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Contractor Insurance Jobs in Iowa, IA (NOW HIRING)

HealthMarkets, Inc.

Insurance Agent

Ames, IA · On-site

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

HealthMarkets, Inc.

Insurance Agent

Cedar Rapids, IA

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

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Showing results 1-20

All JobsContractor Insurance JobsContractor Insurance Jobs in Iowa, IA

Contractor Insurance information

See Iowa, IA salary details

$35.2K

$77.8K

$115.1K

How much do contractor insurance jobs pay per year?

As of Aug 29, 2026, the average yearly pay for contractor insurance in Iowa, IA is $77,769.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $93,000.00 per year, depending on experience, location, and employer.

What is contractor insurance?

Contractor insurance is a type of business insurance designed to protect contractors and construction professionals from financial losses related to their work. It typically covers risks such as property damage, bodily injury to third parties, and legal costs arising from accidents or mistakes on the job. Common types of contractor insurance include general liability, workers’ compensation, and tools and equipment coverage. Having the right insurance helps ensure contractors meet legal requirements and client expectations, and provides peace of mind while working on projects.

What are the key skills and qualifications needed to thrive as a contractor insurance specialist?

To thrive as a Contractor Insurance Specialist, you need a solid understanding of insurance products, risk assessment, and relevant legal regulations, typically supported by a state insurance license. Familiarity with insurance management software, quoting systems, and CRM platforms is essential for efficiency and accuracy. Strong interpersonal, negotiation, and problem-solving skills help build client trust and tailor solutions to unique contractor needs. These competencies are crucial for ensuring clients have appropriate coverage, mitigating risk, and maintaining a competitive edge in the insurance industry.

What are some common challenges faced by professionals working in contractor insurance, and how can they be addressed?

Professionals in contractor insurance often navigate challenges such as keeping up with changing regulations, accurately assessing risk for a diverse range of contracting businesses, and clearly communicating policy details to clients who may be unfamiliar with insurance terminology. Staying updated through ongoing education and industry resources, collaborating closely with underwriters and risk assessors, and developing strong client communication skills can help address these challenges. Teamwork within the agency and regular training sessions also play a crucial role in effectively managing client expectations and ensuring compliance.

What is the difference between Contractor Insurance vs Subcontractor Insurance?

AspectContractor InsuranceSubcontractor Insurance
Required CredentialsGeneral liability, workers' compensation, commercial autoSimilar credentials, often with specialized coverage for subcontracted work
Work EnvironmentMain contractor overseeing projectsPerforming specific tasks under a contractor
Employer & Industry UsageUsed by general contractors and construction firmsUsed by subcontractors and specialty trade workers
Comparison Search IntentUnderstanding coverage differences for contractorsUnderstanding coverage for subcontracted work

Contractor Insurance covers general contractors managing entire projects, while Subcontractor Insurance is tailored for subcontractors performing specialized tasks. Both require similar credentials but serve different roles in the construction industry. Understanding these differences helps ensure proper coverage and risk management for each party involved.

What does contractor insurance do?

Contractor insurance provides coverage for contractors against risks such as property damage, liability claims, and worker injuries. It helps protect their business assets and ensures compliance with legal requirements, often including general liability and workers' compensation policies.

What cities near Iowa, IA are hiring for Contractor Insurance jobs?

Cities near Iowa, IA with the most Contractor Insurance job openings:

Contractor Insurance jobs near you
Infographic showing various Contractor Insurance job openings in Iowa, IA as of August 2026, with employment types broken down into 82% Full Time, 6% Part Time, and 12% Contract. Highlights an 88% In-person, and 12% Remote job distribution, with an average salary of $77,769 per year, or $37.4 per hour.

Insurance Producer

Farmers Mutual Hail Insurance Company

West Des Moines, IA • On-site

Contractor

Posted 17 days ago

Job description

At Farmers Mutual Hail (FMH), our mission is simple: protect the livelihoods and legacies of America's farmers through the complete farm insurance solutions we offer. As America's Crop Insurance Company™, we're headquartered in the U.S. and have been owned by the farmers we insure for over 125 years.

Pledge Insurance Advisors, a Farmers Mutual Hail (FMH) company, is looking to hire an Insurance Producer to identify and develop new business opportunities for personal, commercial, and/or agricultural insurance products.  This Insurance Producer will also be responsible for building and maintaining client relationships. 

As an Independent Contractor Insurance Producer at FMH/Pledge, you will be responsible for identifying and developing new business opportunities for personal, commercial, and/or agricultural insurance products, including building and maintaining client relationships. to enable America's farmers to clothe, feed, and fuel the world.

REQUIREMENTS:

Experience: Would like at least 3 years of producer experience or equivalent combination of education and/or experience. Will train for the right candidate. Proven track record of success in insurance sales and maintaining a book of business is highly desirable.

Education: Bachelor's degree in Insurance, Agriculture, Business, or related field preferred. 

Skills: Proficient with Microsoft Office programs especially Word and Excel. Experience with agency management systems, specifically Applied Epic, is highly desired, but will train.

Licenses or Certifications: Property & Casualty Insurance license required to have in place before start date. Training materials and study guides available upon request. Having an Excess and Surplus License and/or a Crop Insurance license is a plus. 

RESPONSIBILITIES:

  • Responsible for prospecting, soliciting, quoting, and selling new business. Identifies and pursues new business opportunities for personal, commercial, or agricultural insurance products through networking, cold calling, and other lead generation techniques.
  • Develops and maintains strong relationships with existing clients in the personal, commercial, and agricultural insurance areas to ensure their ongoing insurance needs are met.
  • Analyzes client insurance needs and provides customized insurance solutions that meets their unique requirements for personal, commercial, and agricultural insurance.
  • Prepares and presents insurance proposals and coverage comparisons to clients in the personal, commercial, and agricultural areas, \making professional recommendations.
  • Stays current on industry trends and changes in insurance policies and regulations for personal, commercial, and agricultural insurance.
  • Collaborates with customer success team to ensure client satisfaction and maximizes business opportunities in the personal, commercial, and agricultural insurance areas.
  • Meets or exceeds sales and retention targets and goals for personal, commercial, and agricultural insurance products.

This position is not eligible for sponsorship for work authorization by Farmers Mutual Hail Insurance Company, SI. Therefore, if you will require sponsorship for work authorization now or in the future, we cannot consider your application at this time.

Farmers Mutual Hail Insurance Company does not discriminate in employment (EOE). All qualified applicants are encouraged to apply.

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