ZipRecruiter

Log In

1

Credit Analyst Jobs in Rutherford, NJ (NOW HIRING)

bav

Credit Analyst

Manhattan, NY · On-site

The Credit Analyst processes applications from new customers as well as existing ones who like to establish credit terms or adjust their current credit line. The analyst reviews the application for ...

Acuris

Distressed Credit Analyst

New York, NY · On-site

Description Debtwire, an Acuris-owned company, is seeking a credit analyst whose main responsibility will be to publish research reports on stressed and distressed companies. The individual will ...

Integrated Resources INC

Credit Analyst

Newark, NJ

Credit Analyst Duration: 1 Year Location: Newark NJ This is a credit position with a stable Fortune 500 utility company located in New Jersey. The successful candidate will provide analytical and ...

Integrated Resources INC

Credit Analyst

Newark, NJ · On-site

Credit Analyst Location: Newark NJ Duration: 2 Years Key Duties Implement corporate credit policy and procedures and perform credit reviews for solar loan program commercial applicants. Evaluate ...

Integrated Resources INC

Credit Analyst

Newark, NJ

The Senior Credit Analyst will be actively involved in making credit recommendations to management and in advising on structuring of new transactions for purposes of mitigating risk. Key Duties ...

B&H Photo-Video-Pro Audio

Credit Analyst

Manhattan, NY · On-site

$24 - $30/hr

The Credit Analyst processes applications from new customers as well as existing ones who like to establish credit terms or adjust their current credit line. The analyst reviews the application for ...

fpcusa

CREDIT ANALYST

Livingston, NJ

CREDIT ANALYST POSITION OBJECTIVE * Fully utilize knowledge and skills of the credit function to release daily orders for Formosa customers, while supporting the customers and Business Unit in their ...

BizTek People, Inc.

Credit Analyst

Manhattan, NY · Hybrid

\n \n \n \n \n Global financial institution seeks Credit Analyst to be able to analyze financial statements of corporate clients in New York. Must be able to commute and work with proper work ...

Macquarie Group Limited

Credit Analyst

New York, NY · On-site

$100K - $110K/yr

Press space or enter keys to toggle section visibility In this role, you will support Macquarie's trading businesses by performing credit analysis of fund counterparties, including hedge funds ...

Formosa Plastics

CREDIT ANALYST

Livingston, NJ · On-site

$62K - $85K/yr

CREDIT ANALYST POSITION OBJECTIVE * Fully utilize knowledge and skills of the credit function to release daily orders for Formosa customers, while supporting the customers and Business Unit in their ...

altbanq

Senior Credit Analyst

Manhattan, NY · On-site

$100K - $150K/yr

Senior Credit Analyst Altbanq | Midtown Manhattan (On-Site) A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at Altbanq is a ...

next page

Showing results 1-20

All JobsCredit Analyst JobsCredit Analyst Jobs in Rutherford, NJ

Credit Analyst information

See Rutherford, NJ salary details

$15

$30

$49

How much do credit analyst jobs pay per hour?

As of Jun 11, 2026, the average hourly pay for credit analyst in Rutherford, NJ is $30.51, according to ZipRecruiter salary data. Most workers in this role earn between $23.51 and $34.33 per hour, depending on experience, location, and employer.

Will AI replace credit analyst?

AI can automate routine tasks such as data analysis and credit scoring for credit analysts, increasing efficiency. However, the role of a credit analyst also involves judgment, relationship management, and interpreting complex financial information, which are less likely to be fully replaced by AI in the near term.

What qualifications do you need to be a credit analyst?

A credit analyst typically needs a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting are essential; some roles may also require relevant certifications such as the CFA or credit-specific training.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What exactly does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess the risk of lending money or extending credit, often using financial software and industry standards to make informed recommendations. Their work helps lenders decide whether to approve or deny credit applications and determine appropriate loan terms.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a Credit Analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a Credit Analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

Do credit analysts make a lot?

Credit analysts typically earn a moderate to high salary depending on experience, industry, and location. Entry-level positions may start with lower wages, while experienced analysts with certifications like CFA or CPA can earn higher salaries, often supplemented with bonuses and benefits.

What Does a Credit Analyst Do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

More about Credit Analyst jobs
What cities near Rutherford, NJ are hiring for Credit Analyst jobs? Cities near Rutherford, NJ with the most Credit Analyst job openings:
Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Rutherford, NJ as of June 2026, with employment types broken down into 55% Full Time, 42% Part Time, and 3% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution, with an average salary of $63,452 per year, or $30.5 per hour.

Credit Analyst

bav

Manhattan, NY • On-site

Other

Posted 10 days ago

Job description

Job Overview: 

The Credit Analyst processes applications from new customers as well as existing ones who like to establish credit terms or adjust their current credit line. The analyst reviews the application for indications of fraud and perform necessary research to conduct background check. S/he interacts with customers in a timely manner to gather necessary information required to process the application. Up on approval, the analyst updates the customer profile, enter credit limits in to the system and informs the applicant the result of their application. In conjunction with the team, s/he manages department phone queue line, mailbox, requests from Sales, A/R etc. Additionally, the Analyst monitors customer’s accounts on an annual basis and produces reports as needed.  

Essential Responsibilities: 

  • Processing business credit applications for credit terms account.
  • Investigating and assessing credit worthiness of applicants.
  • Setting up open accounts with a credit limit and entering pertinent verified information on the account profile.
  • Assisting and communicating with Sales, Marketing, A/R, financial institutions and businesses on ongoing daily issues, requests. 
  • Performing periodical review through scoring or requesting updated credit information on existing active accounts with high activity/volume. 

Specific Knowledge, Skills and Abilities:  

  • Effective problem solving & analytical skills
  • Excellent written and oral communication skills.
  • Excellent organizational skills and attention to detail. 

About BAV

Sourced by ZipRecruiter

Industry

Convention and trade show organizers

Company size

11 - 50 Employees

Headquarters location

Buffalo, NY, US

Year founded

1988

View All BAV Jobs

Apply