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Constructive Loans Jobs in Arizona (NOW HIRING)

Mortgage, Loan Origination Pay Transparency Salary Range: Not Available Application Deadline: 09/30 ... constructive criticism. We believe in personal and shared accountability. How You'll Spend Your ...

Mortgage, Loan Origination Pay Transparency Salary Range: Not Available Application Deadline: 09/30 ... constructive criticism. We believe in personal and shared accountability. How You'll Spend Your ...

Mortgage, Loan Origination Pay Transparency Salary Range: Not Available Application Deadline: 09/30 ... constructive criticism. We believe in personal and shared accountability. How You'll Spend Your ...

Call Center Specialist

Phoenix, AZ · On-site

$16.75 - $20.75/hr

Promote, explain, and identify cross-selling opportunities such as consumer and mortgage loans ... Build constructive working relationships characterized by cooperation, collaboration, and mutual ...

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Constructive Loans information

What is the difference between Constructive Loans vs Construction Loan?

AspectConstructive LoansConstruction Loan
PurposeProvide temporary financing for property development or renovationFund the construction of new buildings or major renovations
CredentialsTypically require real estate or financial expertiseRequire similar credentials, often with construction or real estate background
Work EnvironmentFinancial institutions, real estate development firmsConstruction sites, real estate development companies
UsageUsed by developers to finance property projectsUsed by builders and developers to finance construction phases

Constructive Loans and Construction Loans are both financing options in real estate development. Constructive Loans generally refer to short-term funding for property development or renovation, while Construction Loans specifically finance the building of new structures. Both require similar credentials and are used within the real estate and construction industries, often by developers and builders during different project phases.

What cities in Arizona are hiring for Constructive Loans jobs?

Cities in Arizona with the most Constructive Loans job openings:

Infographic showing various Constructive Loans job openings in Arizona as of August 2026, with employment types broken down into 96% Full Time, and 4% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.

Mortgage Loan Originator

Copper State Credit Union

Phoenix, AZ • On-site

$24/hr

Full-time

Re-posted 29 days ago


Job description

Job Type
Full-time
Description
Are you looking for an opportunity to let your skills shine? Come join the team at Copper State Credit Union! We aren't so small that growth opportunities are scarce and we aren't so big that you'll get lost in the shuffle. With only 140 employees, we are able to offer similar products and services as our larger competitors, but on a more personalized scale, both with our members and our employees. This approach provides our employees the opportunity to get involved in the organization in a way they may not be able to, in the corporate world. At Copper State Credit Union, we value the contributions of our employees and actively look for ways to be collaborative, within all levels of the organization. Here, you will have the opportunity to roll up your shirtsleeves, put your unique skills to work, and have a voice in developing your role from the ground up.
As a Mortgage Loan Originator, you will:
  • Demonstrate a highly motivated, positive, outgoing, influential personality with a strong emphasis on sales and results orientation to ensure the credit union maximizes lending and sales opportunities with members who apply for credit over the phone, online, or in person.
  • Interview members to analyze and discuss member's overall financial position, credit, property evaluations and assist in all aspects of mortgage lending process. Look for opportunities to cross-sell other credit union products and services and make recommendations to borrowers.
  • Serve as a trusted advisor to membership by viewing situations from the members' perspective to effectively respond to their needs and concerns, often going beyond the initial need or expressed concern of the member depending on the situation.
  • Actively and consistently seek qualified opportunities to increase loan volume and residual product penetration.
  • Consistently achieve sales goals by overcoming objections and selling credit union program benefits. Professionally present appropriate solutions to fit members' needs and enhance the quality and depth of member relationships and profitability.
  • Work predominately with realtors, title companies, sellers, buyers and others involved in purchase money real estate transactions to ensure timely and accurate closing and settlement.
  • Ensure all necessary information is obtained on loan applications to permit a proper loan evaluation and decision.
  • Evaluate loans in conformity with Credit Union policies, Secondary Market standards and appropriate regulations and make recommendations for approval or disapproval on mortgage loan applications to underwriters.
  • Responsible for providing timely and accurate information, responses and decisions to internal and external members. Review active loan files regularly to determine if documents are missing or where assistance can be provided with the lending process.
  • Prioritize work to achieve funding goals and maintain above average closing ratios.

To be successful in this role, you will need the following competencies:
Technologically Astute - Demonstrate the ability to use technology to effectively and efficiently perform job functions.
Results Orientation - Keenly aware of personal, team, departmental and credit union wide goals and be able to prioritize and collaborate with others to achieve success.
A Service Focus - Demonstrate an unsurpassed commitment to exceptional member service. Build constructive working relationships characterized by cooperation, collaboration, and mutual respect. Personify CSCU's role as a Trusted Advisor.
Initiative - Motivated self-starter who measures self against standards of excellence. Display energy and enthusiasm in approaching the job. Wants to get in on the ground floor and create something from scratch. A bit of an entrepreneurial spirit goes a long way in our environment.
Eye for Quality - Take responsibility for providing timely and accurate information, responses and decisions to internal and external members. Willingly accepts and embraces constructive coaching and feedback as needed.
Flexibility - The ability to excel in a high stress environment, adapt to changing business needs and work priorities needs is a must. Develop fresh ideas that provide solutions to all types of workplace challenges.
Company Overview
Join a winning team and a dedicated Credit Union! We have been offering quality financial service to members and their families since 1951. As a credit union, we are a not-for-profit financial cooperative, which means we operate to serve our member-owners. This makes us quite different from other financial institutions. Since 1951, we have focused on building lifetime relationships by continually expanding our products and services while emphasizing financial security, quality, and convenience in an environment that values and respects members, employees, and business partners.
Requirements
  • Professional, well-developed interpersonal skills are essential for interviewing loan applicants and projecting a positive image as representative of the Credit Union.
  • Strong verbal and written communication skills.
  • Well-developed ability to manage multiple tasks, projects, and deadlines simultaneously. Effective time and resource management skills required.
  • Professional, well-developed interpersonal skills are essential for interviewing loan applicants and projecting a positive image as representative of the Credit Union.
  • Work requires knowledge of real estate lending policy, credit granting criteria, interest rates and how they are computed, and required documentation for each type of loan. Knowledge of interviewing skills and techniques is also required.
  • Knowledge of Encompass Loan Origination System preferred.
  • Ability to develop and maintain a personal business plan which includes all aspects of loan originations from customer service, maintaining and building realtor relationships, networking, marketing/prospecting, knowledge of products and the industry, etc.
  • Requires judgment to apply broader aspects of established practices to situations which go beyond clear, concise guidelines.
  • Post-high school degree in business, finance, marketing, other related fields or work equivalent; Associates degree required or a minimum three years of mortgage origination or secondary market underwriting.
  • Intermediate mathematical skills required (calculations and concepts involving decimals, percentages, fractions, etc.)

Salary Description
$24.00 hr