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Contract Subprime Auto Finance Jobs in Raleigh, NC

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Property Accountant

Raleigh, NC · On-site

$21 - $22/hr

Help pay invoices Accounts payable Keeping service contracts P2P for processing of payables for the ... on auto draft) and update spreadsheet tracker, code invoices and add descriptions -start/stop ...

Senior Staff Accountant

Raleigh, NC · On-site

$61K - $75K/yr

Maintain accurate and up-to-date financial records across multi-currency ledgers for UK and ... contract terms and internal deadlines. * Coordinate with the Senior Principal Accountant to ...

... financial planning needs are met. Essential Responsibilities (25%) Responsible for life/personal lines insurance and annuity contract delivery as a member facing Insurance Specialist within SECU ...

... management, contract administration, procurement coordination, financial oversight, customer ... Life and Family (Legal, pet, auto, home, identity theft, etc.), special needs support, and adoption ...

... management, contract administration, procurement coordination, financial oversight, customer ... Life and Family (Legal, pet, auto, home, identity theft, etc.), special needs support, and adoption ...

... financial, competitive, and risk perspectives. * Propose optimal partners, suppliers, and contract ... Life and Family (Legal, pet, auto, home, identity theft, etc.), special needs support, and adoption ...

... financial, competitive, and risk perspectives. * Propose optimal partners, suppliers, and contract ... Life and Family (Legal, pet, auto, home, identity theft, etc.), special needs support, and adoption ...

Showing results 21-40

Contract Subprime Auto Finance information

See Raleigh, NC salary details

$10

$17

$27

How much do contract subprime auto finance jobs pay per hour?

As of Aug 11, 2026, the average hourly pay for contract subprime auto finance in Raleigh, NC is $17.56, according to ZipRecruiter salary data. Most workers in this role earn between $14.04 and $19.86 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a contract subprime auto finance professional?

To thrive in Contract Subprime Auto Finance, you need a solid understanding of auto lending practices, credit analysis, and risk assessment, typically supported by experience in finance or banking. Familiarity with loan origination systems, credit reporting tools, and compliance regulations is essential. Strong negotiation, communication, and customer service skills help build relationships with clients and dealers while managing challenging credit situations. These skills and qualities are crucial to minimize risk, maintain regulatory compliance, and achieve business goals in the subprime finance sector.

What is the difference between Contract Subprime Auto Finance vs Auto Loan Underwriter?

AspectContract Subprime Auto FinanceAuto Loan Underwriter
CredentialsTypically requires finance or automotive experience, sometimes certifications in financeRequires finance, banking, or credit analysis background, often with underwriting certifications
Work EnvironmentOffice-based, involved in sales, customer service, and loan processingOffice-based, focused on evaluating loan applications and risk assessment
Employer & Industry UsageUsed by auto finance companies, dealerships, and lenders in subprime auto lendingEmployed by banks, credit unions, and auto lenders for loan approval processes

Contract Subprime Auto Finance professionals focus on originating and managing subprime auto loans, often working directly with customers and dealerships. Auto Loan Underwriters evaluate loan applications, assess risk, and approve or deny loans based on creditworthiness. While both roles involve finance and credit analysis, the former emphasizes loan origination in the subprime auto sector, whereas the latter concentrates on risk assessment and approval processes within lending institutions.

What is contract subprime auto finance?

Contract subprime auto finance refers to the practice of providing auto loans to borrowers with lower credit scores or limited credit histories, typically considered 'subprime.' These loans often come with higher interest rates to offset the increased risk to the lender. The 'contract' aspect involves the legal agreement between the borrower and lender outlining the terms of the loan, such as payment schedules, interest rates, and repossession policies. Subprime auto finance contracts are common in dealerships and finance companies specializing in helping individuals who may not qualify for traditional prime auto loans.

What are some common challenges faced by professionals in contract subprime auto finance, and how can they be managed?

Professionals in Contract Subprime Auto Finance often encounter challenges such as assessing higher-risk borrowers, navigating complex regulatory requirements, and managing a high volume of contracts efficiently. To manage these challenges, staying updated on lending regulations, utilizing robust underwriting tools, and maintaining clear communication with both dealers and customers is essential. Additionally, collaborating closely with risk management and collections teams can help mitigate losses and ensure compliance, making the role dynamic and highly collaborative.
Infographic showing various Contract Subprime Auto Finance job openings in Raleigh, NC as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $36,523 per year, or $17.6 per hour.

Claims Representative, Auto | Property Damage

Sedgwick

Raleigh, NC • On-site

$50K - $55K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 24 days ago


Sedgwick rating

7.6

Company rating: 7.6 out of 10

Based on 321 frontline employees who took The Breakroom Quiz

209th of 304 rated insurance


Job description

By joining Sedgwick, you'll be part of something truly meaningful. It’s what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there’s no limit to what you can achieve.

Newsweek Recognizes Sedgwick as America’s Greatest Workplaces National Top Companies

Certified as a Great Place to Work®

Fortune Best Workplaces in Financial Services & Insurance

Claims Representative, Auto | Property Damage

PRIMARY PURPOSE OF THE ROLE: To analyze and process low to mid-level auto and transportation claims.

ESSENTIAL RESPONSIBLITIES MAY INCLUDE

  • Processes auto property damage and lower level injury claims; assesses damage, makes payments, and ensures claim files are properly documented and correctly coded based on the policy.

  • Develops and maintains action plans to ensure state required contract deadlines are met and to move the file towards prompt and appropriate resolution.

  • Identifies and pursues subrogation opportunities; secures and disposes of salvage.

  • Communicates claim action/processing with insured, client, and agent or broker when appropriate.

  • Maintains professional client relations.

  • Performs coverage, liability, and damage analysis on all claims assignments.

  • Performs other duties as assigned.

  • Supports the organization's quality program(s).

QUALIFICATIONS

  • Education: Bachelor's degree from an accredited college or university preferred. Secure and maintain the State adjusting licenses as required for the position.

  • Familiarity with personal and commercial lines policies and endorsements

  • Ability to review and assess Property Damage estimates, total loss evaluations, and related expenses to effectively negotiate first and third party claims.

  • Knowledge of total loss processing, State salvage forms and title requirements, preferred

  • Excellent oral and written communication, including presentation skills

  • PC literate, including Microsoft Office products

  • Analytical and interpretive skills

  • Strong organizational skills

  • Good interpersonal skills

  • Ability to work in a team environment

Work environment requirements include –

Physical: Computer keyboarding

Auditory/visual: Hearing, vision and talking

Mental: Clear and conceptual thinking ability; excellent judgement and discretion; ability to meet deadlines.

When applicable and appropriate, consideration will be given to reasonable accommodations.

As required by law, Sedgwick provides a reasonable range of compensation for roles that may be hired in jurisdictions requiring pay transparency in job postings. Actual compensation is influenced by a wide range of factors including but not limited to skill set, level of experience, and cost of specific location. For the jurisdiction noted in this job posting only, the range of starting pay for this role is $50,000 to $55,000 . A comprehensive benefits package is offered including but not limited to, medical, dental, vision, 401k and matching, PTO, disability and life insurance, employee assistance, flexible spending or health savings account, and other additional voluntary benefits.

The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time.

Qualified applicants with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, the San Diego Fair Chance Ordinance, the San Francisco Fair Chance Ordinance, the California Fair Chance Act, and all other applicable laws.

Sedgwick is an Equal Opportunity Employer and a Drug-Free Workplace.

If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, consider applying for it anyway! Sedgwick is building a diverse, equitable, and inclusive workplace and recognizes that each person possesses a unique combination of skills, knowledge, and experience. You may be just the right candidate for this or other roles.

Sedgwick is the world’s leading risk and claims administration partner, which helps clients thrive by navigating the unexpected. The company’s expertise, combined with the most advanced AI-enabled technology available, sets the standard for solutions in claims administration, loss adjusting, benefits administration, and product recall. With over 33,000 colleagues and 10,000 clients across 80 countries, Sedgwick provides unmatched perspective, caring that counts, and solutions for the rapidly changing and complex risk landscape. For more, see sedgwick.com


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