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Credit Analysis Manager Jobs in Georgia (NOW HIRING)

Financial/Credit Underwriter/Analyst will own the credit management system and control the overall risk of the Department. This role will require someone who is professional, self-assured and ...

Financial/Credit Underwriter/Analyst will own the credit management system and control the overall risk of the Department. This role will require someone who is professional, self-assured and ...

... record of industry leading risk management practices and high credit portfolio quality ... Three or more years of commercial or agricultural credit analysis experience. * Extensive knowledge ...

Manages credit and risk process for semi-standard to more complex small to large sized inventory lines for dealerships in the equipment industry. * Responsible to analyze and underwrite new and ...

The company owns, operates, manages and develops hotels and invests in hotel- and other commercial ... Perform credit analysis and underwriting for real estate debt investments across various types of ...

The candidate should possess strong analytical skills with attention to detail, and the ability to manage multiple projects in a fast-paced environment. Role and Responsibilities * Perform credit ...

The candidate should possess strong analytical skills with attention to detail, and the ability to manage multiple projects in a fast-paced environment. Role and Responsibilities * Perform credit ...

Credit Support Analyst

Atlanta, GA · On-site

$25.63 - $34.18/hr

Supports Business Banking Relationship Managers and Underwriters with financial analysis spreading ... Maintains a compliance monitoring database that tracks credit approval requirements and receipt of ...

The position will be responsible for providing the credit analysis and underwriting for new and renewed credit requests. This position is also responsible for ongoing portfolio management and ...

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Credit Analysis Manager information

What are some common challenges credit analysis managers face when evaluating complex loan applications?

Credit Analysis Managers often encounter challenges such as assessing incomplete or ambiguous financial data, evaluating the creditworthiness of clients with limited credit history, and balancing risk mitigation with the need to support business growth. They must also stay updated on changing regulatory requirements and economic conditions that can impact credit decisions. Collaborating closely with relationship managers and senior leadership is key to ensuring that credit assessments align with organizational risk appetite while meeting client needs.

What is the difference between Credit Analysis Manager vs Credit Analyst?

AspectCredit Analysis ManagerCredit Analyst
CredentialsBachelor's degree, often with certifications like CFA or credit-specific trainingBachelor's degree in finance, accounting, or related field; certifications are optional
Work EnvironmentSupervisory role overseeing teams, strategic decision-makingAnalyzing credit data, preparing reports, supporting managers
Industry UsageUsed in banking, finance, and lending institutions for leadership rolesCommon in banks, credit unions, and financial firms for analytical roles

The Credit Analysis Manager typically oversees credit analysis teams and makes strategic decisions, while the Credit Analyst focuses on evaluating credit data and preparing reports. Both roles are essential in credit risk assessment but differ in responsibility level and scope.

What does a credit analysis manager do?

A Credit Analysis Manager oversees the evaluation of creditworthiness for individuals or businesses applying for loans or credit. They lead a team of credit analysts to review financial statements, assess risks, and ensure that lending decisions comply with company policies and regulations. Their role also includes developing credit policies, training staff, and collaborating with other departments to minimize financial risk to the organization.

What are the key skills and qualifications needed to thrive as a credit analysis manager, and why are they important?

To thrive as a Credit Analysis Manager, you need strong analytical skills, expertise in financial statement analysis, and typically a degree in finance, accounting, or a related field. Familiarity with credit risk assessment tools, loan management systems, and professional certifications such as CFA or FRM are highly valued. Excellent communication, leadership, and decision-making abilities help you manage teams and convey complex credit findings effectively. These skills ensure accurate risk assessments, sound lending decisions, and strong team performance in a financial institution.
What are the most commonly searched types of Credit Analysis jobs in Georgia? The most popular types of Credit Analysis jobs in Georgia are:
What cities in Georgia are hiring for Credit Analysis Manager jobs? Cities in Georgia with the most Credit Analysis Manager job openings:
Infographic showing various Credit Analysis Manager job openings in Georgia as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 14% Part Time, 1% Temporary, and 2% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution.

Senior Credit Analyst

Commercial Banking Company

Valdosta, GA • On-site

Full-time

Posted 3 days ago

New


Job description

General Description
This is a support role to the lending/credit function of the bank. It is a very analytical position, requiring review of both personal and corporate financial statements, credit reports, appraisals, tax returns, market information, real estate & lien filings, online searches and internal reports for the investigation and analysis of credit risks.
RESPONSIBILITIES
  • Analysis of new and renewal loan requests, including assessment of loan purpose, pricing, collateral, business financial statements, projections (if necessary), personal financial statements, satisfactory repayment structure and stability, strengths, and weaknesses.
  • Proficiently develops narrative credit memos that document financial underwriting supporting the underlying credit.
  • Reviews existing loan relationships, including assessments found in new analysis, plus documentation review.
  • Present and collaborate with loan officers to help the bank arrive at good credit decisions.
  • Recommend loan grades and/or questions to help arrive at a grade recommendation, on both analysis of new relationships and reviews of existing relationships.
  • Compose memorandums to update loan files.
  • Provides advice and assistance to loan officers as needed, which may include meeting with customers and the construction of commitment letters.
  • Mentor junior Credit Analyst.
  • Assist with collection efforts (repossessions, foreclosures, bankruptcies, etc).
  • Perform annual loan reviews as assigned by management to update credit files with the most current financial analysis.
  • Assist loan officers with the periodic preparation of reports such as quarterly substandard loan reviews.
  • Assist in the calculation of the Allowance for Loan and Lease Loss Reserve (ALLL) and making recommendations to executive management and the Board of Directors for monthly allocations.
  • Assist in monitoring the lending portfolio to ensure that staff and lenders operate in accordance with applicable laws and regulations, as well as the bank policies and procedures as approved by the Board of Directors.
  • Assist in maintaining, updating, and recommending changes to the Bank's loan policy as it pertains, but not limited to, underwriting criteria, loan authorities, structure requirements, pricing guidelines, collections, and charge-offs.
  • Prepare analysis on larger credit relationships.
  • Communicate with auditors, examiners, and loan review consultants to help provide information and resolve any documentation exceptions.
  • Other advanced duties as assigned by the COO.

REQUIRED SKILLS, EXPERIENCE, AND EDUCATION
  • Bachelor's degree in business related field (Accounting or Finance).
  • 5+ years of experience in commercial credit analysis, commercial credit underwriting, and/or commercial lending required.
  • Knowledge of banking procedures and regulations.
  • Self-motivated.
  • Punctual and reliable.
  • Maintains a neat, well-groomed professional appearance.
  • Demonstrates strong interpersonal skills, communicates effectively, and has the ability to work successfully in a team environment.
  • Good working knowledge of Microsoft Word, Excel, and Outlook. Good technical skills.
  • Good organizational skills & analytical skills.
  • Excellent written and oral communication skills.
  • Ability to learn and multitask efficiently.
  • Possesses an attitude of cooperation and a continual motivation to learn.

Commercial Banking Company is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, gender, sex, religion, national origin, disability, genetic information, sexual orientation, gender identity, pregnancy, veteran status, or any other characteristic protected by local, state, or federal law.
All applicants must be able to pass the following screens:
  • Background
  • Credit
  • Drug Screen