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Credit Quant Jobs in California (NOW HIRING)

The Credit Strategy Lead will collaborate with cross-functional teams such as Business Units, Capital Markets, Product and Engineering, and use business knowledge and quantitative and analytical ...

Quant Strategist

San Francisco, CA · On-site

$200K - $400K/yr

The Role As a Quant Strategist, you'll sit at the intersection of mathematics, computer science ... Competitive salary and benefits. $400/mo lunch credit, healthcare, vision, dental, 401k, etc. Our ...

Quant Strategist

San Francisco, CA · On-site

$200K - $400K/yr

The Role As a Quant Strategist, you'll sit at the intersection of mathematics, computer science ... Competitive salary and benefits. $400/mo lunch credit, healthcare, vision, dental, 401k, etc. Our ...

The Credit Strategy Lead will collaborate with cross-functional teams such as Business Units, Capital Markets, Product and Engineering, and use business knowledge and quantitative and analytical ...

Credit Policy Analyst

Vacaville, CA · On-site

$90K - $132K/yr

Quantitative & Analytical Proficiency - Strong ability to analyze financial data, credit models, and market trends to recommend sound policy and guidelines. * Credit Risk Assessment and Policy ...

Use business acumen, credit experience and quantitative and analytical skills to drive revenue, control risk, and provide value to the company and consumers. The ideal candidate will possess a data ...

Use business acumen, credit experience and quantitative and analytical skills to drive revenue, control risk, and provide value to the company and consumers. The ideal candidate will possess a data ...

Use business acumen, credit experience and quantitative and analytical skills to drive revenue, control risk, and provide value to the company and consumers. The ideal candidate will possess a data ...

Advanced degree (MS/PhD) in a quantitative field such as Statistics, Economics, Operations Research, Engineering, or a related discipline * 15+ years of experience in credit risk within lending ...

Excellent fixed income product knowledge and strong quantitative/analytical skills (spread analysis ... Familiarity with credit derivatives (e.g., CDX, single-name CDS) and hedging applications is a plus

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Credit Quant information

What is the difference between Credit Quant vs Credit Analyst?

AspectCredit QuantCredit Analyst
Required CredentialsAdvanced degrees (e.g., Master’s, PhD), quantitative certifications (e.g., CFA, FRM)Bachelor’s degree often sufficient, finance or economics background
Work EnvironmentQuantitative teams, research-focused, often in investment banks or hedge fundsCredit departments, risk management, lending institutions
Industry UsageUsed for modeling, risk assessment, and algorithm developmentUsed for credit evaluation, client assessment, and loan decisions

While Credit Quant professionals focus on developing complex models and quantitative analysis for risk and pricing, Credit Analysts primarily evaluate creditworthiness of clients and make lending decisions. Both roles are essential in finance but differ in their focus, skills, and daily tasks.

What are popular job titles related to Credit Quant jobs in California? For Credit Quant jobs in California, the most frequently searched job titles are:
What job categories do people searching Credit Quant jobs in California look for? The top searched job categories for Credit Quant jobs in California are:
What cities in California are hiring for Credit Quant jobs? Cities in California with the most Credit Quant job openings:

Credit Strategy Manager

SoFi

San Francisco, CA • On-site

Full-time

Re-posted 17 hours ago


Job description

SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit strategies/policies for new account origination and portfolio management, collections/recovery strategies and operations, and risk and operational data science and analytics. The team designs data-driven strategies to ensure the growth in lending is consistent with the company's risk appetite and helps create the products and experiences that put our members' interests first.

The Credit Strategy Lead will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending products, including Personal Loan, Student Loan Refinance, Private Student Loan, and Credit Card.

The Credit Strategy Lead will collaborate with cross-functional teams such as Business Units, Capital Markets, Product and Engineering, and use business knowledge and quantitative and analytical skills to drive revenue, control risk, and provide value to the company and consumers.

The ideal candidate will possess a data-driven analytics background and the strategic acumen to direct a function that draws strategic insights from data using database and statistical analysis tools to inform decisions and support SoFi's overarching strategic goals relative to loss prevention and profit optimization. They bring new ways of thinking, data sources, technologies, and capabilities to SoFi.

What you'll do:

  • Innovate... Bring your brightest ideas to building risk strategies. This means you will architect the pre-screen and underwriting strategies.
  • Data Driven... Your deep analysis will power the future of lending with an optimal real-time data ecosystem - including multi-product internal, bureau, third-party, and alternative data sources and uses.
  • Iterate, learn, innovate... We are all responsible for innovation and must embrace data-driven decisions.
  • Control the Risk and Drive Performance Outcomes ... Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue. Monitor the performance of strategies and portfolios. Document and communicate results and escalate issues as necessary. Identify gaps/opportunities and drive actions.
  • Grow, Grow, Grow!... Be inspired by dynamic leaders and our rapidly growing business. We want YOU to be an inspired leader of tomorrow, so we are recruiting the best, brightest, and passionately quantitative team members.

What you'll need:

  • 4+ years of related experience
  • Business acumen and work experience in the consumer lending business (loans or credit cards)
  • Direct experience in the credit strategy analytical life cycle, including strategy and decision tree development, presentation, implementation validation, and post-implementation monitoring
  • Proven analytical skills in conducting sophisticated analysis using customer performance data, bureau attributes, and other 3rd party variables to solve business problems
  • Proficient skills in Excel, SQL and Python
  • A demonstrated ability to synthesize and communicate analysis to business partners and senior management
  • High motivation to drive results, eager to learn, and able to work collaboratively in a fluid environment
  • Knowledge/skills in analytical and modeling techniques such as Decision Trees, regression, logistic regression, A/B Testing, and Tableau
  • Preferred: 4+ years of consumer lending credit strategy work experience
  • Preferred: Experience in analyzing and testing credit strategies or models to meet the fair lending requirements
  • Preferred: Advanced degree (Master's or PhD) with a quantitative major such as Statistics, Mathematics, Engineering, or Computer Science