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Contractor Insurance Jobs in Houston, TX (NOW HIRING)

LEZAMA INSURANCE AGENCY

Insurance Staff Agent

Houston, TX · On-site

$30K - $50K/yr

State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of State Farm Insurance Companies. This position is with a State Farm ...

LEZAMA INSURANCE AGENCY

Insurance Staff Agent

Houston, TX · On-site

$30K - $50K/yr

State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of State Farm Insurance Companies. This position is with a State Farm ...

HealthMarkets, Inc.

Insurance Agent

Houston, TX

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

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Showing results 1-20

All JobsContractor Insurance JobsContractor Insurance Jobs in Houston, TX

Contractor Insurance information

See Houston, TX salary details

$35.8K

$79.1K

$117K

How much do contractor insurance jobs pay per year?

As of Jul 16, 2026, the average yearly pay for contractor insurance in Houston, TX is $79,070.00, according to ZipRecruiter salary data. Most workers in this role earn between $63,500.00 and $94,500.00 per year, depending on experience, location, and employer.

What is the difference between Contractor Insurance vs Subcontractor Insurance?

AspectContractor InsuranceSubcontractor Insurance
Required CredentialsGeneral liability, workers' compensation, commercial autoSimilar credentials, often with specialized coverage for subcontracted work
Work EnvironmentMain contractor overseeing projectsPerforming specific tasks under a contractor
Employer & Industry UsageUsed by general contractors and construction firmsUsed by subcontractors and specialty trade workers
Comparison Search IntentUnderstanding coverage differences for contractorsUnderstanding coverage for subcontracted work

Contractor Insurance covers general contractors managing entire projects, while Subcontractor Insurance is tailored for subcontractors performing specialized tasks. Both require similar credentials but serve different roles in the construction industry. Understanding these differences helps ensure proper coverage and risk management for each party involved.

What is contractor insurance?

Contractor insurance is a type of business insurance designed to protect contractors and construction professionals from financial losses related to their work. It typically covers risks such as property damage, bodily injury to third parties, and legal costs arising from accidents or mistakes on the job. Common types of contractor insurance include general liability, workers’ compensation, and tools and equipment coverage. Having the right insurance helps ensure contractors meet legal requirements and client expectations, and provides peace of mind while working on projects.

What are some common challenges faced by professionals working in contractor insurance, and how can they be addressed?

Professionals in contractor insurance often navigate challenges such as keeping up with changing regulations, accurately assessing risk for a diverse range of contracting businesses, and clearly communicating policy details to clients who may be unfamiliar with insurance terminology. Staying updated through ongoing education and industry resources, collaborating closely with underwriters and risk assessors, and developing strong client communication skills can help address these challenges. Teamwork within the agency and regular training sessions also play a crucial role in effectively managing client expectations and ensuring compliance.

What are the key skills and qualifications needed to thrive as a Contractor Insurance Specialist, and why are they important?

To thrive as a Contractor Insurance Specialist, you need a solid understanding of insurance products, risk assessment, and relevant legal regulations, typically supported by a state insurance license. Familiarity with insurance management software, quoting systems, and CRM platforms is essential for efficiency and accuracy. Strong interpersonal, negotiation, and problem-solving skills help build client trust and tailor solutions to unique contractor needs. These competencies are crucial for ensuring clients have appropriate coverage, mitigating risk, and maintaining a competitive edge in the insurance industry.
What are popular job titles related to Contractor Insurance jobs in Houston, TX? For Contractor Insurance jobs in Houston, TX, the most frequently searched job titles are:
What job categories do people searching Contractor Insurance jobs in Houston, TX look for? The top searched job categories for Contractor Insurance jobs in Houston, TX are:
What cities near Houston, TX are hiring for Contractor Insurance jobs? Cities near Houston, TX with the most Contractor Insurance job openings:
Contractor Insurance jobs near you
Risk Manager - Construction & Development

Risk Manager - Construction & Development

Transwestern

Houston, TX • On-site

Full-time

Re-posted 26 days ago

Job description

Transwestern is a vertically integrated commercial real estate firm dedicated to serving investors, partners and clients through expertise in investment, development, brokerage and property management. Our experience spans diverse property types, including logistics, multifamily, retail, mixed-use, healthcare, office, data centers, hotel, and life sciences. Across 35 offices nationwide, our team is united by a culture that cultivates agility, mutual trust and high performance.
Transwestern Services turns strategy into reality with consistency and accountability, collaborating to provide dynamic, tailored solutions. Whether representing a tenant, advising an investor or repositioning an asset, we operate with tenacity and own the outcome every time. Our 2,200-strong team works across service lines, ready to activate our full platform to deliver a customized, cohesive experience for clients.
POSITION SUMMARY:
The Risk Manager - Construction & Development is responsible for identifying, evaluating, and managing construction-related risk exposures across a national portfolio of ground-up developments, major capital projects, and tenant improvements. Reporting to the Senior Vice President of Risk Management, this role partners closely with Transwestern's Development, Construction Project Management, Legal, Procurement, and Operations to ensure that contractual risk transfer, insurance placement, and loss prevention strategies appropriately protect the firm throughout the project lifecycle.
The position focuses heavily on construction risk management, including builder's risk programs, Owner's Interest Liability, OCIP/CCIP participation, contractor insurance compliance, contract review, and claims management.
POSITION ESSENTIAL FUNCTIONS
Construction Risk Management
  • Identify, assess, and mitigate construction-related risk exposures for ground-up developments, redevelopments, and major capital projects
  • Support project teams during pre-development, design, and construction phases to proactively address risk issues
  • Advise on project-specific risk strategies including insurance structures, deductibles, retentions, and contractual indemnities
  • Support underwriting submissions and portfolio-level analytics for construction exposures

Insurance Program Oversight
Manage and administer construction-related insurance programs, including:
  • Builder's Risk
  • OCIP/CCIP (owner-controlled or contractor-controlled programs)
  • Contractor's Pollution Liability
  • Professional Liability (design professionals)
  • Installation Floater and Equipment Coverages
  • Coordinate placement and renewal of construction insurance programs with brokers and insurers
  • Evaluate project-specific insurance requirements versus enterprise programs

Contract Review & Risk Transfer
  • Review and negotiate construction, design, and consulting agreements to ensure appropriate:
  • Indemnification provisions
  • Insurance requirements and risk transfer clauses
  • Limitation of liability and consequential damages clauses
  • Collaborate with Legal and Construction teams to align template contracts with corporate risk tolerance
  • Assist in Contractor & Vendor Insurance Compliance for national development and construction project management operations

Claims & Loss Control
  • Manage construction-related claims, including:
    • Property damage
    • Defective work
    • Construction accidents and third-party liability claims
  • Coordinate claims handling with carriers, adjusters, legal counsel, and internal stakeholders
  • Analyze loss trends and recommend corrective actions to reduce future incidents

Safety & Loss Prevention
  • Partner with Construction and Safety teams to promote strong site safety and loss control practices
  • Review builder's risk loss control reports and field inspections
  • Support development of best practices for contractor safety performance and site controls

Reporting & Leadership Support
  • Prepare executive-level reporting on construction risk exposures, claims, and insurance performance
  • Support investment committee and project approval processes with risk assessments and insurance input
  • Contribute to continuous improvement of enterprise risk management and construction governance

Enterprise Risk Governance Support
  • Support enterprise-wide risk management initiatives and ensure alignment with corporate risk strategies
  • Assist in maintaining accurate risk data and reporting within RMIS platforms to support analytics and underwriting
  • Provide training and guidance to project stakeholders on risk management best practices
  • Support Senior Vice President of Risk Management in enterprise wide risk management initiatives.

POSITION REQUIREMENTS
Education:
  • A Bachelor's degree with emphasis in Risk Management, Finance, Business, or a related field.,
  • Relevant certifications (e.g., Certified Risk Manager, Certified Financial Risk Manager) are a plus.

Experience:
  • 7+ years of proven experience in construction risk management, insurance, or related field

Technical Skills:
  • Familiarity with commercial real estate risk management strategies, insurance, and risk transfer issues.
  • Thorough understanding of Owner and Property Manager risk and insurance exposures.
  • Experience supporting large-scale commercial real estate development projects
  • Strong working knowledge of:
    • Builder's risk insurance
    • Construction contracts (AIA and negotiated forms)
    • Construction liability and professional risk exposures
  • Proficiency in Microsoft 365 (Teams, SharePoint, Word, PowerPoint, Excel, Outlook)
  • Familiarity with use of online Risk Management Information Systems (RMIS)

Personal Skills:
  • Ability to keep information and internal communications confidential.
  • Demonstrate strong analytical capabilities with a high attention to detail.
  • Ability to manage multiple projects, changing priorities and time-sensitive, workload(s).
  • Ability to provide general direction/be self-managed/work independently.
  • Ability to provide efficient, timely, reliable, and courteous service to internal and external customers.
  • Exhibit excellent verbal and written communication for collaboration, negotiation, conflict mediation, and to work with a variety of personalities at all levels of the company.

Physical Skills:
  • Travel may be required.

WORK SHIFT:
LOCATION:
Houston, TX
ABOUT US
Our firm is built on a shared purpose: Empowering good people to do extraordinary things together. We hire smart, passionate, hard-working people who value both collaboration and independence. United by our brand promise, we own the outcome for clients, investors and partners. Learn more at transwestern.com.
All candidates selected for an offer of employment are subject to pre-employment background checks, which may include criminal history, education verification, motor vehicle records, credit history, and professional license verification. In addition, your employment with Transwestern is subject to successfully passing a drug screen check prior to you starting with the firm.
Transwestern logo

About Transwestern

Sourced by ZipRecruiter

The privately held Transwestern companies have been delivering a higher level of personalized service and innovative real estate solutions since 1978. Through an integrated, customized approach that begins with good ideas, the firm drives value for clients across commercial real estate services, development, investment management, and opportunistic endeavors for high-net-worth investors. Operating from 33 U.S. offices, Transwestern extends its platform capabilities globally through strategic alliance partners whose unique geographic, cultural, and business expertise fuels creative solutions. Learn more at transwestern.com and @Transwestern.

Industry

Real estate

Company size

1,001 - 5,000 Employees

Headquarters location

Houston, TX, US

Year founded

1978

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