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Credit Buyer Jobs (NOW HIRING)

$500 - $700/hr

Help shape and influence Crux's overall tax credit buyer strategy, informing how the firm prioritizes segments, partnerships, and go-to-market approach * Act as an internal subject matter expert on ...

Buyer

Bronx, NY · On-site

$120K - $140K/yr

The Buyer at Katzman Produce is responsible for the procurement and management of product within ... Coordinate with Finance and Accounts Payable on invoice discrepancies, credits, and vendor billing.

As a Buyer you will be accountable for growing and managing a book of business consisting of ... credit check (if position specified). All US applicants must be 18 years of age or older.

Buyer

Odessa, TX · On-site

As a Buyer you will be accountable for growing and managing a book of business consisting of ... credit check (if position specified). All US applicants must be 18 years of age or older. Equal ...

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Credit Buyer information

What is a credit buyer?

Credit Buyers are professionals who purchase debt or credit portfolios, such as loans or accounts receivable, from lenders or companies. Their role involves analyzing the value and risk associated with these credit assets and negotiating purchase terms. Credit Buyers often work for financial institutions, investment firms, or debt purchasing companies, and play a key part in the secondary credit market. They help organizations manage risk and liquidity by transferring credit assets.

What are the key skills and qualifications needed to thrive as a credit buyer, and why are they important?

To excel as a Credit Buyer, you need strong analytical skills, knowledge of credit risk assessment, and a background in finance or accounting. Familiarity with financial modeling software, credit rating systems, and ERP platforms is typically required. Attention to detail, negotiation abilities, and effective communication are vital soft skills for this position. These competencies enable Credit Buyers to evaluate creditworthiness accurately, mitigate risk, and secure favorable purchasing terms for their organization.

What are some common challenges credit buyers face when evaluating new credit opportunities?

Credit Buyers often encounter challenges such as limited or incomplete financial information from prospective clients, rapidly changing market conditions, and the need to balance risk with return. They must conduct thorough due diligence, frequently under tight deadlines, and collaborate closely with credit analysts, underwriters, and sales teams to make informed decisions. Staying updated on industry trends and regulatory changes is also crucial, as these factors can significantly impact creditworthiness and deal structure.

Is being a credit buyer a stressful job?

Being a credit buyer can be stressful due to the responsibility of assessing creditworthiness, managing financial risks, and meeting deadlines. The role often requires attention to detail, strong analytical skills, and the ability to handle pressure in a fast-paced environment.
More about Credit Buyer jobs

What job categories do people searching Credit Buyer jobs look for?

The top searched job categories for Credit Buyer jobs are:

Infographic showing various Credit Buyer job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.

Senior Small Business Credit Analyst

Jobtailor

Charlotte, NC • On-site

$70 - $110/hr

Other

Posted 6 days ago


Job description

Responsibilities
  • Manage the processing of all small business credit applications for the purpose of delivering superior service to dealers and customers
  • Manage and allocate risk by employing sound credit and risk management strategies to maximize profitability to DTFS and brand partners
  • Analyze, investigate, and decide small business credit applications up to established credit limits of authority, including handling of analyst exceptions to standard terms and advance
  • Manage and resolve problems related to small business transactions of all segments
  • Rate concessions and service impediments in all regions
  • Build positive working relationships and deliver superior levels of service to DTFS dealers in assigned regions
  • Travel to assigned dealerships to review business performance in conjunction with the District Finance Manager
  • Provide support to analysts on difficult decisions and mentor by serving as a lead team member for credit buyers in assigned regions
  • Review performance of credit buyers in assigned region relative to customer service levels, quality of underwriting, and compliance with policies & procedures
  • Conduct internal audits to ensure compliance with DTFS credit policies and procedures
  • Provide ongoing feedback on credit buyer job performance and contribute to performance reviews
Requirements
  • BS/BA and prefer 2-4 years of relevant experience or 6 years of relevant experience in lieu of degree
  • Combined 1 year experience in Credit Underwriting and 2 years in any of the following areas: Truck Discounting, Truck Remarketing, Fleet Services, Collections or Client Services (in a Financial Services Industry)
  • Exceptional Candidates Might Have: 2 years of commercial credit underwriting experience
  • 2 years of credit experience in a collateral-based environment
  • Background in commercial credit
  • Experience with coaching and mentoring junior level employees
  • Hands‑on experience conducting inter‑team audits
Core Competencies

Demonstrates expertise in credit underwriting and risk management, with a strong focus on compliance and performance evaluation. Proven ability to mentor and lead teams while delivering exceptional service to clients and stakeholders.

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