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Credit Analyst Jobs in Renton, WA (NOW HIRING)

Senior Commercial Portfolio Managers will be expected to partner with the appropriate commercial banking colleagues (Loan Coordinators, Credit Analysts) to deliver credit relationships with the ...

Analyze aging reports, collection trends, customer payment behavior, and credit risk exposure across multiple operating locations * Provide actionable reporting and recommendations to leadership

Analyze aging reports, collection trends, customer payment behavior, and credit risk exposure across multiple operating locations * Provide actionable reporting and recommendations to leadership

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Senior Portfolio Manager

Seattle, WA · Remote

$120K - $140K/yr

You'll independently analyze financial statements, industry trends, and borrower risk profiles to make informed credit recommendations-and approve loan requests within your designated authority.

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Review loan requests under $10 million in credit commitments to determine required business ... Analytical Thinking * Risk Management Core Competencies * All KeyBank employees are expected to ...

Accounts Receivable Clerk

Tacoma, WA · On-site

$26.50 - $30/hr

Provide detailed analysis of overdue receivables and efforts extended towards resolution as well as recommend accounts for additional escalation to the Director Credit and Collections. Other ...

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Credit Analyst information

See Renton, WA salary details

$17

$33

$55

How much do credit analyst jobs pay per hour?

As of Jul 5, 2026, the average hourly pay for credit analyst in Renton, WA is $33.66, according to ZipRecruiter salary data. Most workers in this role earn between $25.96 and $37.84 per hour, depending on experience, location, and employer.

Will AI replace credit analyst?

AI can automate routine tasks such as data analysis and credit scoring for credit analysts, increasing efficiency. However, the role of a credit analyst also involves judgment, relationship management, and understanding complex financial situations, which are less easily replaced by AI. Therefore, AI is more likely to augment rather than fully replace credit analysts in the near future.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting are also important; some roles may require relevant certifications such as the CFA or credit-specific training.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What exactly does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess the risk of lending money or extending credit, often using financial modeling and tools like spreadsheets, to help organizations make informed lending decisions. Strong analytical skills and knowledge of credit policies are essential for this role.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a Credit Analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a Credit Analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

Are credit analysts paid well?

Credit analysts typically earn competitive salaries that vary based on experience, location, and industry. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What Does a Credit Analyst Do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the most commonly searched types of Credit Analyst jobs in Renton, WA? The most popular types of Credit Analyst jobs in Renton, WA are:
What job categories do people searching Credit Analyst jobs in Renton, WA look for? The top searched job categories for Credit Analyst jobs in Renton, WA are:
What cities near Renton, WA are hiring for Credit Analyst jobs? Cities near Renton, WA with the most Credit Analyst job openings:
Enterprise Risk Management Analyst

Enterprise Risk Management Analyst

GESA CREDIT UNION

Renton, WA

$36.15 - $60.25/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 19 days ago


Gesa Credit Union rating

8.4

Company rating: 8.4 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

Take a leap and join our team!

At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. But it’s how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.

Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.

Get to know us:  About - Gesa Credit Union

Role Summary:

The Experience Risk Management (ERM) Analyst supports the execution of the Credit Union’s Enterprise Risk Management program by assisting with risk assessments, risk reporting, data analysis, and risk monitoring activities. This role works closely with business units to collect, analyze, and document risk information while helping maintain a consistent and sustainable ERM framework across the organization. The role partners closely with business leaders to embed risk awareness into everyday operations and foster a resilient, proactive risk culture.  This role will also support the third-party risk management function of the credit union.

What You Will Be Doing:
  1. Assist in conducting enterprise-wide and business-unit-specific risk assessments (strategic, operational, compliance, credit, liquidity, and reputational risks), to evaluate potential impacts on the organization and inform decision-making
  2. Support the development and maintenance of risk registers, including risk descriptions, ratings, controls, and mitigation plans
  3. Perform initial risk analysis related to new products, services, process changes, and technology initiatives
  4. Assist with risk trend analysis and identification of emerging risks
  5. Facilitate the execution of enterprise-wide risk management programs, such as risk and control self-assessments (RCSAs), qualitative and quantitative risk assessments, issue management, and ensuring risks are identified, documented, and addressed
  6. Help design, implement, and continuously enhance the ERM framework, policies, and procedures in alignment with regulatory expectations and industry standards
  7. Collect and validate data for Key Risk Indicators (KRIs) and risk dashboards
  8. Prepare risk reports for management and risk governance committees
  9. Track risk issues, action plans, and remediation status to ensure timely resolution
  10. Support scenario analysis, stress testing, and ad hoc risk analytics as needed
  11. Coordinate with various departments to implement risk management strategies                       
  12. Assist with Operational Risk Management activities, including risk and control self-assessments (RCSAs)
  13. Support Third-Party / Vendor Risk Management processes, including inherent risk scoring, due diligence documentation, and ongoing monitoring
  14. Coordinate with Information Security, IT, and Business Continuity teams on risk-related data requests
  15. Support preparation for NCUA and state regulatory examinations by compiling ERM-related documentation and evidence
  16. Assist in maintaining ERM policies, procedures, and methodology documentation
  17. Participate in risk awareness and training initiatives to promote a strong risk culture
About You:
  1. Working knowledge of risk management concepts and ERM frameworks (e.g., COSO ERM)
  2. Understanding of risks relevant to credit unions and financial institutions
  3. Ability to analyze data, identify trends, and communicate findings clearly
  4. Proficiency in Microsoft Excel (data analysis), Word, and PowerPoint
  5. Familiarity with GRC tools or risk tracking systems
  6. Ability to conduct risk assessments and develop mitigation strategies
  7. Strong attention to detail and organizational skills
  8. Proven ability to work collaboratively with cross-functional teams                          
  9. Strong analytical and problem-solving skills
  10. Excellent communication and interpersonal skills
  11. Ability to manage multiple projects simultaneously                            
  12. Strong focus on accuracy
  13. Professional demeanor and adherence to confidentiality
What You Will Need:
  1. Bachelor’s degree in Business, Finance, Risk Management, Accounting, or a related field is preferred
  2. Two (2) to five (5) years of experience in risk management, compliance, audit, or financial services operations required
  3. Experience in a credit union or regulated financial institution is preferred
  4. Relevant certifications (or progress toward) preferred
Our Team Member Value Proposition:

In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer:

  • Competitive Pay
  • Medical, Dental, Vision, and Life Insurance
  • 20 days/year of Paid Time Off – Plus 10 Paid Holidays!
  • 401(k) Match
  • Incentive Program
  • Tuition Assistance and Student Loan Repayment
  • Commuter Benefits
  • Paid Time Off to Volunteer in the Community
  • Product discounts
  • Engaging Work Environment
  • Rewards and Recognition Programs
Full Salary Range:

$36.15-$60.25

*While our full pay range is listed, most new team members typically start between the minimum and midpoint based on their experience and qualifications.  This approach gives room to grow within the role as your career progresses with us!"

Get wise to what’s possible with a career at Gesa. Join us!

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at (509) 378-3100 or hrmail@gesa.com to request an accommodation.

Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.

Selected candidate(s) must be able to pass a pre-employment credit/background check.

Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.

Equal Employment Opportunity (gesa.com)


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