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Contractor Insurance Jobs in Iowa, IA (NOW HIRING)

HealthMarkets, Inc.

Insurance Sales Agent

Ames, IA

Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for ...

Erie Home

Roofing Contractor

Clive, IA · On-site

$350K - $750K/yr

General Liability Insurance * Workman's Compensation Insurance * EIN Letter * Current Contractor's License (if required by your state) * Reliable vehicle, roofing tools, and equipment required for ...

Information Providers Inc.

Be Seen First

Insurance Inspector

Des Moines, IA · On-site

$18.25 - $22.50/hr

As an Insurance Inspector you'll be on-site conducting insurance underwriting inspections ... The schedule below is based on experience and/or background. Part Time or Independent Contractor ...

SitusAMC

Contractor - Service Desk

Des Moines, IA · On-site

Contractor Contractor Note: This is not intended to be all inclusive or exclusive. At any time ... insurance and 401K; in each case in accordance with the terms of the applicable plans. Pay ...

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All JobsContractor Insurance JobsContractor Insurance Jobs in Iowa, IA

Contractor Insurance information

See Iowa, IA salary details

$35.2K

$77.8K

$115.1K

How much do contractor insurance jobs pay per year?

As of Aug 23, 2026, the average yearly pay for contractor insurance in Iowa, IA is $77,769.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $93,000.00 per year, depending on experience, location, and employer.

What is contractor insurance?

Contractor insurance is a type of business insurance designed to protect contractors and construction professionals from financial losses related to their work. It typically covers risks such as property damage, bodily injury to third parties, and legal costs arising from accidents or mistakes on the job. Common types of contractor insurance include general liability, workers’ compensation, and tools and equipment coverage. Having the right insurance helps ensure contractors meet legal requirements and client expectations, and provides peace of mind while working on projects.

What are the key skills and qualifications needed to thrive as a contractor insurance specialist?

To thrive as a Contractor Insurance Specialist, you need a solid understanding of insurance products, risk assessment, and relevant legal regulations, typically supported by a state insurance license. Familiarity with insurance management software, quoting systems, and CRM platforms is essential for efficiency and accuracy. Strong interpersonal, negotiation, and problem-solving skills help build client trust and tailor solutions to unique contractor needs. These competencies are crucial for ensuring clients have appropriate coverage, mitigating risk, and maintaining a competitive edge in the insurance industry.

What are some common challenges faced by professionals working in contractor insurance, and how can they be addressed?

Professionals in contractor insurance often navigate challenges such as keeping up with changing regulations, accurately assessing risk for a diverse range of contracting businesses, and clearly communicating policy details to clients who may be unfamiliar with insurance terminology. Staying updated through ongoing education and industry resources, collaborating closely with underwriters and risk assessors, and developing strong client communication skills can help address these challenges. Teamwork within the agency and regular training sessions also play a crucial role in effectively managing client expectations and ensuring compliance.

What is the difference between Contractor Insurance vs Subcontractor Insurance?

AspectContractor InsuranceSubcontractor Insurance
Required CredentialsGeneral liability, workers' compensation, commercial autoSimilar credentials, often with specialized coverage for subcontracted work
Work EnvironmentMain contractor overseeing projectsPerforming specific tasks under a contractor
Employer & Industry UsageUsed by general contractors and construction firmsUsed by subcontractors and specialty trade workers
Comparison Search IntentUnderstanding coverage differences for contractorsUnderstanding coverage for subcontracted work

Contractor Insurance covers general contractors managing entire projects, while Subcontractor Insurance is tailored for subcontractors performing specialized tasks. Both require similar credentials but serve different roles in the construction industry. Understanding these differences helps ensure proper coverage and risk management for each party involved.

What does contractor insurance do?

Contractor insurance provides coverage for contractors against risks such as property damage, liability claims, and worker injuries. It helps protect their business assets and ensures compliance with legal requirements, often including general liability and workers' compensation policies.

What cities near Iowa, IA are hiring for Contractor Insurance jobs?

Cities near Iowa, IA with the most Contractor Insurance job openings:

Contractor Insurance jobs near you
Infographic showing various Contractor Insurance job openings in Iowa, IA as of August 2026, with employment types broken down into 82% Full Time, 6% Part Time, and 12% Contract. Highlights an 88% In-person, and 12% Remote job distribution, with an average salary of $77,769 per year, or $37.4 per hour.

Insurance Loss Control Surveyor

Davies Risk Services

Des Moines, IA • On-site

Contractor

Re-posted 20 hours ago

Job description

Seeking Independent Contractors to Perform Insurance Property Surveys!  
Davies Risk Services is looking for independent contractors to perform insurance property surveys. This is a great opportunity for full-time or part-time work.
Our contractors survey both residential and commercial properties. The survey includes taking photos of the property, obtaining property details and overall conditions, providing reports in a timely manner and submitting a report online. All Survey reports need to be submitted through the PC/Desktop to include attachments.
What is needed to perform Duties: Reliable Car so you can drive to your inspections, Microsoft computer operating Windows 10 or newer, smartphone or digital camera, reliable home internet, Basic Computer and Communication skills.
Coverage Area: Des Moines, IA
Davies offers best in class onboarding and with all the support needed to be successful!
Apply Today: https://daviesriskservices.applytojob.com/apply/QgYSlJocln/Independent-Insurance-Loss-Control-Inspector 
Please include your home zip code in any correspondence.                
Loss Control Video Link: https://vimeo.com/1069348047/081c092448
We only consider applications submitted through our official hiring portal. We do not utilize sites like Facebook or Telegram App to recruit or interview potential employees or contractors. If you have been directed to provide any information through any another method other than our career portal, please email us at drsrecruiting@us.davies-group.com.
**Davies Risk Services is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate. **

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