Credit Card Promoter Jobs (NOW HIRING)

For the portfolio of clients under the Senior Credit Officer's responsibility, day to day responsibilities include but are not limited to the following:
RESPONSIBILITIES: 

• Credit assessment of the counterparty and underlying asset(s) being traded/financed.
• Provide detailed explanation of the counterparty considered, including analysis of historical performance of existing activities, highlight the key risk factors.
• Provide an approval or recommendation for approval based upon the proposed limit(s) and tenor(s) being considered, document recommendation for final decision.
• Validation of Obligor Risk Ratings, Basle II parameters (LGDs), other financial metrics.
• Ongoing monitoring of the credit quality of the portfolio (portfolio review and early detection of deteriorating credits).  Participation in the quarterly watch list review process.
• Track credit and market trends on individual asset classes.
• Assist the Portfolio Management and Governance team in the preparation of reporting for RISQ management and Regulators.
• Contribution to Bank's credit policy guidelines and overall risk appetite.
• Participate in setting the global risk appetite for financing initiatives.
• Assessment of SGCIB new business initiatives (white papers, New Product Committees, business rules, etc.) 

DIVISION DESCRIPTION: 
The Risk Management Department contributes to the sustainable growth of the Societe Generale group through its expertise, understanding of risks, and risk management techniques. The department's mission is to independently analyze, assess, manage and monitor risk-taking activities with the objective of achieving, together with the first line-of-defense, the best possible outcome for the bank.  The department oversees the enterprise, strategic, credit, market, liquidity, operational, model, and other risks of the corporate and investment banking business activities.

RISQ/CIB oversees the management of credit related to corporates, financial institutions and sovereign counterparties as well as country risk for the SG Group's activities.
RISQ/CIB's duties include setting specific credit policies for each of the main businesses in conjunction with General Management, the businesses lines and other RISQ divisions where appropriate. These credit policies establish (i) the general criteria for the acceptability of credit requests for each client category and/or type of facility, and (ii) exposure limits.

Senior counterparty credit risk and lending professional with broad experience approving credit lines, managing exposures, and monitoring collateral performance for asset classes including MBS, ABS, CMBS, Residential Mortgage, Credit Card, Auto, Consumer Finance.  Coverage universe across bank and non-bank financial institutions focused on securitizations, specialty finance companies, Financial Sponsors and their financing needs, including BDC's, capital call facilities, portfolio financing of Middle Market and Broadly Syndicates Loans, CLO warehouses, Private Equity Fund Financing, NAV financing and associated hedging.

SKILLS AND QUALIFICATIONS:
Must Have: 

• 10 years within financial services with a focus on Financial Sponsors (Private Equity/Private Credit) and securitizations.
• Broad knowledge of risks impacting Financial Sponsors and Private Equity specifically with a specific expertise in credit risk
• Must have good knowledge of the US Market and regulatory practices
• Must have strong analytical and solid judgment skills with a proven ability to understand complex transactions / processes
• Demonstrated problem solving ability and capacity to work autonomously
• Must have a strong ability to manage multiple projects and issues simultaneously
• Strong collaboration skills required both across the risk division and with other partners such as business lines, legal and compliance teams
• Results focused, responsive, with strong strategic capabilities in terms of decision making and risk assessment
• Good English language writing skills, working knowledge of French is a plus
• Ability to work under pressure and to meet tight deadlines. Effective management of priorities
• Promoter of innovation and creativity