Sr. Analyst, Credit Risk
Atlanta, GA · Hybrid
Purpose of the role The Senior Analyst of Credit Risk Strategy is responsible for providing analytical support for the effective management, growth, and innovation of CAF's business. The Senior ...
Sr. Analyst, Credit Risk
Atlanta, GA · Hybrid
Purpose of the role The Senior Analyst of Credit Risk Strategy is responsible for providing analytical support for the effective management, growth, and innovation of CAF's business. The Senior ...
Purpose of the role The Senior Analyst of Credit Risk Strategy is responsible for providing analytical support for the effective management, growth, and innovation of CAF's business. The Senior ...
Purpose of the role The Senior Analyst of Credit Risk Strategy is responsible for providing analytical support for the effective management, growth, and innovation of CAF's business. The Senior ...
Large Credit team works collaboratively with merchants, business development teams, relationship managers, transaction risk analysts, compliance and legal departments to support growth objectives ...
Large Credit team works collaboratively with merchants, business development teams, relationship managers, transaction risk analysts, compliance and legal departments to support growth objectives ...
Large Credit team works collaboratively with merchants, business development teams, relationship managers, transaction risk analysts, compliance and legal departments to support growth objectives ...
Large Credit team works collaboratively with merchants, business development teams, relationship managers, transaction risk analysts, compliance and legal departments to support growth objectives ...
Senior Analyst, Credit Risk
Kennesaw, GA · On-site
This may include analytical work within any of the following teams: credit originations, pricing, forecasting/modeling, product management, and servicing analytics. * Use database tools/software to ...
Senior Analyst, Credit Risk
Kennesaw, GA · On-site
This may include analytical work within any of the following teams: credit originations, pricing, forecasting/modeling, product management, and servicing analytics. * Use database tools/software to ...
Senior Analyst, Credit Risk
Atlanta, GA · On-site
This may include analytical work within any of the following teams: credit originations, pricing, forecasting/modeling, product management, and servicing analytics. * Use database tools/software to ...
Senior Analyst, Credit Risk
Atlanta, GA · On-site
This may include analytical work within any of the following teams: credit originations, pricing, forecasting/modeling, product management, and servicing analytics. * Use database tools/software to ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Participate in all aspects of the credit relationship, including credit analysis, financial ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Participate in all aspects of the credit relationship, including credit analysis, financial ...
Credit Officer & Head of Risk
Atlanta, GA · On-site
To be successful, this role requires a strong background in credit and risk principles, analytical skills, and the ability to collaborate, negotiate and influence across multiple functions while ...
Credit Officer & Head of Risk
Atlanta, GA · On-site
To be successful, this role requires a strong background in credit and risk principles, analytical skills, and the ability to collaborate, negotiate and influence across multiple functions while ...
To be successful, this role requires a strong background in credit and risk principles, analytical skills, and the ability to collaborate, negotiate and influence across multiple functions while ...
To be successful, this role requires a strong background in credit and risk principles, analytical skills, and the ability to collaborate, negotiate and influence across multiple functions while ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Participate in all aspects of the credit relationship, including credit analysis, financial ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Participate in all aspects of the credit relationship, including credit analysis, financial ...
To be successful, this role requires a strong background in credit and risk principles, analytical skills, and the ability to collaborate, negotiate and influence across multiple functions while ...
To be successful, this role requires a strong background in credit and risk principles, analytical skills, and the ability to collaborate, negotiate and influence across multiple functions while ...
Works closely with and provides guidance to Wholesale Credit Risk Analysts, serving as lead regarding client servicing activities to proactively identify and mitigate credit risk. Job Duties and ...
Works closely with and provides guidance to Wholesale Credit Risk Analysts, serving as lead regarding client servicing activities to proactively identify and mitigate credit risk. Job Duties and ...
Oversee the risk management and administration for the specific portfolio segment or processes (as ... Perform "forensic" credit analysis to identify outliers or early-stage issues with particular ...
Oversee the risk management and administration for the specific portfolio segment or processes (as ... Perform "forensic" credit analysis to identify outliers or early-stage issues with particular ...
Monitor and analyze direct lending portfolio performance to identify emerging credit quality trends, deterioration risks, and opportunities for improvement. * Conduct ongoing portfolio risk ...
Monitor and analyze direct lending portfolio performance to identify emerging credit quality trends, deterioration risks, and opportunities for improvement. * Conduct ongoing portfolio risk ...
... analysis skills 5. Strong communication and interpersonal skills with demonstrated leadership ... Credit Risk Certification General Description of Available Benefits for Eligible Employees of ...
... analysis skills 5. Strong communication and interpersonal skills with demonstrated leadership ... Credit Risk Certification General Description of Available Benefits for Eligible Employees of ...
The Senior Credit Analyst is responsible for the timely and accurate underwriting of new and ... Ensure accurate internal risk ratings and support portfolio management, * Conduct training to ...
The Senior Credit Analyst is responsible for the timely and accurate underwriting of new and ... Ensure accurate internal risk ratings and support portfolio management, * Conduct training to ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Lead all aspects of the credit relationship, including credit analysis, financial modeling and ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Lead all aspects of the credit relationship, including credit analysis, financial modeling and ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Lead all aspects of the credit relationship, including credit analysis, financial modeling and ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Lead all aspects of the credit relationship, including credit analysis, financial modeling and ...
Credit Analyst
Norcross, GA · On-site
Job Summary The Credit Analyst will ensure that customer credit risk is properly evaluated and monitored to optimize working capital and profitability for a specific customer portfolio. This role is ...
Credit Analyst
Norcross, GA · On-site
Job Summary The Credit Analyst will ensure that customer credit risk is properly evaluated and monitored to optimize working capital and profitability for a specific customer portfolio. This role is ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Lead all aspects of the credit relationship, including credit analysis, financial modeling and ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Lead all aspects of the credit relationship, including credit analysis, financial modeling and ...
Credit Risk Analyst information
See Atlanta, GA salary details
$35.2K - $49K
4% of jobs
$49K - $62.9K
5% of jobs
$62.9K - $76.8K
14% of jobs
$77.8K is the 25th percentile. Wages below this are outliers.
$76.8K - $90.6K
21% of jobs
The median wage is $97.5K / yr.
$90.6K - $104.5K
11% of jobs
$104.5K - $118.3K
12% of jobs
$127.8K is the 75th percentile. Wages above this are outliers.
$118.3K - $132.2K
12% of jobs
$132.2K - $146.1K
11% of jobs
$146.1K - $159.9K
5% of jobs
$159.9K - $173.8K
4% of jobs
$173.8K - $187.7K
1% of jobs
$35.2K
$108.2K
$187.7K
How much do credit risk analyst jobs pay per year?
As of Jun 13, 2026, the average yearly pay for credit risk analyst in Atlanta, GA is $108,210.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,400.00 and $133,500.00 per year, depending on experience, location, and employer.
What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?
Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.
What does a Credit Risk Analyst do?
A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.
What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?
To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.
How much does a Credit Risk Analyst make?
The average salary for a Credit Risk Analyst at Goldman Sachs is typically between $70,000 and $120,000 annually, depending on experience, location, and level of seniority. Compensation may also include bonuses and benefits, with higher salaries often associated with advanced certifications and specialized skills in risk assessment and financial analysis.
What Does a Credit Risk Analyst Do?
A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.
Will a credit analyst be replaced by AI?
Credit risk analysts perform tasks such as evaluating financial data and assessing creditworthiness, which involve judgment and interpretation that AI currently cannot fully replicate. While AI tools can automate data analysis and streamline processes, human analysts are still essential for complex decision-making and risk assessment. The role is evolving to include working alongside AI technologies to improve efficiency and accuracy.
How much do risk analysts get paid?
Risk analysts, including credit risk analysts, typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications like CFA or FRM can earn higher salaries and bonuses.
What is the difference between Credit Risk Analyst vs Credit Analyst?
| Aspect | Credit Risk Analyst | Credit Analyst |
|---|---|---|
| Primary Focus | Assessing the risk of default on loans and credit products | Evaluating creditworthiness of individual or business applicants |
| Required Credentials | Typically a degree in finance, economics, or related field; certifications like CFA or credit-specific courses | Similar credentials; often the same certifications or degrees |
| Work Environment | Financial institutions, risk management departments | Banks, lending institutions, credit departments |
| Industry Usage | Commonly used in risk assessment and management | Primarily in lending and credit evaluation |
While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.
What do credit risk analysts do?
Credit risk analysts evaluate the creditworthiness of individuals or organizations to determine the likelihood of default on loans or credit agreements. They analyze financial data, credit reports, and economic trends, often using specialized software, to assess risk levels and recommend credit limits or approval decisions. Their work helps financial institutions manage potential losses and ensure sound lending practices.
More about Credit Risk Analyst jobs
What are the most commonly searched types of Credit Risk Analyst jobs in Atlanta, GA? The most popular types of Credit Risk Analyst jobs in Atlanta, GA are:
What are popular job titles related to Credit Risk Analyst jobs in Atlanta, GA? For Credit Risk Analyst jobs in Atlanta, GA, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Atlanta, GA look for? The top searched job categories for Credit Risk Analyst jobs in Atlanta, GA are:
CarMax rating
8.0
Based on 366 frontline employees who took The Breakroom Quiz
26th of 714 rated retailers
Job description
9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144CarMax, the way your career should be!
Summary:
CarMax Auto Finance (CAF) is seeking a Senior Analyst of Strategy to be a part of our growing company. This Associate must be passionate about using data and creative thinking to drive business decisions and have experience working within an analytical or strategic team.
Essential Duties and Responsibilities:
- Leverage data to develop a deep understanding of CAF's business operations and growth strategies. This may include working with multiple departments within CAF and with Associates in our Corporate Home Office.
- Analyze trends and identify target areas for innovation and testing.
- Demonstrate strong teamwork by partnering with others to meet common objectives. Be able to lead cross-functional projects.
- Review and analyze existing business strategies, and be prepared to recommending and implementing new strategies as appropriate.
- Produce reports and analysis for monthly portfolio performance tracking and evaluation.
- Understand, communicate, and influence CAF objectives and processes to the larger CarMax organization.
Purpose of the role
The Senior Analyst of Credit Risk Strategy is responsible for providing analytical support for the effective management, growth, and innovation of CAF's business. The Senior Analyst must develop and maintain an understanding of volume and credit mix of originations and balance of the portfolio of key business metrics and be willing to drive change as the business evolves. Analytics is also essential to understanding business impacts including loss forecasting estimates, profitability drivers, and impact to partner lenders.Responsibilities also include the development of presentations and communication of recommendations to senior management.
Qualifications and Requirements
- Bachelor's degree with evidence of academic achievement.
- 3+ years of experience in an analytical or strategic role or a combination of work experience and an advanced degree.
- Ability to understand complex business problems and design effective solutions.
- Ability to communicate succinctly and effectively with all levels of associates including own team up thru senior executives.
- Ability to explain complex concepts and communicate business insights to other managers with similar and different business backgrounds.
Work Location and Arrangement:
This role will be based out of the CarMax Auto Finance office (Kennesaw, GA).Associateswillworkonsite4 days per week.
Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship willnotbe considered for this specific role.
About CarMax
CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinkingaround the way cars are bought and soldhas helped us become the nation's largest retailer of used cars, with over 200 locations nationwide.
Ouramazing team of more than 25,000 associates work together to deliver iconic customerexperiences.Alongthe way,we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and areone of the FORTUNE 100 Best Companies to Work For.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, age, disability status, or any other characteristic protected by law.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
About CarMax Enterprise Services
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
10,000+ Employees
Headquarters location
Carol Stream, IL, US