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Credit Associates Jobs (NOW HIRING)

Lighting Unlimited

Credit Manager

Ann Arbor, MI

$5.0K - $8.0K/mo

Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Manager is responsible for leading a team to support "Best Local Supply House" by ...

SUPPLY.com

Credit Manager

New Hudson, MI · On-site

$5.0K - $8.0K/mo

Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Manager is responsible for leading a team to support "Best Local Supply House" by ...

Navstar

4223 Credit Associate

Mclean, VA · On-site

Credit Associate The Credit Associate is a key member of the Client Advisory Team alongside a Treasury Analyst and under a Client Advisor. In this role, the Credit Associate will report to the Client ...

Peachtree Group

Associate, Credit

Atlanta, GA · On-site

Associate, Credit Peachtree Group Credit is the commercial real estate lending division of Peachtree Group. Peachtree Group is a privately held, fully integrated real estate investment management ...

Peachtree Hotel Group

Associate, Credit

Atlanta, GA · On-site

The Credit Associate will collaborate closely with borrowers, sponsors, brokers, and internal teams to ensure thorough underwriting and successful deal closings. The ideal candidate will have 3-4+ ...

Peachtree Hotel Group

Associate, Credit

Atlanta, GA · On-site

The Credit Associate will collaborate closely with borrowers, sponsors, brokers, and internal teams to ensure thorough underwriting and successful deal closings. The ideal candidate will have 3-4+ ...

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Credit Associates information

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How much do credit associates jobs pay per hour?

As of Jun 28, 2026, the average hourly pay for credit associates in the United States is $25.65, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $26.68 per hour, depending on experience, location, and employer.

What is the highest-paying job in credit?

In credit-related roles, senior positions such as Credit Director or Credit Vice President typically have the highest salaries, often exceeding six figures annually. These roles require extensive experience, leadership skills, and a deep understanding of credit risk management and financial analysis.

What is the difference between Credit Associates vs Credit Analysts?

AspectCredit AssociatesCredit Analysts
Required CredentialsHigh school diploma or equivalent; some roles may prefer associate's degreeBachelor's degree in finance, accounting, or related field; certifications like CFA are a plus
Work EnvironmentOffice settings, financial institutions, or corporate finance departmentsOffice environments, financial institutions, or consulting firms
Employer & Industry UsageUsed in banks, credit unions, and lending companies for credit review rolesCommon in banks, investment firms, and credit agencies for financial analysis
Common Search & Comparison IntentUnderstanding entry-level credit review rolesAnalyzing credit risk and financial data

Credit Associates typically handle credit review and basic financial assessments, often with less formal education requirements. Credit Analysts perform in-depth financial analysis, requiring higher education and certifications. Both roles are vital in credit decision processes but differ in complexity and qualifications.

What is a credit associate job?

A credit associate is a professional responsible for evaluating and managing credit applications, analyzing financial data, and determining creditworthiness of individuals or businesses. They often use financial software and may require knowledge of credit laws and regulations to make informed lending decisions. The role typically involves attention to detail, communication skills, and adherence to company policies.

What are the key skills and qualifications needed to thrive as a Credit Associate, and why are they important?

To thrive as a Credit Associate, you need strong analytical skills, attention to detail, and a background in finance or accounting, often supported by a relevant degree. Familiarity with credit management software, financial analysis tools, and proficiency in Microsoft Excel are commonly required. Excellent communication, negotiation, and problem-solving abilities help build client relationships and resolve credit issues effectively. These skills ensure accurate credit assessments, minimize financial risk, and support sound lending or collections decisions.

How do Credit Associates typically collaborate with other departments to resolve customer account issues?

Credit Associates frequently work closely with departments such as customer service, sales, and collections to resolve customer account issues efficiently. They may coordinate with sales teams to verify order details or credit terms, and partner with collections staff to address overdue accounts. Regular communication and teamwork are crucial, as Credit Associates often act as a bridge between customers and internal teams to ensure accurate account management and timely resolution of disputes.

What jobs pay 10,000 a month without a degree?

Credit associates typically do not earn $10,000 a month without a degree; however, high-paying roles in sales, real estate, or entrepreneurship can reach that level through commissions and business ownership. These jobs often require strong skills, experience, and sometimes certifications, but not necessarily formal degrees.

How much do CreditAssociates make?

Credit Associates typically earn an average salary ranging from $40,000 to $60,000 per year, depending on experience, location, and performance. Entry-level positions may start lower, while experienced professionals or those in senior roles can earn higher salaries, often supplemented with bonuses or commissions. The role often requires strong communication skills and familiarity with credit reporting and debt collection processes.

What are Credit Associates?

Credit Associates are professionals who help clients manage and resolve their debts, often by negotiating with creditors to reduce the total amount owed or by setting up manageable repayment plans. They may work for debt settlement companies, financial institutions, or credit counseling agencies. Their primary goal is to assist individuals or businesses in improving their financial situations by finding solutions for outstanding debts and offering guidance on credit management. Credit Associates need strong communication and negotiation skills to effectively advocate for their clients. They also stay informed about financial laws and regulations to ensure compliance.
What cities are hiring for Credit Associates jobs? Cities with the most Credit Associates job openings:
What states have the most Credit Associates jobs? States with the most job openings for Credit Associates jobs include:
Credit Associates jobs near you
Credit Manager

Credit Manager

Lighting Unlimited

Ann Arbor, MI

$5.0K - $8.0K/mo

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 2 days ago

Job description

Job Posting:

Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes and better businesses. We exist to make our customers' complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities and each other. Ferguson, a Fortune 500 company, is proud to provide best-in-class products, service and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in.

The Credit Manager is responsible for leading a team to support "Best Local Supply House" by aligning credit strategy with customer experience and fostering strong local relationships. They will ensure credit goals are met, drive customer satisfaction, develop associates, and achieve an efficient work environment. Through effective leadership, the Area Credit Manager will cultivate a positive culture and ensure reasonable return on receivable investment for the market(s)they lead.

\Responsibilities
  • Responsible for the management of the credit function for a branch or a network of branches within a market.
  • Executes credit strategy at the local level.
  • Regular branch visitation to ensure alignment with sales leadership objectives.
  • Builds customer relationships by spending time in front of customers and in the branch/branches.
  • Manage and lead credit associates in their respective branches, drives a customer first focus and supports a high-performance culture aligned with company values.
  • Coach and develop Credit Managers/Credit Specialists reporting into them.
  • 5+ years experience in professional credit management

Qualifications

  • Proven success record in building engaged & motivated teams
  • Possess strong credit acumen & financial acumen
  • Credit Strategy Execution
  • Return on Receivable Investment
  • Customer Negotiation & Retention
  • Team Leadership & Development
  • Efficiency | Process Improvement
  • CBA or equivalent professional designation

At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more!

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Pay Range:

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$5,008.34 - $8,008.34

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Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles.

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This role is Bonus or Incentive Plan eligible.

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Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements.

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The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability.

Ferguson Enterprises, LLC. is an equal employment employerF/M/Disability/Vet/SexualOrientation/Gender Identity.

Equal Employment Opportunity and Reasonable Accommodation Information

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