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Credit Card Processing Jobs in California (NOW HIRING)

Sunbit

Director, Card Operations

Los Angeles, CA · On-site +1

For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in ... They have extensive experience working with card processors-particularly Fiserv/First Data-and ...

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Credit Card Processing information

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$5

$20

$35

How much do credit card processing jobs pay per hour?

As of Sep 7, 2026, the average hourly pay for credit card processing in California is $20.06, according to ZipRecruiter salary data. Most workers in this role earn between $16.15 and $21.11 per hour, depending on experience, location, and employer.

What is credit card processing?

Credit card processing is the series of steps involved in handling a payment made with a credit or debit card. This process includes capturing the cardholder’s information, verifying and authorizing the transaction through a payment gateway, and transferring funds from the customer’s account to the merchant’s account. Credit card processing services are essential for businesses that want to accept card payments online or in-store. The process ensures secure and efficient transactions for both merchants and customers.

What are the key skills and qualifications needed to thrive in credit card processing, and why are they important?

To thrive in Credit Card Processing, you need a solid understanding of payment systems, transaction security, and compliance regulations, often supported by experience in finance or banking. Familiarity with payment gateways, POS systems, and PCI DSS certification is highly valued. Attention to detail, problem-solving abilities, and strong customer service skills help professionals address transaction issues and client concerns effectively. These competencies are crucial to ensure secure, efficient payment processing and maintain trust with clients and merchants.

What are some common challenges faced by professionals in credit card processing roles, and how can they be addressed?

Professionals in credit card processing often encounter challenges such as staying updated with evolving payment technologies, managing strict compliance requirements, and handling high transaction volumes securely. Adapting to new fraud detection methods and ensuring data security are also critical aspects of the job. Building strong communication with technical teams and maintaining up-to-date knowledge of regulations can help address these challenges and ensure smooth transaction processing. Continuous training and collaboration across departments are essential for success in this fast-paced environment.

What is the difference between Credit Card Processing vs Payment Processor Specialist?

AspectCredit Card ProcessingPayment Processor Specialist
CredentialsKnowledge of payment systems, certifications like PCI DSSSame as Credit Card Processing, often with additional technical certifications
Work EnvironmentFinancial institutions, merchant services companiesPayment service providers, merchant support teams
Industry UsageRetail, e-commerce, hospitalityFinancial technology, merchant services
Job FocusHandling credit card transactions, compliance, and processing setupSupporting, troubleshooting, and optimizing payment processing systems

While both roles involve working with credit card transactions, Credit Card Processing primarily focuses on managing and executing transactions, whereas Payment Processor Specialists support and optimize the systems that facilitate these transactions. Both roles require similar credentials and are integral to the payment industry.

How much do credit card processors make?

Credit card processors, such as sales agents or merchant services representatives, typically earn a combination of base salary and commissions, with annual earnings ranging from $40,000 to over $100,000 depending on experience, sales performance, and the company. Many roles require knowledge of payment processing systems and sales skills, and earnings can increase with higher sales volume and client acquisition.

Is selling credit card processing a good job?

Credit card processing sales involve selling merchant services and payment solutions to businesses, often requiring strong communication and sales skills. Success in this field depends on individual effort, market demand, and the ability to build client relationships, with earnings typically based on commissions or residual income. It can be a viable career for those interested in sales and financial services, but it may also involve high competition and the need for ongoing prospecting.

What cities in California are hiring for Credit Card Processing jobs?

Cities in California with the most Credit Card Processing job openings:

Credit Card Processing jobs near you
Infographic showing various Credit Card Processing job openings in California as of August 2026, with employment types broken down into 81% Full Time, 17% Part Time, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $41,726 per year, or $20.1 per hour.

Credit Card Processing Specialist

Premium Merchant Funding

Century City, CA • On-site

Full-time

Re-posted 13 days ago

Job description

About Premium Merchant Funding

At Premium Merchant Funding, we specialize in providing innovative, flexible financial solutions that empower businesses to grow. Our team is driven by ambition, collaboration, and a passion for redefining the future of business funding. If you're looking to join a company with bold aspirations, where you can grow and make a measurable impact, this is the opportunity for you.

Job Description & Responsibilities

We are looking for a driven, entrepreneurial Credit Card Processing Specialist to join our expanding team. This role goes far beyond standard sales. You'll have the opportunity to help build and shape the department, contribute ideas, and support its long-term growth. Requires ongoing teamwork with PMF offices and global partners to ensure aligned strategies and strong service delivery.

Requirements

What we expect of you, day-to-day:

Own all aspects of credit card processing operations, ensuring seamless and secure transactions for our clients.

Act as a subject matter expert, staying current with payment industry trends, gateways, merchant accounts, and regulatory changes.

Help develop systems, processes, and standards that support sustainable growth for the department.

Work closely with sales leadership to identify opportunities and deliver customized, competitive payment solutions.

Collaborate with cross-functional teams to align on goals, optimize systems, and support client success.

Identify and prospect new business opportunities through hot leads, networking, referrals, and outbound outreach.

Deliver tailored sales proposals that address client needs and drive meaningful business relationships.

Contribute to scaling the department and developing long-term strategy and market positioning.

Benefits

Why Join Us

Unlimited earning potential: no cap commissions, build monthly residual income that continues throughout your employment at PMF, plus additional bonuses.

The opportunity to help grow and strengthen a department within a rapidly growing company.

A dynamic, entrepreneurial environment where your ideas matter and your contributions directly shape our future.

The chance to make a real impact and support the long-term direction of our merchant services offerings.

Join a passionate, high-performing team with a shared vision of success.

50-150k earning potential.

Apply