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Credit Analyst Jobs in Rutherford, NJ (NOW HIRING)

9fin

Credit Analyst

New York, NY · On-site

$77K - $80K/yr

Secondary analysis - With guidance from senior analysts, deep dive into high yield earnings reports, provide financial updates on specific credits, and produce market-leading predictive analysis and ...

MDMS Recruiting

Sr. Credit Analyst

Manhattan, NY · On-site

Sr. Credit Analyst Location: New York, NY (4 days onsite) Duration: 6 Months + Description: Position Summary: Senior Credit Analyst in charge of credit analysis and preparation of credit insurance ...

BizTek People, Inc.

Credit Analyst

Manhattan, NY · Hybrid

\n \n \n \n \n Global financial institution seeks Credit Analyst to be able to analyze financial statements of corporate clients in New York. Must be able to commute and work with proper work ...

Starr Insurance Companies

Credit Analyst

New York, NY · On-site

... credit ratings agencies (S&P, Moody's, Fitch, AM Best). • High level of attention to detail, analytical judgment, and organizational skills. • Strong technical skills in data analysis and ...

MDMS Recruiting LLC

Sr. Credit Analyst

Manhattan, NY · On-site

Sr. Credit Analyst Location: New York, NY (4 days onsite) Duration: 6 Months + Description: Position Summary: Senior Credit Analyst in charge of credit analysis and preparation of credit insurance ...

East West Bank

Sr. Credit Analyst

Manhattan, NY

$120K - $123K/yr

Sr. Credit Analyst: perform underwriting, credit monitoring & portfolio mngmt, BA/BS in finance, economics or rltd w/ 2 yrs exp. as credit analyst, credit counselor or rltd; project finance exp. a ...

Starr Insurance Companies

Credit Analyst

New York, NY · On-site

Experience with credit ratings agencies (S&P, Moody's, Fitch, AM Best). High level of attention to detail, analytical judgment, and organizational skills. Strong technical skills in data analysis and ...

9fin

Credit Analyst

New York, NY · On-site

$77K - $80K/yr

Secondary analysis - With guidance from senior analysts, deep dive into high yield earnings reports, provide financial updates on specific credits, and produce market-leading predictive analysis and ...

IDBNY

Credit Analyst

Manhattan, NY · On-site

$70K - $90K/yr

Credit Analyst [NY]: Perfect time to join our growing Team! In this role, you'll support the origination and portfolio management of commercial loans. The position offers the chance to deepen your ...

altbanq

Senior Credit Analyst

Manhattan, NY · On-site

$100K - $150K/yr

Senior Credit Analyst Altbanq | Midtown Manhattan (On-Site) A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at Altbanq is a ...

altbanq

Senior Credit Analyst

New York, NY · On-site

$100K - $150K/yr

Senior Credit Analyst Altbanq | Midtown Manhattan (On-Site) A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at Altbanq is a ...

Parker

Credit Analyst Manager

New York, NY · On-site

$180K - $205K/yr

As a Credit Analyst Manager at Parker, you'll lead and evolve Parker's underwriting operations. You'll own credit policy, streamline processes, and help us strike the right balance between risk and ...

Parker

Senior Credit Analyst

New York, NY · On-site

$140K - $160K/yr

As a Senior Credit Analyst at Parker, you will be responsible for conducting deep credit assessments of businesses applying for our credit products. You'll combine financial analysis, pattern ...

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Showing results 21-40

All JobsCredit Analyst JobsCredit Analyst Jobs in Rutherford, NJ

Credit Analyst information

See Rutherford, NJ salary details

$15

$30

$49

How much do credit analyst jobs pay per hour?

As of Aug 19, 2026, the average hourly pay for credit analyst in Rutherford, NJ is $30.51, according to ZipRecruiter salary data. Most workers in this role earn between $23.51 and $34.33 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs

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For Credit Analyst jobs in Rutherford, NJ, the most frequently searched job titles are:

What cities near Rutherford, NJ are hiring for Credit Analyst jobs?

Cities near Rutherford, NJ with the most Credit Analyst job openings:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Rutherford, NJ as of August 2026, with employment types broken down into 84% Full Time, 15% Part Time, and 1% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $63,452 per year, or $30.5 per hour.

Credit Analyst II

National Association of Insurance Commissioners

New York, NY • On-site

$128K - $195K/yr

Full-time

Re-posted 16 days ago

Job description

Job Description:
The Securities Valuation Office (SVO) of the National Association of Insurance Commissioners (NAIC) has an exciting opportunity for a Credit Analyst II. This team member will have well-developed, credit and analytical expertise in the field of assignment and preform credit analysis in assigned area. Functions of this role include rating and analyzing a high-volume portfolio of debt securities for inclusion in the NAIC Securities database. They will actively contribute to various SVO initiatives and projects on a regular basis. This team member works independently and must have excellent verbal and written communication skills, and maintain collegial relations with his peers, and other internal and external customers.
This is a full-time hybrid position, in a positive and flexible environment. Residency within 100 miles of the New York, NY office is required.
Responsibilities Include
  • Performs credit analysis of assigned sectors of corporate or structured securities in a wide variety of industries to establish appropriate rating. This requires reasoned based judgment based upon a thorough analysis of security structure & legal agreements, financial statements and credit viability of issuer, appropriate peers, corporate or structured securities, analytical methodologies, industry data for comparative purposes economic trends ion the industry and country of issuer, as well as relevant third party support, collateral or lease agreements.

  • Prepares appropriate and efficiently written credit reports and make concise verbal presentations to the credit committee. Credit reports such as an Initial Filing or Annual Update reports, documenting the ratings rationale, must adhere to the internal analysis standards. Respond to appeals, both verbal and written. Achieves productivity and timeliness requirements.

  • Completes review of the Regulatory Treatment Analysis Service requests (RTAS) for credits in assigned portfolio. Prepares an appropriate written report for a review by a credit committee documenting the ratings rationale.

  • Identifies and participates in internal and external professional development opportunities to broaden the analytical skill set. Develops a strong working knowledge of the Purposes and Procedures Manual of the Investment Analysis Office and the Accounting Practices & Procedures Manual of the NAIC.

  • Produces research covering important industry trends/issues in assigned portfolio that may be important to regulators. Respond to informational requests from a variety of sources, such as regulators, insurers, Nationally Recognized Statistical Rating Organizations (NRSROs), investment bankers, etc.

  • Maintain excellent interpersonal skills in order to disseminate information and viewpoints to a variety of customers, including regulators.

Minimum Education and/or Experience Required
Master's degree (M.A.), M.B.A. in Finance or equivalent and/or CFA. Related experience of 5 to 10 years with at least 5+ years of fundamental credit analysis, and/or training or equivalent combination of education and experience.
Preferred Experience
Experience performing credit analysis at a Nationally Recognized Statistical Rating Organization (NRSRO or "credit rating agency").
Systems & Technology Requirements
Intermediate to advanced level proficiency with Microsoft Office (Word, Excel, PowerPoint, Outlook, Access), Microsoft Windows, Bloomberg and similar software. Advanced programming capabilities with these tools is a plus.
Compensation
$128,237 up to $195,000, commensurate with education and experience.
Sponsorship
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
Interested in learning more about the amazing benefits the NAIC offers? Visit our Benefits page for more information.
The NAIC is proud to be an Equal Opportunity Employer
Applicants for all positions are considered without regard to age, race, creed, color, religion, sex, sexual orientation, gender identity or expression, national origin or ancestry, marital status, pregnancy, genetic information, military or veteran status, disability, or any other basis protected by applicable law.

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