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Contractor Insurance Jobs in Waterford, MN (NOW HIRING)

Erie Home

Roofing Contractor

Bloomington, MN · On-site

$350K - $750K/yr

General Liability Insurance * Workman's Compensation Insurance * EIN Letter * Current Contractor's License (if required by your state) * Reliable vehicle, roofing tools, and equipment required for ...

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All JobsContractor Insurance JobsContractor Insurance Jobs in Waterford, MN

Contractor Insurance information

See Waterford, MN salary details

$39.4K

$87.1K

$128.8K

How much do contractor insurance jobs pay per year?

As of Aug 10, 2026, the average yearly pay for contractor insurance in Waterford, MN is $87,055.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,900.00 and $104,100.00 per year, depending on experience, location, and employer.

What is the difference between Contractor Insurance vs Subcontractor Insurance?

AspectContractor InsuranceSubcontractor Insurance
Required CredentialsGeneral liability, workers' compensation, commercial autoSimilar credentials, often with specialized coverage for subcontracted work
Work EnvironmentMain contractor overseeing projectsPerforming specific tasks under a contractor
Employer & Industry UsageUsed by general contractors and construction firmsUsed by subcontractors and specialty trade workers
Comparison Search IntentUnderstanding coverage differences for contractorsUnderstanding coverage for subcontracted work

Contractor Insurance covers general contractors managing entire projects, while Subcontractor Insurance is tailored for subcontractors performing specialized tasks. Both require similar credentials but serve different roles in the construction industry. Understanding these differences helps ensure proper coverage and risk management for each party involved.

What is contractor insurance?

Contractor insurance is a type of business insurance designed to protect contractors and construction professionals from financial losses related to their work. It typically covers risks such as property damage, bodily injury to third parties, and legal costs arising from accidents or mistakes on the job. Common types of contractor insurance include general liability, workers’ compensation, and tools and equipment coverage. Having the right insurance helps ensure contractors meet legal requirements and client expectations, and provides peace of mind while working on projects.

What are some common challenges faced by professionals working in contractor insurance, and how can they be addressed?

Professionals in contractor insurance often navigate challenges such as keeping up with changing regulations, accurately assessing risk for a diverse range of contracting businesses, and clearly communicating policy details to clients who may be unfamiliar with insurance terminology. Staying updated through ongoing education and industry resources, collaborating closely with underwriters and risk assessors, and developing strong client communication skills can help address these challenges. Teamwork within the agency and regular training sessions also play a crucial role in effectively managing client expectations and ensuring compliance.

What are the key skills and qualifications needed to thrive as a contractor insurance specialist?

To thrive as a Contractor Insurance Specialist, you need a solid understanding of insurance products, risk assessment, and relevant legal regulations, typically supported by a state insurance license. Familiarity with insurance management software, quoting systems, and CRM platforms is essential for efficiency and accuracy. Strong interpersonal, negotiation, and problem-solving skills help build client trust and tailor solutions to unique contractor needs. These competencies are crucial for ensuring clients have appropriate coverage, mitigating risk, and maintaining a competitive edge in the insurance industry.
What cities near Waterford, MN are hiring for Contractor Insurance jobs? Cities near Waterford, MN with the most Contractor Insurance job openings:
Contractor Insurance jobs near you
Infographic showing various Contractor Insurance job openings in Waterford, MN as of August 2026, with employment types broken down into 85% Full Time, 10% Part Time, and 5% Contract. Highlights an 100% In-person job distribution, with an average salary of $87,055 per year, or $41.9 per hour.

Insurance Agent - Minnesota

American Family Insurance

Bloomington, MN • On-site

Full-time

Re-posted yesterday

American Family Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 135 frontline employees who took The Breakroom Quiz

217th of 304 rated insurance

Job description

Community leader. Protector of dreams. That's what makes an American Family Insurance Agent. It's a highly rewarding opportunity that allows you to create financial stability while making a positive impact on our customers' lives. If you're looking for a chance to own your future — we're interested in you! Apply today.

At American Family, we're seeking highly motivated individuals with a demonstrated track record of success and eagerness to accomplish something that takes time, energy, and commitment. Do you possess a strong work ethic and have an inner drive that makes you hungry for success?  

Insurance Agents operate as independent contractors, representing American Family and its products exclusively. As an insurance agent, you'll be responsible for your agency's overall management, sales, and growth. You'll also hire your team and work with them to meet the strategic business goals you set. 

Reasons why you should become an American Family Insurance Agent: 

  • Financially Fit: American Family has the financial security to protect the dreams of your policy holders 

  • Fortune 500 company that is among the largest Property and Casualty insurance groups 

  • Offer American Family Insurance products as well as products and services through our subsidiary partners 

  • Training and support from a local team – from marketing, prospecting, business consultation and more 

  • Unlimited compensation potential including a New Agent Incentive Program 

Requirements 

  • Obtain Property and Casualty and Life insurance licenses 

  • Ability to pass a motor vehicle, financial/credit and criminal background check 

We believe people are an organization’s most valuable asset, and their ideas and experiences matter. From our CEO to our agency force, we’re committed to growing a diverse and inclusive culture that empowers innovation that will inspire, protect, and restore our customers’ dreams in ways never imagined. 

We have several opportunities to start scratch or take over existing agencies across the state of Minnesota!

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