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Credit Analyst Jobs in Dallas, OR (NOW HIRING)

WaFd Bank

Relationship Manager

Salem, OR · On-site

$102K - $154K/yr

Relationship Managers will be expected to partner with the appropriate commercial banking colleagues (Loan Coordinators, Credit Analysts) to deliver credit relationships with the guidance of Credit ...

WaFd Bank

Relationship Manager

Salem, OR · On-site

$102 - $154/hr

Relationship Managers will be expected to partner with the appropriate commercial banking colleagues (Loan Coordinators, Credit Analysts) to deliver credit relationships with the guidance of Credit ...

WaFd Bank

Relationship Manager

Salem, OR · On-site

$102K - $154K/yr

Relationship Managers will be expected to partner with the appropriate commercial banking colleagues (Loan Coordinators, Credit Analysts) to deliver credit relationships with the guidance of Credit ...

WaFd Bank

Relationship Manager

Salem, OR · On-site

$102K - $154K/yr

Relationship Managers will be expected to partner with the appropriate commercial banking colleagues (Loan Coordinators, Credit Analysts) to deliver credit relationships with the guidance of Credit ...

Maps Credit Union

Payment Services Senior Officer

Salem, OR

$99K - $117K/yr

Description Join Maps Credit Union and help ensure electronic payments are accurate, secure, and ... Prepare periodic reports by calculating or changing data fields and collecting, analyzing, and ...

New

Columbia Banking System, Inc.

Com'l Underwriter

Salem, OR · On-site

$62K - $110K/yr

Analyze business, industry, financial data and other supporting credit information concerning an applicant's credit request; presents facts to, and collaborates with, Portfolio Managers, CSMs and ...

Columbia Banking System, Inc.

Com'l Underwriter

Salem, OR · On-site

$62K - $110K/yr

Analyze business, industry, financial data and other supporting credit information concerning an applicant's credit request; presents facts to, and collaborates with, Portfolio Managers, CSMs and ...

Oregon Freeze Dry

Accounts Receivable Analyst

Albany, OR · On-site

$24 - $30.50/hr

This role involves analyzing customer accounts, ensuring timely collections, resolving ... Process approved credit and debit memos weekly * Build and manage the daily AR Aging report ...

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All JobsCredit Analyst JobsCredit Analyst Jobs in Dallas, OR

Credit Analyst information

See Dallas, OR salary details

$15

$29

$49

How much do credit analyst jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for credit analyst in Dallas, OR is $29.98, according to ZipRecruiter salary data. Most workers in this role earn between $23.12 and $33.70 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs

What cities near Dallas, OR are hiring for Credit Analyst jobs?

Cities near Dallas, OR with the most Credit Analyst job openings:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Dallas, OR as of August 2026, with employment types broken down into 85% Full Time, and 15% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $62,354 per year, or $30 per hour.

Consumer Credit Administrator

Oregon State Credit Union

Corvallis, OR • On-site

$120K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 2 days ago

Job description

At Oregon State Credit Union, we are passionate about creating financial solutions that make lives better. As we continue to grow and evolve, we are seeking a Consumer Credit Administrator to provide strategic leadership, governance, and oversight of our consumer lending credit function. This role will help shape the future of consumer credit administration by ensuring sound underwriting practices, strong portfolio performance, and effective risk management strategies that support sustainable growth.
As the Consumer Credit Administrator, you will partner closely with Consumer Lending, Risk, Finance, and Operations leaders to align credit policy, pricing, and risk strategies with business objectives while maintaining strong credit quality standards. You will play a key role in developing and refining credit policies, monitoring portfolio performance, guiding credit decisioning strategies, and fostering a balanced credit culture that supports both risk management and exceptional member service.
What you will need to be successful:
  • Credit Risk & Portfolio Management: Demonstrates deep expertise in consumer credit, underwriting, and portfolio management. Ability to analyze portfolio performance, identify emerging risks, conduct stress testing and scenario evaluations, and develop effective risk mitigation strategies. Skilled at balancing risk management objectives with responsible loan growth and member needs.
  • Strategic Leadership & Decision Making: Ability to develop and implement credit policies, underwriting standards, and governance frameworks that support organizational goals and risk appetite. Exercises sound judgment when reviewing complex credit requests and policy exceptions and effectively influences lending and decisioning strategies across the organization.
  • Analytical & Communication Skills: Possesses exceptional analytical, organizational, and problem-solving skills with the ability to synthesize complex information and provide meaningful recommendations. Excellent verbal and written communication skills with the ability to collaborate effectively across departments, build strong partnerships, and influence decision-making at multiple levels within the organization.
  • Experience & Education: Five or more years of consumer lending, credit risk, or credit administration experience. Experience managing or influencing consumer credit policy and portfolio performance. Strong knowledge of consumer lending regulations and compliance requirements. Experience with consumer direct lending, indirect lending, unsecured lending, and credit card portfolios. Familiarity with automated underwriting systems and credit decisioning tools. Bachelor's degree in Business, Finance, Economics, or a related field (or equivalent experience). Relevant certifications or advanced education are a plus.

Ways we'll appreciate you:
  • A collaborative and positive workplace culture
  • Initial and on-going support, training and mentorship with promotion opportunities
  • Competitive wages, bonuses, paid holidays and paid time off
  • 100% credit-union-paid employee coverage for medical, dental, vision, life and disability insurance; dependent coverage also available
  • 401k Plan with an amazingly generous credit union match!
  • Tax-saving Flexible Spending and Health Savings Plans
  • Premier membership perks, loan discounts, company clothing, wellness and recognition programs

Since it began in 1954, Oregon State Credit Union has been a member-owned, not-for-profit financial services institution. We exist for the benefit of our member-owners, and not to profit from them. That's what makes us different from banks and how we're able to create financial solutions that make lives better.
Location: 4800 SW Research Way, Corvallis
Work type: Full-time, Hybrid and Exempt
Compensation: $114 - 120k/year DOE + bonus
Oregon State Credit Union is an equal opportunity employer, including veterans and individuals with disabilities.
The information above provides the general nature of work performed in this position and outlines primary qualifications. The successful candidate must be able to demonstrate that they have the legal right to work in the US and pass a background screening to the satisfaction of Oregon State Credit Union.
#LI-HR1 #LI-Hybrid

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