Mortgage Underwriter
Baton Rouge, LA · On-site
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
Baton Rouge, LA · On-site
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
Baton Rouge, LA · On-site
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
Charlotte, NC · On-site
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
Charlotte, NC · On-site
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
Houston, TX · On-site
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
Houston, TX · On-site
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
Charlotte, NC · On-site
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
Charlotte, NC · On-site
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
Charlotte, NC · On-site
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
Charlotte, NC · On-site
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
Professional growth and leadership development opportunities ISN is seeking a Reverse Mortgage- Loan Servicing Alternate Contract Manager to assist in running a large government contract providing ...
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Professional growth and leadership development opportunities ISN is seeking a Reverse Mortgage- Loan Servicing Alternate Contract Manager to assist in running a large government contract providing ...
Miami Lakes, FL · On-site
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
Miami Lakes, FL · On-site
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
... contracts, title, insurance and/or other supporting documentation to decision loans within ... of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo ...
Mahwah, NJ · On-site
$40K - $55K/yr
... the reverse mortgage business. If you are interested in taking the next step in your career and ... File gathering and submission to underwriting. Clear loan conditions for final approval to submit ...
Mahwah, NJ · On-site
$40K - $55K/yr
... the reverse mortgage business. If you are interested in taking the next step in your career and ... File gathering and submission to underwriting. Clear loan conditions for final approval to submit ...
San Diego, CA · On-site
Overview To evaluate and underwrite all mortgage loan types offered by Navy Federal Credit Union ... Review/understand effects of contracts related to real estate, such as age restrictions, HOAs, etc.
San Diego, CA · On-site
Overview To evaluate and underwrite all mortgage loan types offered by Navy Federal Credit Union ... Review/understand effects of contracts related to real estate, such as age restrictions, HOAs, etc.
Virginia Beach, VA · On-site
Overview To evaluate and underwrite all mortgage loan types offered by Navy Federal Credit Union ... Review/understand effects of contracts related to real estate, such as age restrictions, HOAs, etc.
Virginia Beach, VA · On-site
Overview To evaluate and underwrite all mortgage loan types offered by Navy Federal Credit Union ... Review/understand effects of contracts related to real estate, such as age restrictions, HOAs, etc.
Mahwah, NJ · On-site
$40K - $55K/yr
... the reverse mortgage business. If you are interested in taking the next step in your career and ... File gathering and submission to underwriting. Clear loan conditions for final approval to submit ...
Mahwah, NJ · On-site
$40K - $55K/yr
... the reverse mortgage business. If you are interested in taking the next step in your career and ... File gathering and submission to underwriting. Clear loan conditions for final approval to submit ...
Winchester, VA · On-site
Overview To evaluate and underwrite all mortgage loan types offered by Navy Federal Credit Union ... Review/understand effects of contracts related to real estate, such as age restrictions, HOAs, etc.
Winchester, VA · On-site
Overview To evaluate and underwrite all mortgage loan types offered by Navy Federal Credit Union ... Review/understand effects of contracts related to real estate, such as age restrictions, HOAs, etc.
Scottsdale, AZ · On-site
The Mortgage Underwriter III renders a final decision (e.g., approval, disapproval, approval with ... Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts ...
Scottsdale, AZ · On-site
The Mortgage Underwriter III renders a final decision (e.g., approval, disapproval, approval with ... Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts ...
The Mortgage Underwriter III renders a final decision (e.g., approval, disapproval, approval with ... Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts ...
The Mortgage Underwriter III renders a final decision (e.g., approval, disapproval, approval with ... Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts ...
The Mortgage Underwriter III renders a final decision (e.g., approval, disapproval, approval with ... Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts ...
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The Mortgage Underwriter III renders a final decision (e.g., approval, disapproval, approval with ... Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts ...
Plano, TX · On-site
The Mortgage Underwriter III renders a final decision (e.g., approval, disapproval, approval with ... Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts ...
Plano, TX · On-site
The Mortgage Underwriter III renders a final decision (e.g., approval, disapproval, approval with ... Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts ...
$80K - $100K/yr
Mutual of Omaha Mortgage is a full-service lending company offering both Forward and Reverse ... We are seeking an experienced and detail-oriented Mortgage Condo Desk Underwriter to join our team.
$80K - $100K/yr
Mutual of Omaha Mortgage is a full-service lending company offering both Forward and Reverse ... We are seeking an experienced and detail-oriented Mortgage Condo Desk Underwriter to join our team.
The Mortgage Underwriter III renders a final decision (e.g., approval, disapproval, approval with ... Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts ...
The Mortgage Underwriter III renders a final decision (e.g., approval, disapproval, approval with ... Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts ...
$19.69 is the 25th percentile. Wages below this are outliers.
$17.55 - $20.89
39% of jobs
$20.89 - $24.24
9% of jobs
The median wage is $24.95 / hr.
$24.24 - $27.58
7% of jobs
$27.58 - $30.92
11% of jobs
$33.22 is the 75th percentile. Wages above this are outliers.
$30.92 - $34.27
13% of jobs
$34.27 - $37.61
7% of jobs
$37.61 - $40.95
2% of jobs
$40.95 - $44.30
1% of jobs
$44.30 - $47.64
4% of jobs
$47.64 - $50.98
4% of jobs
$50.98 - $54.33
2% of jobs
$17
$29
$54
| Aspect | Contract Reverse Mortgage Underwriter | Reverse Mortgage Loan Processor |
|---|---|---|
| Primary Role | Reviews and approves reverse mortgage applications based on guidelines | Prepares and processes loan applications, gathers documents |
| Credentials | Typically requires underwriting certifications, mortgage licensing | Requires loan processing experience, mortgage licensing |
| Work Environment | Often remote or contract-based, financial institutions | Office or remote, mortgage companies or banks |
| Industry Usage | Commonly used in mortgage lending industry | Used in mortgage loan origination process |
The Contract Reverse Mortgage Underwriter focuses on evaluating and approving reverse mortgage applications, ensuring compliance with guidelines. In contrast, the Reverse Mortgage Loan Processor handles the initial application process, gathering necessary documents. Both roles are essential in the mortgage industry but differ in responsibilities and focus areas.

Full-time
Medical, Dental, Vision, Retirement
Re-posted 15 days ago
8.3
Based on 31 frontline employees who took The Breakroom Quiz
39th of 170 rated banks
Location: On site in Charlotte, NC, Miami Lakes, FL, Plano, TX, Houston, TX, Birmingham, AL or Baton Rouge, LA.
Summary:
Underwrites residential mortgage loan applications according to agency, investor, regulatory and internal First Horizon guidelines. Analyzes all aspects of the loan application and supporting documentation to make prudent credit decisions which maximize organizational profit and minimize risk or loss. Provide quality and timely customer service to internal and external customers.
Essential Duties and Responsibilities:
• Independently evaluate a variety of complex residential mortgage credit applications, credit bureau information, collateral valuation, complicated tax returns, financial statements, sales contracts, title, insurance and/or other supporting documentation to decision loans within designated authority levels by way of automated underwriting tools.
• Review and evaluate loan viability and identify risk issues and potential fraud.
• Comply with bank policies and procedures, regulatory requirements, and investor/internal guidelines.
• Effectively communicate with sales and operations partners regarding loan approvals, condition clarifications, deficiencies, and denials.
• Respond to audits and post-closing issues in a timely manner.
• Proactively manage an individual loan pipeline daily, prioritizing files and ensuring loan closing dates are met as well as company turn-time standards.
• Collaborate with team members using underwriting guideline knowledge to identify potential solutions for denied loan files and issue counteroffers when applicable.
• Mentor less experienced underwriters and provide second level reviews for training files.
• Perform other duties as assigned.
Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty
satisfactorily. Additionally, the qualifications listed below are representative of the knowledge,
skills, and/or abilities required in this position:
• Thorough understanding of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo, portfolio) and the residential mortgage loan process.
• Excellent verbal and written communication skills, including ability to concisely articulate the borrower’s financial profile and associated risks.
• Ability to prioritize work and meet tight timelines
• Ability to partner and collaborate with a team of peers and management
• Government lending credentials, including FHA Direct Endorsement and VA SAR or equivalent non-QM, manual underwriting experience
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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Finance and insurance and commercial banking
5,001 - 10,000 Employees
Memphis, TN, US