terms, monitors account performance, and manages credit risk to support profitable growth while ...

Maxxis International

Credit Analyst

Suwanee, GA · Hybrid

This role is responsible for analyzing financial statements, establishes credit limits and payment terms, monitors account performance, and manages credit risk to support profitable growth while ...

Fiserv, Inc.

Cyber Risk Analyst

Alpharetta, GA · On-site

Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, w ... Job Title Cyber Risk Analyst About your role: As a Cyber Risk Analyst, you will support ...

Monitise

Cyber Risk Analyst

Alpharetta, GA

Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, w ... Job Title Cyber Risk Analyst About your role: As a Cyber Risk Analyst, you will support ...

US Bank

Credit Policy Manager

Atlanta, GA · On-site

Vision | We create the future of credit risk management through data, analytics, and risk process innovation for our customers. Mission | We deliver data-driven information solutions to protect our ...

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Showing results 21-40

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Atlanta, GA

Credit Risk Analyst information

See Atlanta, GA salary details

$35.6K

$109.7K

$190.2K

How much do credit risk analyst jobs pay per year?

As of Aug 20, 2026, the average yearly pay for credit risk analyst in Atlanta, GA is $109,689.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,500.00 and $135,300.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are the most commonly searched types of Credit Risk Analyst jobs in Atlanta, GA?

The most popular types of Credit Risk Analyst jobs in Atlanta, GA are:

What are popular job titles related to Credit Risk Analyst jobs in Atlanta, GA?

For Credit Risk Analyst jobs in Atlanta, GA, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Atlanta, GA look for?

The top searched job categories for Credit Risk Analyst jobs in Atlanta, GA are:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Atlanta, GA as of August 2026, with employment types broken down into 56% Full Time, and 44% Part Time. Highlights an 49% In-person, and 51% Hybrid job distribution, with an average salary of $109,689 per year, or $52.7 per hour.

Director, Credit Risk & Analytics

CarMax Business Services

Kennesaw, GA • On-site

$120 - $160/hr

Other

Posted 8 days ago

Job description

Director, Credit Risk & Analytics About this job

As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer, and more transparent – empowering customers across the credit spectrum to unlock affordability and drive away in the dream vehicle.

The Director of Credit Risk & Analytics owns the analytical engine behind that business. This is a builder's seat as much as an operator's. CAF is investing in our decisioning platform, our data infrastructure, and our use of alternative data — and we're looking for a leader who can both run the function with discipline and reshape it for what comes next.

You will spend your time
  • Setting originations strategy across credit policy, consumer pricing, fraud, and decisioning — balancing growth, risk-adjusted return, and customer experience
  • Evolving originations capabilities to further expansion into full-spectrum lending, through technology, alternative-data, and analytics.
  • Owning P&L responsibilities by developing forecast models and successfully steering the business to navigate a highly dynamic environment
  • Building and leading a world‑class analytical team — hiring exceptional talent, developing manager‑level leaders, and creating an environment where analysts do their best work
  • Influencing executive decision‑making with data‑grounded recommendations, and serving as a thought partner to CAF and CarMax senior leadership
What you will need to succeed

We're looking for a player‑coach who builds and develops talent, holds a high bar on analytical rigor, and brings genuine curiosity about how new data, new techniques, and new business models can change what's possible in auto lending. Given the breadth of the role, this leader will need to earn trust quickly with executives, cross‑functional partners, and other key stakeholders.

To be eligible
  • Bachelor's degree in mathematics, statistics, finance, economics, a related field, or equivalent experience; Master's degree preferred
  • 8–10 years of proven credit policy and/or credit risk management experience (or equivalent) across multiple functional areas or products, including experience managing analysts and managerial staff; strong knowledge of financial services preferred
  • Strong conceptual thinking skill to design and manipulate complex mathematical models to explain and predict business metrics, and to analyze complex data to draw conclusions and make business recommendations
  • Ability to convert vague business objectives into concrete analysis tasks and lead a team to tackle them systematically
  • Ability to inspire and lead analytical teams to effectively design and execute strategies that meet business goals and objectives
Bonus points for
  • Advanced degree in a quantitative discipline (engineering, math, statistics, operations research, economics, physics, etc.)
  • Prior leadership experience in auto finance, consumer lending, and/or fintech
  • Hands‑on familiarity with machine learning and alternative data in a lending context
  • Working proficiency in SQL, Python or R, and modern data / BI tooling (Snowflake, Tableau, etc.)
Work Location and Arrangement

This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 4 days per week.

Work Authorization

Applicants must be currently authorized to work in the United States on a full‑time basis. Sponsorship will not be considered for this specific role.

About CarMax

CarMax disrupted the auto industry by delivering the honest, transparent and high‑integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation’s largest retailer of used cars, with over 200 locations nationwide.

Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.

CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, disability status, age, or other characteristics protected by law.

Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.

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