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Credit Associates Jobs (NOW HIRING)

Associate, Credit Peachtree Group Credit is the commercial real estate lending division of Peachtree Group. Peachtree Group is a privately held, fully integrated real estate investment management ...

Credit Associate

Edwardsville, IL · On-site

$20 - $23/hr

The Credit Associate will play a crucial role in managing and maintaining accurate records of accounts and communications to and from our stores and customers. The ideal candidate should have strong ...

The Credit Associate will collaborate closely with borrowers, sponsors, brokers, and internal teams to ensure thorough underwriting and successful deal closings. The ideal candidate will have 3-4+ ...

The Credit Associate will collaborate closely with borrowers, sponsors, brokers, and internal teams to ensure thorough underwriting and successful deal closings. The ideal candidate will have 3-4+ ...

This role serves as the liaison between sales associates, credit associates, legal, and third-party providers. The role requires expertise in legal documentation, due diligence, and regulatory ...

Credit Lead

Irvine, CA · On-site

$141.83K - $263.41K/yr

The Credit Lead will be responsible for the quality and oversight of all credits for a specific set of Portfolio Managers, Credit Associates, and Credit Analysts. Activities will include credit ...

What You'll Do Arrived is seeking a credit associate to support the underwriting, execution, and portfolio management of residential credit investments. You will work closely with Arrived ...

Residential Credit Associate

Seattle, WA · On-site +1

$75K - $120K/yr

What You'll Do Arrived is seeking a credit associate to support the underwriting, execution, and portfolio management of residential credit investments. You will work closely with Arrived ...

As a Credit Associate you will be assisting the Corporate Finance Manager and the Regional Finance Managers. Direct and support credit and branch personnel concerning credit, collection and financial ...

As a Credit Associate you will be assisting the Corporate Finance Manager and the Regional Finance Managers. Direct and support credit and branch personnel concerning credit, collection and financial ...

Commercial Credit Associate The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial ...

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How much do credit associates jobs pay per hour?

As of May 30, 2026, the average hourly pay for credit associates in the United States is $25.65, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $26.68 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Associate, and why are they important?

To thrive as a Credit Associate, you need strong analytical skills, attention to detail, and a background in finance or accounting, often supported by a relevant degree. Familiarity with credit management software, financial analysis tools, and proficiency in Microsoft Excel are commonly required. Excellent communication, negotiation, and problem-solving abilities help build client relationships and resolve credit issues effectively. These skills ensure accurate credit assessments, minimize financial risk, and support sound lending or collections decisions.

How do Credit Associates typically collaborate with other departments to resolve customer account issues?

Credit Associates frequently work closely with departments such as customer service, sales, and collections to resolve customer account issues efficiently. They may coordinate with sales teams to verify order details or credit terms, and partner with collections staff to address overdue accounts. Regular communication and teamwork are crucial, as Credit Associates often act as a bridge between customers and internal teams to ensure accurate account management and timely resolution of disputes.

What are Credit Associates?

Credit Associates are professionals who help clients manage and resolve their debts, often by negotiating with creditors to reduce the total amount owed or by setting up manageable repayment plans. They may work for debt settlement companies, financial institutions, or credit counseling agencies. Their primary goal is to assist individuals or businesses in improving their financial situations by finding solutions for outstanding debts and offering guidance on credit management. Credit Associates need strong communication and negotiation skills to effectively advocate for their clients. They also stay informed about financial laws and regulations to ensure compliance.

What is the difference between Credit Associates vs Credit Analysts?

AspectCredit AssociatesCredit Analysts
Required CredentialsHigh school diploma or equivalent; some roles may prefer associate's degreeBachelor's degree in finance, accounting, or related field; certifications like CFA are a plus
Work EnvironmentOffice settings, financial institutions, or corporate finance departmentsOffice environments, financial institutions, or consulting firms
Employer & Industry UsageUsed in banks, credit unions, and lending companies for credit review rolesCommon in banks, investment firms, and credit agencies for financial analysis
Common Search & Comparison IntentUnderstanding entry-level credit review rolesAnalyzing credit risk and financial data

Credit Associates typically handle credit review and basic financial assessments, often with less formal education requirements. Credit Analysts perform in-depth financial analysis, requiring higher education and certifications. Both roles are vital in credit decision processes but differ in complexity and qualifications.

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Posted 15 days ago


Job description

Associate, Credit

Peachtree Group Credit is the commercial real estate lending division of Peachtree Group. Peachtree Group is a privately held, fully integrated real estate investment management, lending and servicing platform. The company owns, operates, manages and develops hotels and invests in hotel- and other commercial real estate-related assets throughout the United States. Through its affiliate, Peachtree Group Hospitality Management, Peachtree manages the performance of 100+ hotels across 27 brands with 14,000+ rooms in 26 states.

This Credit Associate position will play a key role in evaluating, underwriting, structuring, and managing real estate debt investments with a focus on hotel loans primarily. This position is responsible for conducting detailed credit underwriting and financial analyses and overseeing all aspects of loan due diligence and transaction execution. The Credit Associate will collaborate closely with borrowers, sponsors, brokers, and internal teams to ensure thorough underwriting and successful deal closings. The ideal candidate will have 3-4+ years hotel loan underwriting experience and analyst supervisory experience. The candidate should possess strong analytical skills with attention to detail, and the ability to manage multiple projects in a fast-paced environment.

Role and Responsibilities:

  • Perform credit analysis and underwriting for real estate debt investments across various types of commercial real estate, with a focus on hotel assets.
  • Evaluate and underwrite new hotel investment and lending opportunities by reviewing offering memorandums, financial statements, and other due diligence materials.
  • Analyze financial models in Excel and develop projections based on market and property information.
  • Help oversee, train, and direct analysts to strengthen their underwriting capabilities and understanding of hotel cash flows and markets.
  • Manage multiple lending assignments involving direct interaction with borrowers, sponsors, brokers, and lending partners.
  • Draft and prepare comprehensive materials such as term sheets, investment memorandums, and presentations for credit committees.
  • Provide analytical and operational support to senior team members across all aspects of the investment and credit process.

Qualifications:

  • Education: Bachelor's degree in Finance, Real Estate, Economics, Accounting, or a related field; MBA or advanced degree a plus.
  • Experience: 3-4+ years of experience in hotel real estate finance, credit underwriting, investment analysis, or commercial real estate lending.
  • Technical Skills: Strong proficiency in Microsoft Excel, including financial modeling and valuation analysis.
  • Working knowledge of real estate loan documentation, due diligence, and closing processes.
  • Analytical Skills: Exceptional quantitative and qualitative analytical abilities, with a strong attention to detail and accuracy.
  • Communication: Excellent, written, and verbal communication skills.
  • Interpersonal Skills: Ability to build and maintain relationships with internal stakeholders, borrowers, sponsors, and external partners such as brokers and legal teams.
  • Project Management: Proven ability to manage multiple transactions simultaneously while meeting deadlines in a dynamic, fast-paced environment.
  • Team Leadership: Experience mentoring or developing junior analysts is a plus.

Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.