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Contract Life Insurance Agent Jobs in Missouri (NOW HIRING)

Agent First Contracts LLC

Be Seen First

Life Insurance Agent

Saint Louis, MO · On-site

$60K - $300K/yr

Final Expense Life Insurance Agent Build Your Book With the Leads, Tools, and Support, Everything You Need to Succeed We are looking for motivated, licensed Life Insurance Agents to join our growing ...

New

Agent First Contracts LLC

Be Seen First

Life Insurance Agent

Saint Louis, MO · On-site

$60K - $300K/yr

Final Expense Life Insurance Agent Build Your Book With the Leads, Tools, and Support, Everything You Need to Succeed We are looking for motivated, licensed Life Insurance Agents to join our growing ...

New

Shelter Insurance

Insurance Agent

Appleton City, MO · On-site

... Insurance Agent. Do you have a desire to meet new people, develop new contacts, and become known in ... This could include advertising contracts, telephone bills, and utilities. A true business owner ...

Shelter Insurance

Insurance Agent

Springfield, MO · On-site

... Insurance Agent. Do you have a desire to meet new people, develop new contacts, and become known in ... This could include advertising contracts, telephone bills, and utilities. A true business owner ...

Shelter Insurance

Insurance Agent

Bridgeton, MO · On-site

... Insurance Agent. Do you have a desire to meet new people, develop new contacts, and become known in ... This could include advertising contracts, telephone bills, and utilities. A true business owner ...

Shelter Insurance

Insurance Agent

Cape Girardeau, MO · On-site

... Insurance Agent. Do you have a desire to meet new people, develop new contacts, and become known in ... This could include advertising contracts, telephone bills, and utilities. A true business owner ...

Shelter Insurance

Insurance Agent

Troy, MO · On-site

... Insurance Agent. Do you have a desire to meet new people, develop new contacts, and become known in ... This could include advertising contracts, telephone bills, and utilities. A true business owner ...

Shelter Insurance

Insurance Agent

Strafford, MO

... Insurance Agent. Do you have a desire to meet new people, develop new contacts, and become known in ... This could include advertising contracts, telephone bills, and utilities. A true business owner ...

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Showing results 1-20

All JobsContract Life Insurance Agent JobsContract Life Insurance Agent Jobs in Missouri

Contract Life Insurance Agent information

See Missouri salary details

$16.9K

$83.5K

$136K

How much do contract life insurance agent jobs pay per year?

As of Aug 23, 2026, the average yearly pay for contract life insurance agent in Missouri is $83,452.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,900.00 and $114,400.00 per year, depending on experience, location, and employer.

What is a contract life insurance agent?

A Contract Life Insurance Agent is a professional who sells life insurance policies on behalf of an insurance company, typically working as an independent contractor rather than as a direct employee. These agents help clients choose appropriate life insurance coverage based on their needs and financial situations. As contractors, they often have flexible schedules and may represent multiple insurance carriers. Their responsibilities include prospecting for new clients, explaining policy options, and assisting with the application and claims process.

What are the key skills and qualifications needed to thrive as a contract life insurance agent?

To thrive as a Contract Life Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing as a basic qualification. Familiarity with customer relationship management (CRM) software, digital quoting platforms, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and self-motivation help agents build trust and effectively address client needs. These skills ensure agents can navigate complex products, comply with regulations, and achieve sales targets while fostering long-term client relationships.

What are some common challenges faced by contract life insurance agents, and how can they be overcome?

Contract life insurance agents often face challenges such as building a strong client base from scratch, managing fluctuating income, and staying up-to-date with changing products and regulations. To overcome these challenges, agents can focus on networking, leveraging referrals, and continuing professional education to enhance their knowledge and credibility. Additionally, establishing a consistent routine for prospecting and following up with clients can help maintain steady business growth and income stability.

What is the difference between Contract Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectContract Life Insurance AgentFull-Time Life Insurance Agent
CredentialsLicensing required, no additional certifications necessarilyLicensing required, may pursue advanced certifications
Work EnvironmentIndependent, flexible schedule, often remote or on commissionOffice-based or field, regular hours, salaried or commission-based
Employer & Industry UsageWorks independently or with agencies on a contract basisEmployed by insurance companies or agencies full-time

Contract Life Insurance Agents typically operate independently with flexible hours and are paid on a commission basis, often working on a contract basis. Full-Time Life Insurance Agents are employed directly by insurance companies or agencies, with regular hours and benefits. Both roles require licensing, but contract agents usually have more flexibility and less job security compared to full-time agents.

Can being a contract life insurance agent be a side hustle?

Yes, contract life insurance agents often work independently and can pursue their role as a side hustle, provided they meet licensing requirements and manage their schedule accordingly. Many agents choose part-time work to supplement income while maintaining other employment or commitments.

What are the most commonly searched types of Life Insurance Agent jobs in Missouri?

The most popular types of Life Insurance Agent jobs in Missouri are:

What are popular job titles related to Contract Life Insurance Agent jobs in Missouri?

For Contract Life Insurance Agent jobs in Missouri, the most frequently searched job titles are:

What job categories do people searching Contract Life Insurance Agent jobs in Missouri look for?

The top searched job categories for Contract Life Insurance Agent jobs in Missouri are:

What cities in Missouri are hiring for Contract Life Insurance Agent jobs?

Cities in Missouri with the most Contract Life Insurance Agent job openings:

Contract Life Insurance Agent jobs near you

Life Insurance Agent

Agent First Contracts LLC

Saint Louis, MO • On-site

$60K - $300K/yr

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

Final Expense Life Insurance Agent

Build Your Book With the Leads, Tools, and Support, Everything You Need to Succeed


We are looking for motivated, licensed Life Insurance Agents to join our growing sales team.

This is an opportunity for agents who want to sell insurance instead of spending all day searching for their own prospects.


We provide the tools, leads, training, sales process, and support you need to focus on what you do best: meeting with clients, presenting solutions, and closing business.


Compensation & Schedule

100% Commission | $60,000–$300,000+ Earning Potential

This is a 100% commission opportunity with uncapped earning potential. Even our lower-producing agents have the opportunity to earn around $60,000 annually, while strong producers can earn $300,000+ per year.


What We Provide

When you join our team, you get the resources necessary to start producing:

  • Qualified leads so you can spend more time selling and less time prospecting
  • Existing Clients and book of business opportunities
  • A Proven presentation
  • Appointment-setting support
  • CRM and technology support
  • Access to multiple insurance products/carriers
  • Guidance with applications and the underwriting process
  • A team environment focused on helping agents become consistent producers
  • Opportunities to build your own long-term book of business
  • High Commissions


What You Need to Get Started

We keep the requirements simple.

You need:

  • Active life insurance license
  • Reliable tablet capable of completing electronic applications and accessing required systems
  • Reliable vehicle
  • Valid driver's license
  • Smartphone
  • Professional attitude and willingness to learn
  • Strong work ethic and desire to earn based on your performance

You do not need to purchase expensive leads or build a marketing system from scratch.

We provide the sales infrastructure so you can focus on working your leads and writing business.

What You'll Do

As a Life Insurance Agent, you will:

  • Contact and follow up with assigned leads
  • Meet with prospective clients in their homes
  • Identify the client's needs and financial situation
  • Explain final expense and life insurance options in a simple, professional manner
  • Present appropriate coverage options
  • Complete electronic applications
  • Work with clients through the underwriting process
  • Follow up with prospects and existing clients
  • Maintain accurate records in the CRM
  • Build relationships with your clients
  • Ask for referrals and identify additional insurance opportunities
  • Develop and maintain a personal book of business
  • Consistently work your assigned leads and appointments


Who We're Looking For

We are looking for people who are:

  • Licensed life insurance agents
  • Competitive and motivated
  • Comfortable speaking with people face-to-face and over the phone
  • Coachable and willing to follow a proven system
  • Organized and disciplined
  • Comfortable working independently
  • Professional and trustworthy
  • Goal-oriented and motivated by performance-based income

Insurance sales experience is preferred, but newly licensed agent with strong drive and a willingness to learn will be succeed here this is plug and play.


This is not a traditional 9-to-5 sales position.

Your income is directly connected to your production, consistency, and ability to work your leads.

The agents who succeed are the ones who:

Work the leads → Meet the clients → Present the solution → Close the sale → Follow up → Build the book.


If you're licensed, have the equipment to get started, and are ready to work, we'll provide the rest of the sales infrastructure to help you produce.

Ready to Get Started?

If you're a licensed life insurance agent looking for leads, support, training, and a proven system to help you write more business, we'd like to talk with you.

Apply today and let's discuss whether you're a fit for our team.