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Credit Management Jobs (NOW HIRING)

Credit management functions to include: review new credit applications, assign credit limits and risk categories, analyze the credit worthiness and financial strength of new and existing customers ...

WI · On-site

Not just a wallflower who simply checks off invoices, but a Credit Management Consultant who understands that cash flow is the lifeblood of a healthy business. Your mission as an AAA Consultant As a ...

Credit Manager Trainee

Dayton, OH · On-site

$18 - $20/hr

As part of our Credit Management team, you will have the chance to hone and develop your expertise in credit management while working with a company that is committed to providing excellent customer ...

The ideal candidate brings deep expertise in commercial credit, equipment financing, leasing structures, and global risk management, combined with strong operational leadership and a passion for ...

Support the Credit Manager in recommending appropriate credit terms, retainers, billing arrangements, and risk mitigation measures for new and existing clients * Conduct research on prospective and ...

Support the Credit Manager in recommending appropriate credit terms, retainers, billing arrangements, and risk mitigation measures for new and existing clients * Conduct research on prospective and ...

Keep management informed concerning the status of customers and receivables. * Adhere to Company ... Credit, Collections, or Accounts Receivable experience (construction industry preferred) * Self ...

Support the Credit Manager in recommending appropriate credit terms, retainers, billing arrangements, and risk mitigation measures for new and existing clients * Conduct research on prospective and ...

Support the Credit Manager in recommending appropriate credit terms, retainers, billing arrangements, and risk mitigation measures for new and existing clients * Conduct research on prospective and ...

WI · On-site

Support the Credit Manager in recommending appropriate credit terms, retainers, billing arrangements, and risk mitigation measures for new and existing clients * Conduct research on prospective and ...

Keep management informed concerning the status of customers and receivables. * Adhere to Company ... Credit, Collections, or Accounts Receivable experience (construction industry preferred) * Self ...

Keep management informed concerning the status of customers and receivables. * Adhere to Company ... Credit, Collections, or Accounts Receivable experience (construction industry preferred) * Self ...

Work closely with Sales, Operations, Shipping, and Management to resolve customer account issues. * Monitor credit exposure and identify potential credit risks. * Prepare credit and accounts ...

Publish annual Credit And Collection Management Report covering receivable agings, carrying costs, bad debt, and deductions/allowances by business unit, along with a risk assessment of all customers ...

Keep management informed concerning the status of customers and receivables. * Adhere to Company ... Credit, Collections, or Accounts Receivable experience (construction industry preferred) * Self ...

Showing results 21-40

Credit Management information

See salary details

$25.5K

$67.7K

$129K

How much do credit management jobs pay per year?

As of Sep 15, 2026, the average yearly pay for credit management in the United States is $67,658.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,000.00 and $92,500.00 per year, depending on experience, location, and employer.

What is credit management?

Credit management refers to the process of granting credit, setting the terms on which it is given, and recovering this credit when it is due. It involves assessing the creditworthiness of potential customers, establishing credit policies, and monitoring outstanding debts to minimize risk and ensure timely payments. Effective credit management helps companies maintain healthy cash flow and reduce the risk of bad debt. It is an essential function in both financial institutions and businesses that extend credit to customers.

What are the key skills and qualifications needed to thrive in credit management, and why are they important?

To thrive in Credit Management, you need a strong grasp of financial analysis, risk assessment, and credit policies, often supported by a degree in finance, accounting, or business. Familiarity with credit scoring software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Excellent negotiation, communication, and problem-solving skills are essential for building relationships and resolving disputes. These competencies ensure effective management of credit risk, maintain cash flow, and support the financial health of the organization.

What are some common challenges faced in a credit management role, and how can they be addressed?

Credit Management professionals often encounter challenges such as assessing the creditworthiness of new clients, managing overdue accounts, and balancing risk with the need to support sales growth. Effective communication with clients and internal teams is essential to resolve payment issues and negotiate payment terms. Utilizing robust credit analysis tools, staying updated on regulatory changes, and working closely with the sales and finance departments can help address these challenges and ensure healthy cash flow for the organization.

What is the difference between Credit Management vs Credit Analyst?

AspectCredit ManagementCredit Analyst
Primary RoleOversees credit policies, manages credit risk, and maintains credit portfolios for organizations.Assesses creditworthiness of individual or business applicants to determine loan or credit approval.
Required CredentialsOften requires a degree in finance, accounting, or related fields; certifications like CPA or CFA are common.Typically requires a degree in finance, economics, or related fields; certifications like CFA or credit-specific courses are beneficial.
Work EnvironmentCorporate offices, financial institutions, or credit departments within companies.Financial institutions, banks, or credit agencies, often working with data and financial reports.

While both roles involve financial analysis, Credit Management focuses on overseeing and managing credit policies and risk at an organizational level, whereas Credit Analysts primarily evaluate individual credit applications to support lending decisions.

Is credit management a good career?

Credit management is a stable career that involves overseeing credit risk, analyzing financial data, and maintaining customer creditworthiness. It often requires strong analytical skills, attention to detail, and knowledge of financial regulations, with opportunities for advancement in finance and banking sectors.

What does credit management do?

Credit management involves overseeing a company's credit policies, evaluating customer creditworthiness, and managing credit risk to ensure timely payments and minimize bad debt. Professionals in this field often use financial analysis, credit reports, and software tools to monitor accounts and enforce credit terms.
More about Credit Management jobs

What states have the most Credit Management jobs?

States with the most job openings for Credit Management jobs include:

Infographic showing various Credit Management job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 83% Physical, 2% Hybrid, and 15% Remote job distribution, with an average salary of $67,658 per year, or $32.5 per hour.

Regional Credit Manager

Glen Burnie, MD • On-site

Other

Medical, Dental, Vision, Life, Retirement

Re-posted 29 days ago


Job description

Job Title: Regional Credit Manager
Full Time / Exempt
Location: Glen Burnie, MD
Reports To: Director of Credit

Attention Applicants: We are requesting that you submit your application with a resume attached OR complete question #5 with a full account of your work history. If you do not have a resume, please enter NA in the resume text box.
Any questions? Please contact Meghan Allen in HR @ 1-888-240-3636
R.E. MICHEL COMPANY LLC, a leading wholesale distributor of HVACR parts, equipment and supplies, with over 300 branch locations from coast to coast, has a potential career opportunity in our corporate offices for a full time Regional Credit Manager to join our busy Credit Department.
General Summary: Reporting directly to the Director of Credit, primary responsibility is to manage the credit management and account collections activity within a specific assigned territory; manage and supports one or more Credit Associates. The RCM has an understanding of the various state and federal statutes concerning liens, bonds, sales tax exemptions, collection practices, the Equal Credit Opportunity Act, Fair Credit Reporting Act, and the Robinson-Patman Act (anti-trust). The RCM also has a working understanding of a wide variety of customer organizational types, business sizes and R.E. Michel branch operations. Must demonstrate a positive, professional attitude about the company with co-workers and customers whether contact is by mail, email telephone, or in person.
Responsibilities:

  • Credit management functions to include: review new credit applications, assign credit limits and risk categories, analyze the credit worthiness and financial strength of new and existing customers using information provided by the customer and information obtained from other sources.
  • Analyze information provided by customer and other sources such as credit references, commercial credit reports from D&B and NACM, consumer credit reports, and customer financial statements.
  • Reconcile customer accounts, adjust and re-apply checks when necessary.
  • Enforce EPA regulations concerning the sale of CFC and HCFC refrigerants.
  • Provide overall direction to the Credit Associates to ensure the most effective effort is made to promptly collect outstanding receivables.
  • Collection of larger and/ or more critical accounts.
  • Coordinate collection activity with the sales reps, branch managers, and regional managers.
  • Participate and attend credit group meetings, visit customers and attend regional sales/managers meetings.
  • Maintain knowledge and understanding of current state and federal statutes, laws, regulations, and legal issues as they pertain to credit, collection activities and other job duties.
  • Perform other related duties as assigned.
Knowledge, Skills and Abilities:
  • Knowledge of general office practices, procedures and equipment.
  • Strong skills in customer service and handling problems tactfully and patiently.
  • Ability to multi-task in a fast-paced work environment, with a sense of urgency; excellent time management skills.
  • Outstanding administrative, organizational, and professional verbal and writing skills, typing on a personal computer; accuracy and attention to detail.
  • Excellent personal service skills with proven record of building effective relationships with both internal and external clients and personnel.
  • Strong analytical, evaluation & research skills. Positive innovative approach to problem solving.
  • Ability to exercise judgment and discretion.
  • Proficient with PC Skills, including Microsoft Word, Excel, Outlook and Internet.
Preferred Education and Qualifications:
  • Associates degree or equivalent experience.
  • 5 years previous credit management experience, preferably in a lead role.
  • Construction industry experience a plus, but not required.
  • NACM professional designation is a plus, but not required.
What is R.E Michel Company?
The R.E. Michel Company was founded in Baltimore, Maryland in 1935 as a supplier to the home heating oil burner industry. Still family owned and operated, we have grown to be one of our nation's leading wholesale distributors of HVACR and LP equipment, parts and supplies. We operate in more than 300 locations with employees who service our customers with pride!
Why Work for Us?
We can help you grow! At R.E. Michel Company, you will find many opportunities for advancement and training opportunities to help support your career. Our people are our greatest asset. From our local branch associates and field salespeople to our corporate support staff, they represent the finest professionals in the industry.
Interested in learning more about R.E. Michel Company? Listen to what our employees have to say by visiting: https://youtu.be/P8qN13teMPs
R.E. Michel Company Benefit Package for Full Time Employees Includes:
  • Medical Insurance
  • Dental Insurance
  • Vision Insurance
  • Prescription Plans
  • Wellness Discounts through Blue365
  • Access to 24-Hour Nurse Advice Hotline
  • Employee Assistance Program
  • 401(k)
  • Life and AD&D Insurance
  • Supplemental Life and AD&D Insurance for Employees, Spouses/Domestic Partners and Dependents
  • Short- and Long-term disability
  • Critical Illness/Accident Insurance/Hospital Indemnity Insurance
  • Employee Discount
  • Employee Uniform Program
  • Access to Working Advantage- Discounts on Entertainment, Shopping and MORE!
  • Access to LifeMart- Discounts on Hotels, Apple Products and MORE!
  • Career Advancement Opportunities & On-site training courses
  • Weekly Pay- Every Friday