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Contractor Insurance Jobs in Detroit, MI (NOW HIRING)

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

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Contractor Insurance information

See Detroit, MI salary details

$37.1K

$82K

$121.3K

How much do contractor insurance jobs pay per year?

As of Jul 17, 2026, the average yearly pay for contractor insurance in Detroit, MI is $81,967.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,800.00 and $98,000.00 per year, depending on experience, location, and employer.

What is the difference between Contractor Insurance vs Subcontractor Insurance?

AspectContractor InsuranceSubcontractor Insurance
Required CredentialsGeneral liability, workers' compensation, commercial autoSimilar credentials, often with specialized coverage for subcontracted work
Work EnvironmentMain contractor overseeing projectsPerforming specific tasks under a contractor
Employer & Industry UsageUsed by general contractors and construction firmsUsed by subcontractors and specialty trade workers
Comparison Search IntentUnderstanding coverage differences for contractorsUnderstanding coverage for subcontracted work

Contractor Insurance covers general contractors managing entire projects, while Subcontractor Insurance is tailored for subcontractors performing specialized tasks. Both require similar credentials but serve different roles in the construction industry. Understanding these differences helps ensure proper coverage and risk management for each party involved.

What is contractor insurance?

Contractor insurance is a type of business insurance designed to protect contractors and construction professionals from financial losses related to their work. It typically covers risks such as property damage, bodily injury to third parties, and legal costs arising from accidents or mistakes on the job. Common types of contractor insurance include general liability, workers’ compensation, and tools and equipment coverage. Having the right insurance helps ensure contractors meet legal requirements and client expectations, and provides peace of mind while working on projects.

What are some common challenges faced by professionals working in contractor insurance, and how can they be addressed?

Professionals in contractor insurance often navigate challenges such as keeping up with changing regulations, accurately assessing risk for a diverse range of contracting businesses, and clearly communicating policy details to clients who may be unfamiliar with insurance terminology. Staying updated through ongoing education and industry resources, collaborating closely with underwriters and risk assessors, and developing strong client communication skills can help address these challenges. Teamwork within the agency and regular training sessions also play a crucial role in effectively managing client expectations and ensuring compliance.

What are the key skills and qualifications needed to thrive as a Contractor Insurance Specialist, and why are they important?

To thrive as a Contractor Insurance Specialist, you need a solid understanding of insurance products, risk assessment, and relevant legal regulations, typically supported by a state insurance license. Familiarity with insurance management software, quoting systems, and CRM platforms is essential for efficiency and accuracy. Strong interpersonal, negotiation, and problem-solving skills help build client trust and tailor solutions to unique contractor needs. These competencies are crucial for ensuring clients have appropriate coverage, mitigating risk, and maintaining a competitive edge in the insurance industry.
What are popular job titles related to Contractor Insurance jobs in Detroit, MI? For Contractor Insurance jobs in Detroit, MI, the most frequently searched job titles are:
What cities near Detroit, MI are hiring for Contractor Insurance jobs? Cities near Detroit, MI with the most Contractor Insurance job openings:
Infographic showing various Contractor Insurance job openings in Detroit, MI as of July 2026, with employment types broken down into 75% Full Time, 4% Part Time, and 21% Contract. Highlights an 100% In-person job distribution, with an average salary of $81,967 per year, or $39.4 per hour.

Life Insurance Specialist (leads provided)

Phil Klein Insurance

West Bloomfield, MI • On-site

Full-time

Re-posted 24 days ago


Job description

PKIG is looking for a life insurance specialist. Fluency in disability, long term care, and annuities is preferred.
This is a performance based position but PKIG would provide a majority of the leads for your expected production.
A life insurance specialist from State Farm or another captive carrier (calling into an existing book of business, term conversions, insurance and financial reviews) would be a great fit. Independent contractors from Primerica, Northwestern Mutual, New York Life, etc. could be a great fit as well.
Training on PKIG systems as well as carriers and strategies will be provided.
Compensation from P&C sales/referrals provided as well if licensed.