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Contract Insurance Special Investigator Jobs (NOW HIRING)

Kemper

SIU Investigator - Fast Team

Glendale, CA

$23.50 - $30.25/hr

The Special Investigator 1 will complete field and desk assignments that support insurance claims referred to and accepted for investigation by the Special Investigative Unit. Basic functions include ...

eFinancial

(Remote) Sr. Special Investigator

Des Plaines, IL · On-site +1

$91K - $118K/yr

With a history of innovation, the company is redefining the life insurance industry with patented ... Investigation Conduct & Leadership: * Lead and independently manage end-to-end fraud investigations ...

Kemper

SIU Investigator

Miami, FL

The SIU Investigator will conduct field as well as desk investigations of insurance claims referred to and accepted for investigation by the Special Investigative Unit. Our Special Investigator will ...

Kemper

SIU Investigator

Dallas, TX

$61K - $102K/yr

The SIU Investigator will conduct field as well as desk investigations of insurance claims referred to and accepted for investigation by the Special Investigative Unit. Our Special Investigator will ...

New

Centene

Manager, Special Investigation Unit (SIU)

$87K - $157K/yr

Attend state/federal meetings as required by specific contracts * Review post-payment cases with ... pay, health insurance, 401K and stock purchase plans, tuition reimbursement, paid time off plus ...

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Contract Insurance Special Investigator information

See salary details

$46K

$78.4K

$117K

How much do contract insurance special investigator jobs pay per year?

As of Aug 21, 2026, the average yearly pay for contract insurance special investigator in the United States is $78,360.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $84,000.00 per year, depending on experience, location, and employer.

What is a contract insurance special investigator?

A Contract Insurance Special Investigator is a professional who is hired, often on a contractual basis, to investigate suspicious or potentially fraudulent insurance claims. Their work involves gathering evidence, interviewing claimants and witnesses, analyzing documents, and preparing detailed reports for insurance companies. They play a critical role in helping insurers detect and prevent fraud, ensuring that only legitimate claims are paid. These investigators may work independently or as part of an investigative agency and often have backgrounds in law enforcement, insurance, or private investigation.

What are some common challenges faced by contract insurance special investigators when conducting fraud investigations?

Contract Insurance Special Investigators often encounter challenges such as gathering sufficient evidence while adhering to legal and ethical standards, managing large caseloads with tight deadlines, and maintaining objectivity in high-pressure situations. Collaboration with claims adjusters, law enforcement, and legal teams is essential, but coordinating efforts and communication across multiple parties can be complex. Additionally, investigators must stay updated on evolving fraud schemes and regulatory requirements to ensure thorough and compliant investigations.

What are the key skills and qualifications needed to thrive as a contract insurance special investigator, and why are they important?

To thrive as a Contract Insurance Special Investigator, you generally need a background in criminal justice, insurance, or a related field, along with experience in investigative techniques. Familiarity with claims management systems, surveillance equipment, and specialized certifications such as Certified Insurance Fraud Investigator (CIFI) are commonly required. Strong analytical thinking, attention to detail, and excellent written and verbal communication skills set top performers apart. These abilities are crucial for detecting and preventing fraud, ensuring compliance, and protecting company assets.

What is the difference between Contract Insurance Special Investigator vs Insurance Claims Adjuster?

AspectContract Insurance Special InvestigatorInsurance Claims Adjuster
CredentialsLicensing, investigative certificationsLicensing, claims handling certifications
Work EnvironmentField investigations, interviews, surveillanceOffice-based, claims assessment, site visits
Employer & IndustryInsurance companies, third-party investigatorsInsurance companies, public adjusters
Search & Comparison IntentInvestigative roles, fraud detectionClaims processing, settlement

Contract Insurance Special Investigators focus on investigating suspicious claims, often conducting fieldwork and surveillance. Insurance Claims Adjusters handle claims processing, assessing damages, and settling claims. While both roles require licensing and industry knowledge, their primary functions differ: one investigates, the other evaluates and settles claims.

What does a contract insurance special investigator do?

A contract insurance special investigator reviews insurance claims to detect fraud, verify the validity of claims, and gather evidence. They often conduct interviews, analyze documents, and may use surveillance or specialized tools to assess claim legitimacy, working independently or for insurance companies on a contractual basis.

What cities are hiring for Contract Insurance Special Investigator jobs?

Cities with the most Contract Insurance Special Investigator job openings:

What are the most commonly searched types of Insurance Special Investigator jobs?

The most popular types of Insurance Special Investigator jobs are:

What states have the most Contract Insurance Special Investigator jobs?

States with the most job openings for Contract Insurance Special Investigator jobs include:

Contract Insurance Special Investigator jobs near you
Infographic showing various Contract Insurance Special Investigator job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 62% Full Time, 19% Part Time, 1% Temporary, and 17% Contract. Highlights an 80% Physical, 2% Hybrid, and 18% Remote job distribution, with an average salary of $78,360 per year, or $37.7 per hour.

SIU Investigator - Fast Team

Kemper

Glendale, CA

$23.50 - $30.25/hr

Full-time

Re-posted 10 days ago

Job description

Location(s)

Glendale, California, Remote-CA

Details

Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe a high-performing culture, valuable opportunities for personal development and professional challenge, and a healthy work-life balance can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you are helping to provide an experience to our stakeholders that delivers on our promises.

The Special Investigator 1 will complete field and desk assignments that support insurance claims referred to and accepted for investigation by the Special Investigative Unit. Basic functions include the investigation of claims, analysis, development of facts from evidence that support our SIU and claims organization. This entry level role is a career path to our experienced Special Investigator II and Special Investigator III positions. A laptop computer, cell phone, MP3 recorder, and company vehicle will be provided. Applicants must have the ability to travel within the North Hollywood area of LA.

Position Qualifications:

  • 3 years of insurance claims field investigation or professional investigation experience
  • Possess knowledge of the principles of auto casualty claims process
  • Excellent communication and time management skills
  • Must demonstrate a thorough knowledge of Microsoft office applications
  • Working knowledge of digital/document metadata
  • Able to work within a team environment as well as independently
  • Experience using internet and social networking for investigative purposes
  • Must possess oral and written communication skills
  • Completion of NICB Academies and/or NICTA Courses desirable
  • A valid driver's license and clean driving record required

The range for this position is $23.13 to $39.45. When determining candidate offers, we consider experience, skills, education, certifications, and geographic location among other factors.

Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination.
Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee.


Kemper will never request personal information, such as your social security number or banking information, via text or email.Additionally, Kemper does not use external messaging applications like WireApp or Skype to communicate with candidates.If you receive such a message, delete it.

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