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Credit Business Associate Jobs in Ripon, CA (NOW HIRING)

F&M Bank

Credit Analysis Team Specialist 1

Lodi, CA · On-site

$22.90 - $26.33/hr

Credit Analysis Team Specialist I Department: Credit Analysis Team Employment Status: Full Time ... Minimum of an Associate's degree in Business, Accounting, Finance, or related field ; Bachelor ...

MOCSE FEDERAL CREDIT UNION

BRAND INNOVATOR

Modesto, CA · On-site

$26.03 - $32.54/hr

Associate degree in Marketing, Communications, Business or related field or a High School Diploma with two years equivalent experience. Required Knowledge: * Knowledge of credit union products and ...

TJX Companies

Merchandise Associate

Modesto, CA · On-site

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

Tjx

Processing Associate

Brentwood, CA · On-site

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

TJX Companies

Merchandise Associate

Riverbank, CA · On-site

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

Tjx

Merchandise Associate

Tracy, CA · On-site

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

Tjx

Merchandise Associate

Stockton, CA · On-site

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

TJX Companies

Merchandise Associate

Modesto, CA · On-site

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

TJX Companies

merchandise associate

Brentwood, CA · On-site

$16.50 - $17/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

TJX Companies

Merchandise Associate

Stockton, CA

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

TJX Companies

Merchandise Associate

Riverbank, CA · On-site

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

TJX Companies

Merchandise Associate

Stockton, CA · On-site

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

TJX Companies

Merchandise Associate

Tracy, CA

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

TJX Companies

Merchandise Associate

Tracy, CA · On-site

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

TJX Companies

Merchandise Associate

Modesto, CA · On-site

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

TJX Companies

Merchandise Associate

Modesto, CA · On-site

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

Tjx

Merchandise Associate

Riverbank, CA

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

TJX Companies

Processing Associate

Brentwood, CA · On-site

$16.90 - $17.40/hr

... business. * Role models established customer experience practices with internal and external ... Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ...

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All JobsCredit Business Associate JobsCredit Business Associate Jobs in Ripon, CA

Credit Business Associate information

See Ripon, CA salary details

$10

$27

$68

How much do credit business associate jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for credit business associate in Ripon, CA is $27.23, according to ZipRecruiter salary data. Most workers in this role earn between $17.36 and $28.32 per hour, depending on experience, location, and employer.

What is a credit business associate?

Credit Business Associates are professionals who support the credit department of an organization by evaluating credit applications, analyzing financial data, and assisting in the decision-making process regarding credit approvals. They help ensure that customers or clients meet the necessary credit criteria while minimizing risk to the company. Their responsibilities may also include maintaining credit records, contacting clients for additional information, and collaborating with other departments to resolve credit-related issues. Typically, they report to a credit manager or supervisor and play a key role in managing the financial health of the business.

How does a credit business associate typically interact with other departments within a financial institution?

Credit Business Associates regularly collaborate with departments such as sales, risk management, and underwriting. They often gather financial data and client information from account managers or sales teams to assess creditworthiness. Effective communication with risk and compliance teams is essential to ensure that all credit proposals adhere to company policies and regulations. This cross-functional interaction helps streamline the credit approval process and provides a comprehensive view of client risk, making teamwork and strong interpersonal skills important in this role.

What are the key skills and qualifications needed to thrive as a credit business associate, and why are they important?

To thrive as a Credit Business Associate, you need a solid understanding of financial analysis, credit risk assessment, and business operations, often supported by a bachelor’s degree in finance, accounting, or a related field. Familiarity with credit management software, ERP systems, and financial reporting tools is typically required, and certifications like NACM’s Credit Business Associate (CBA) can be beneficial. Strong attention to detail, analytical thinking, and effective communication skills help you manage credit portfolios and build relationships with clients. These competencies are crucial for making informed credit decisions, minimizing risk, and supporting the company’s financial stability.

What is the difference between Credit Business Associate vs Credit Analyst?

AspectCredit Business AssociateCredit Analyst
Required CredentialsTypically a bachelor's degree in finance, business, or related field; some roles may require certifications like CFA or credit-specific trainingUsually a bachelor's degree in finance, economics, or related; certifications like CFA or credit training are common
Work EnvironmentOffice setting within banks, financial institutions, or corporate finance teamsOffice-based, often within banks, credit agencies, or investment firms
Employer & Industry UsageUsed by banks, lending institutions, and corporate finance departmentsCommon in banks, credit rating agencies, and investment firms

The Credit Business Associate and Credit Analyst roles share similar educational backgrounds and work environments, often within financial institutions. While the Credit Business Associate focuses on supporting credit processes and client interactions, the Credit Analyst primarily evaluates creditworthiness and financial data. Both roles are essential in credit risk management, with overlapping skills and industry usage.

What are the duties of a credit business associate?

A credit business associate is responsible for analyzing credit data, preparing credit reports, and assessing the creditworthiness of clients or businesses. They often review financial statements, monitor credit risk, and support the approval process using financial analysis tools. Strong attention to detail and knowledge of credit policies are essential for this role.

What cities near Ripon, CA are hiring for Credit Business Associate jobs?

Cities near Ripon, CA with the most Credit Business Associate job openings:

Credit Business Associate jobs near you
Infographic showing various Credit Business Associate job openings in Ripon, CA as of August 2026, with employment types broken down into 84% Full Time, 13% Part Time, and 3% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $56,635 per year, or $27.2 per hour.

CREDIT & COLLECTIONS SPECIALIST

Stockton, CA • On-site

Knife River Corporation

7.4

Company rating: 7.4 out of 10

Based on 64 frontline employees who took The Breakroom Quiz

298th of 544 rated manufacturers

Great coworkers

People enjoy working here

Good employer

Learn more about Knife River Corporationexternal

$22 - $29.50/hr

Full-time

Posted 3 days ago

New

Job description

A Credit and Collections Specialists will assist the Management Team with oversight of the credit and collection process throughout our California operations. This role collaborates with internal Operations and Legal teams to resolve account issues, ensure compliance with lien and construction laws, and support healthy aging standards and business growth.
Minimum Requirements:
  • Three to five years of collections, credit, accounts receivable, or related field
  • Knowledge of California lien and construction law
  • Strong written and verbal communication skills
  • Proficiency in Microsoft Office, especially Excel

Preferred Requirements:
  • Associate's Degree in Accounting, Finance, or Business Administration or 2 years of equivalent working experience in related field
  • Working knowledge of lien and construction laws in neighboring states
  • Familiarity with JD Edwards or a similar ERP/accounting system
  • Experience in the construction materials, building products, or related industry

Duties and/or Responsibilities:
  • Reviews and analyzes credit applications and supporting documentation to recommend appropriate credit limits
  • Calls on past due accounts
  • Monitors customer accounts and aging reports to identify collection issues and mitigate credit risk
  • Maintains accurate credit files, payment records, lien documentation, and account notes maintaining aging
  • Prepares preliminary notices, lien waivers, and related documentation in accordance with applicable laws and company procedures
  • Provides regular updates and recommendations regarding delinquent accounts, credit exposure, and collection activities
  • Maintains confidentiality of customer and financial information
  • Maintains a high level of moral and ethical standards at all times
  • Always works safely and takes action to prevent any and all unsafe actions, processes, and behaviors
  • Travel may be required
  • Perform other duties as assigned.

Knowledge, Skills, and Abilities:
  • Strong attention to detail and organizational skills
  • Ability to manage multiple priorities across different business units and meet deadlines in a fast-paced environment
  • Strong analytical and problem-solving abilities
  • Understanding of lien rights, construction law requirements, and related documentation
  • Demonstrated ability to evaluate account information and make sound recommendations
  • Ability to collaborate cross functionally with Operations and Legal teams to resolve complex account issues
  • Effective interpersonal skills with ability to build relationships and rapport with others
  • Professional communication skills including written and verbal for internal and external customers.

How to Apply:
If unable to apply online, mail completed application to:
PO Box 6099
Stockton, CA 95206-0099
Knife River is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, age, color, religion, gender, gender identity, sexual orientation, national origin, disability, protected Veteran status or any other protected category under applicable state/federal law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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