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Cra Officer Jobs in Florida (NOW HIRING)

Itau

CRA Officer

Miami, FL · On-site

The CRA Officer is responsible for the day-to-day administration and coordination of the Bank's Community Reinvestment Act (CRA) Program and supports the Chief Compliance Officer in maintaining ...

Ocean Bank

CRA Officer

Miami, FL · On-site +1

The CRA Officer partners with leadership and cross-functional teams to monitor performance, strengthen controls, support examinations and audits, and help advance the bank's community development and ...

Ocean Bank

CRA Officer

Miami, FL · Remote

The CRA Officer partners with leadership and cross-functional teams to monitor performance, strengthen controls, support examinations and audits, and help advance the bank's community development and ...

PNC

Community Development Officer II

Orlando, FL · On-site

As a Community Development Officer II within PNC's Community Development Banking organization, you ... Develops assessment area strategies to ensure that CRA Community Development services meet/exceed ...

PNC Bank

Community Development Officer II

Orlando, FL · On-site

As a Community Development Officer II within PNC's Community Development Banking organization, you ... Develops assessment area strategies to ensure that CRA Community Development services meet/exceed ...

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All JobsCra Officer JobsCra Officer Jobs in Florida

Cra Officer information

See Florida salary details

$16.7K

$85.2K

$143.8K

How much do cra officer jobs pay per year?

As of Sep 4, 2026, the average yearly pay for cra officer in Florida is $85,228.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,922.00 and $107,540.00 per year, depending on experience, location, and employer.

What is a CRA officer?

CRA Officers, or Community Reinvestment Act Officers, are professionals in financial institutions responsible for ensuring their organization complies with the Community Reinvestment Act (CRA). This federal law encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. CRA Officers oversee the institution’s lending, investment, and service activities to ensure they align with regulatory requirements. They also prepare for examinations, maintain documentation, and often work closely with community organizations to foster positive relationships. Ultimately, their work helps promote fair access to financial services for all community members.

What does a CRA officer do?

A CRA officer works with financial institutions, such as banks and credit unions, to ensure that they are in compliance with the Community Reinvestment Act. As a CRA officer, you enforce all provisions of the CRA program and meet with institutions to verify their compliance. Your responsibilities include conducting a review of an institution's lending and credit policies. Other duties involve working with financial organizations to administer the CRA exam, which evaluates their CRA compliance. You meet with community, business, and government leaders to guide them toward adhering to CRA policies that help lower and middle-income community members.

What skills and qualifications are needed to thrive as a CRA officer?

To thrive as a CRA (Community Reinvestment Act) Officer, you need a strong understanding of banking regulations, lending practices, and compliance requirements, typically supported by a degree in finance, business, or a related field. Familiarity with compliance software, CRA Wiz, and data analysis tools is commonly required, and certifications like CRCM (Certified Regulatory Compliance Manager) can be advantageous. Outstanding communication, analytical thinking, and relationship-building skills help in collaborating with regulators, community organizations, and internal teams. These competencies ensure the bank meets regulatory obligations, supports community development, and maintains a positive reputation.

What common challenges do CRA officers face when ensuring regulatory compliance, and how can applicants prepare to address them?

CRA Officers often encounter challenges such as interpreting complex regulations, staying updated with changing compliance requirements, and ensuring consistent documentation across branches or departments. To address these, applicants should develop strong analytical skills, attention to detail, and effective communication abilities for training and collaborating with staff. Familiarity with regulatory updates and a proactive approach to risk assessment will help candidates excel in this role and demonstrate readiness to potential employers.

What is the difference between Cra Officer vs Credit Analyst?

CriteriaCra OfficerCredit Analyst
Required CredentialsTypically a bachelor's degree in finance, economics, or related fieldUsually a bachelor's degree in finance, accounting, or economics
Work EnvironmentFinancial institutions, government agencies, or development banksBanks, lending institutions, or credit agencies
Employer & Industry UsageUsed in public and private sectors for loan assessments and complianceCommonly employed in banking and lending for risk evaluation

Both Cra Officers and Credit Analysts require similar educational backgrounds and work in financial environments. While Cra Officers often focus on compliance, development projects, or government-related financial activities, Credit Analysts primarily assess creditworthiness for lending decisions. Understanding these differences helps job seekers target the right roles in the financial industry.

Is it hard to get a CRA Officer position?

Securing a CRA Officer position can be competitive, often requiring relevant experience in regulatory compliance, auditing, or finance, along with a bachelor's degree. Strong attention to detail, knowledge of industry regulations, and relevant certifications can improve chances of employment in this role.
More about Cra Officer jobs

What are the most commonly searched types of Cra Officer jobs in Florida?

The most popular types of Cra Officer jobs in Florida are:

What are popular job titles related to Cra Officer jobs in Florida?

For Cra Officer jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Cra Officer jobs in Florida look for?

The top searched job categories for Cra Officer jobs in Florida are:

What cities in Florida are hiring for Cra Officer jobs?

Cities in Florida with the most Cra Officer job openings:

Cra Officer jobs near you
Infographic showing various Cra Officer job openings in Florida as of August 2026, with employment types broken down into 100% Full Time. Highlights an 88% In-person, 6% Hybrid, and 6% Remote job distribution, with an average salary of $85,228 per year, or $41 per hour.

CRA Officer

Itau

Miami, FL • On-site

Full-time

Posted 17 days ago

Job description

The CRA Officer is responsible for the day-to-day administration and coordination of the Bank's Community Reinvestment Act (CRA) Program and supports the Chief Compliance Officer in maintaining effective oversight of CRA governance, regulatory compliance, examination readiness, performance monitoring, reporting, and risk management activities.
The role is responsible for supporting the development, implementation, and ongoing enhancement of the Bank's CRA framework, ensuring compliance with applicable regulatory requirements and supervisory expectations. The position provides regulatory analysis, monitoring, reporting, and governance support to ensure the Bank maintains a well-documented, regulator-ready CRA Program and continues to meet its community development objectives.
Key Responsibilities
Community Reinvestment Act (CRA) Program Oversight
  • Serve as the day-to-day administrator of the Bank's CRA Program and support the CCO in maintaining effective oversight of CRA policies, procedures, governance, and examination readiness.
  • Monitor and assess CRA performance against established goals and regulatory expectations across community development loans, investments, services, volunteer activities, and charitable contributions.
  • Coordinate the identification, evaluation, documentation, and tracking of CRA-qualified activities.
  • Conduct CRA eligibility and qualification analysis for community development loans, investments, services, grants, and other CRA-related activities.
  • Maintain CRA records, documentation, data integrity, performance metrics, and management reporting.
  • Coordinate CRA regulatory reviews, examinations, and supervisory requests.
  • Prepare CRA reports and updates for Senior Management, management committees, and the Board.
  • Support the development and execution of the Bank's CRA strategy and annual CRA planning initiatives.
  • Monitor regulatory developments, supervisory guidance, and industry trends related to CRA and recommend appropriate program enhancements.
  • Assist in developing and delivering CRA-related training and awareness initiatives.

Governance, Risk & Reporting
  • Perform CRA risk assessments and support the maintenance of CRA monitoring, governance, and control frameworks.
  • Prepare management reports, dashboards, key risk indicators, performance metrics, and governance updates.
  • Maintain examination-ready documentation, evidence repositories, issue tracking logs, and remediation plans.
  • Escalate significant compliance risks, regulatory concerns, control deficiencies, and emerging issues to the CCO.
  • Partner with Internal Audit, Risk Management, Legal, and business units to strengthen CRA governance, controls, and oversight processes.
  • Analyze regulatory developments, supervisory priorities, and examination trends impacting the Bank's CRA Program.
  • Support the preparation of regulatory responses, corrective action plans, and examination remediation efforts, as needed.

Qualifications
Education
  • Bachelor's degree in Business, Finance, Economics, Accounting, Law, Risk Management, or a related field.
  • Master's degree preferred.

Experience
  • Minimum of 3-5 years of experience in CRA compliance, regulatory compliance, banking supervision, compliance risk management, or related functions within a regulated financial institution.
  • Strong knowledge of the Community Reinvestment Act, Regulation BB, Interagency CRA guidance, and applicable supervisory expectations.
  • Experience managing or supporting CRA examinations, audits, monitoring programs, and regulatory reporting.
  • Demonstrated ability to interpret regulatory requirements and translate them into practical policies, controls, governance processes, and business practices.
  • Experience preparing senior management, committee, and Board-level reporting.
  • Experience supporting CRA performance monitoring, community development initiatives, and strategic CRA planning.
  • Experience in a community bank, regional bank, de novo bank, or similar financial institution preferred.

Preferred Certifications
  • Certified Community Reinvestment Act Professional (CCRAP)
  • Certified Regulatory Compliance Manager (CRCM)
  • Other relevant compliance, audit, or risk certifications

Compliance with Anti-Money Laundering and Bank Secrecy Act related principles, laws, rules and regulations, as well as Itau's related policies and procedures.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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