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Credit Analyst Jobs in Renton, WA (NOW HIRING)

WaFd Bank

Senior Credit Analyst - CRE

Seattle, WA

$82K - $123K/yr

The Senior Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of ...

WaFd Bank

Senior Credit Analyst - CRE

Seattle, WA

$82K - $123K/yr

The Senior Credit Analyst is responsible for providing due diligence, analytical, and underwriting support to the division's Relationship and Portfolio Managers as assigned. The Senior Credit Analyst ...

Washington Trust Bank

Credit Analyst II/III

Tacoma, WA

$88K - $132K/yr

Assists Relationship Managers (RM) in the credit analysis and evaluation process of existing and potential loan customers. Provides analytical support to the RMs under the supervision of more senior ...

WaFd Bank

Senior Credit Analyst - CRE

Seattle, WA · On-site

$82K - $123K/yr

The Senior Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of ...

Washington Trust Bank

Credit Analyst II/III

Tacoma, WA · On-site

$88K - $132K/yr

Assists Relationship Managers (RM) in the credit analysis and evaluation process of existing and potential loan customers. Provides analytical support to the RMs under the supervision of more senior ...

Zionsbank Corp

Credit Analyst - Seattle, WA

Seattle, WA · On-site

$82K - $114K/yr

The Credit Analyst provides top notch customer service to our clients and customers at our Seattlebranch. If you are passionate about being part of a community, being a team player, and helping ...

Zionsbank Corp

Credit Analyst - Seattle, WA

Seattle, WA · On-site

$79K - $114K/yr

The Credit Analyst provides top notch customer service to our clients and customers at our Seattlebranch . If you are passionate about being part of a community, being a team player, and helping ...

GM Financial

ACF Sr Credit Analyst I

Lynnwood, WA · On-site

$61K - $116K/yr

The Senior Credit Analyst is responsible for researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential customers. This team member ...

GM Financial

ACF Sr Credit Analyst I

Lynnwood, WA · Hybrid

$61K - $116K/yr

Proven ability to analyze credit risk, identify issues, and develop effective solutions. * Demonstrated skills in customer relations, negotiation, and dealer relationship management. * Ability to ...

SanMar- External

Manager, Credit

Issaquah, WA · Hybrid

$90K - $125K/yr

Lead the credit analysts and accounts receivable teams by providing clear direction, support, and accountability, driving strong performance management, communication, employee engagement, and ...

SanMar-Internal

Manager, Credit

Issaquah, WA · Hybrid

$90K - $125K/yr

Lead the credit analysts and accounts receivable teams by providing clear direction, support, and accountability, driving strong performance management, communication, employee engagement, and ...

SanMar- External

Manager, Credit

Issaquah, WA · On-site

$90K - $125K/yr

Lead the credit analysts and accounts receivable teams by providing clear direction, support, and accountability, driving strong performance management, communication, employee engagement, and ...

SanMar-Internal

Manager, Credit

Issaquah, WA · On-site

$90K - $125K/yr

Lead the credit analysts and accounts receivable teams by providing clear direction, support, and accountability, driving strong performance management, communication, employee engagement, and ...

SanMar

Manager, Credit

Issaquah, WA · On-site

$90K - $125K/yr

Lead the credit analysts and accounts receivable teams by providing clear direction, support, and accountability, driving strong performance management, communication, employee engagement, and ...

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All JobsCredit Analyst JobsCredit Analyst Jobs in Renton, WA

Credit Analyst information

See Renton, WA salary details

$17

$33

$55

How much do credit analyst jobs pay per hour?

As of Jul 5, 2026, the average hourly pay for credit analyst in Renton, WA is $33.66, according to ZipRecruiter salary data. Most workers in this role earn between $25.96 and $37.84 per hour, depending on experience, location, and employer.

Will AI replace credit analyst?

AI can automate routine tasks such as data analysis and credit scoring for credit analysts, increasing efficiency. However, the role of a credit analyst also involves judgment, relationship management, and understanding complex financial situations, which are less easily replaced by AI. Therefore, AI is more likely to augment rather than fully replace credit analysts in the near future.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting are also important; some roles may require relevant certifications such as the CFA or credit-specific training.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What exactly does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess the risk of lending money or extending credit, often using financial modeling and tools like spreadsheets, to help organizations make informed lending decisions. Strong analytical skills and knowledge of credit policies are essential for this role.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a Credit Analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a Credit Analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

Are credit analysts paid well?

Credit analysts typically earn competitive salaries that vary based on experience, location, and industry. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What Does a Credit Analyst Do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

More about Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Renton, WA? The most popular types of Credit Analyst jobs in Renton, WA are:
What job categories do people searching Credit Analyst jobs in Renton, WA look for? The top searched job categories for Credit Analyst jobs in Renton, WA are:
What cities near Renton, WA are hiring for Credit Analyst jobs? Cities near Renton, WA with the most Credit Analyst job openings:
Credit Analyst jobs near you
Credit Analyst

Credit Analyst

Columbia Banking System, Inc.

Federal Way, WA • On-site

$28 - $35/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 3 days ago

Job description

Established in 1975, Financial Pacific Leasing, Inc. (a subsidiary of Columbia Bank), is a direct provider of small-ticket commercial equipment leases. FinPac originates business through partnering with vendors, third party originators and lessors nationwide. For over 50 years, these partners have relied on Financial Pacific to provide them with innovative financing solutions for their customers.
About the Role:
Responsible for credit, equipment and underwriting decisions within assigned limits and consistent with the policies and programs of Financial Pacific Leasing and the Financial Pacific Credit Department. Provides assistance and support to Credit team members to ensure that timely, efficient and courteous service is provided to all vendors, lessees and brokers of Financial Pacific.
  • Make and communicate decisions and documentation requirements within assigned limits and consistent with FPC Credit policy on lease applications, assignments, and NPA contracts as requested.
  • Make decisions on the quality, future value and eligibility of equipment proposed for lease.
  • Confirm the accurate entry of credit related data into the FPL credit platform.
  • Review and edit all applications to increase accuracy and efficiency, as needed.
  • Make recommendations to management for improvements in department policies, procedures, and reports. Assist management in developing and implementing improvements.
  • Attend meetings and participate in and complete all departmental and companywide training.
  • Maintain confidentiality of all company and applicant information.
  • Maintain regular and predictable attendance and punctuality.
  • Provide highest level of Customer Service to all lessees, vendors, brokers and fellow associates.
  • Demonstrates compliance with all company regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
  • Follows all company policies and procedures, compliance regulations, and completes all required annual or job-specific training.
  • Maintain a working knowledge of the company's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
  • May be asked to coach, mentor, or train others and teach coursework as subject matter expert.
  • Actively learns, demonstrates, and fosters the corporate culture in all actions and words.
  • Takes personal initiative and is a positive example for others to emulate.
  • Embraces the vision to become "Business of Choice"
  • May perform other duties as assigned.

About You:
  • High School graduate or equivalent required.
  • Bachelor's degree in finance, Accounting, or business-related field preferred.
  • 5+ years Leasing experience in an equipment finance organization or
  • 3+ commercial underwriting experience at a financial institution (non-mortgage)
  • Basic analytical and problem-solving skills
  • Basic credit and credit quality skills, including accounting, financial statement spreading and cash flow analysis
  • Excellent organizational, communication, and collaboration abilities across company lines
  • Proficiency with personal computers and related software packages, including MS Word and Excel
  • Ability to work under timelines and meet required deadlines.

The pay range for this role is $28.00 - $35.00.
The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.
Primary Location: Ability to work fully onsite at posted location(s).
3455 South 344th Way Suite 300 Federal Way WA 98001
Our Benefits:
We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.
We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.
Our Commitment to Diversity:
Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@columbiabank.com.
To Staffing and Recruiting Agencies:
Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.

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