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Construction Underwriter Jobs (NOW HIRING)

Incline Search

Senior Construction Underwriter

Manhattan, NY · On-site

$108K - $128K/yr

Incline Search is representing a young Construction MGA looking for a Senior/AVP Construction Underwriter. This role joins a 2-person team (Analyst + CUO), offering direct mentorship from a market ...

Tmhcc

Senior Construction Underwriter

Westerville, OH · On-site +1

$94K - $112K/yr

Ohio (Will consider candidates in other states) Tokio Marine HCC, a global power in the specialty insurance industry, is seeking a Senior Construction Underwriter that has a passion for organization ...

Tmhcc

Senior Construction Underwriter

$100K - $119K/yr

Ohio (Will consider candidates in other states) Tokio Marine HCC, a global power in the specialty insurance industry, is seeking a Senior Construction Underwriter that has a passion for organization ...

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Construction Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do construction underwriter jobs pay per year?

As of Sep 1, 2026, the average yearly pay for construction underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a construction underwriter?

Construction underwriters are insurance professionals who assess and evaluate risks associated with construction projects to determine whether to provide insurance coverage and at what terms. They review project plans, financial information, safety records, and regulatory compliance to set premiums and policy conditions. Their goal is to ensure that both the insurer and the client are protected from potential financial losses due to construction-related risks, such as accidents, property damage, or project delays. Construction underwriters often work closely with brokers, contractors, and risk managers throughout the project lifecycle.

What are the key skills and qualifications needed to thrive as a construction underwriter, and why are they important?

To thrive as a Construction Underwriter, you need strong analytical skills, knowledge of construction risks, and a background in finance or insurance, often supported by a relevant degree or professional designation (such as CPCU). Familiarity with underwriting software, risk assessment tools, and industry databases is typically required. Excellent attention to detail, negotiation skills, and effective communication help build strong relationships with clients and brokers. These skills ensure accurate risk evaluation, profitable decision-making, and successful management of complex construction insurance portfolios.

What are some common challenges faced by construction underwriters, and how can they be managed effectively?

Construction Underwriters often encounter challenges such as accurately assessing complex project risks, keeping up with evolving building codes, and navigating fluctuating market conditions. Managing these effectively involves staying current with industry trends, leveraging advanced risk assessment tools, and maintaining close communication with clients, brokers, and risk engineering teams. Proactive collaboration and ongoing professional development can help underwriters make informed decisions and build strong portfolios while minimizing losses.

Do construction underwriters make a lot of money?

Construction underwriters typically earn a competitive salary that varies by experience, location, and employer. Entry-level positions may start lower, while experienced underwriters with specialized knowledge can earn higher wages, often supplemented by bonuses and benefits. Overall, the role offers a stable income within the insurance industry.

Is it hard to get a job in construction underwriting?

Construction underwriting is a specialized role within insurance that requires knowledge of construction processes, risk assessment skills, and often relevant certifications. Entry into the field can be competitive, but candidates with relevant experience, strong analytical skills, and industry knowledge have good prospects for employment.

What do construction underwriters do?

Construction underwriters evaluate insurance applications for construction projects by assessing risks related to building materials, location, and project scope. They determine coverage terms, premiums, and conditions, often using specialized software and industry knowledge to ensure the insurer's financial safety. Strong analytical skills and understanding of construction processes are essential for this role.
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Cities with the most Construction Underwriter job openings:

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What job categories do people searching Construction Underwriter jobs look for?

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Construction Underwriter jobs near you
Infographic showing various Construction Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 90% Full Time, 7% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Senior Construction Underwriter

Manhattan, NY • On-site

Incline Search
See more jobs at Incline Searchexternal

$108K - $128K/yr

Other

Posted 5 days ago

Job description

Incline Search is representing a young Construction MGA looking for a Senior/AVP Construction Underwriter.


This role joins a 2-person team (Analyst + CUO), offering direct mentorship from a market-leading construction insurance executive. This leader is currently bogged down by administrative work and targeting a candidate that can help produce quality wholesale business and leverage his relationships.


They just doubled their capacity (A++ paper) to expand their NYC construction book and grow a nationwide book of projects, wraps, infrastructure, and more.


Responsibilities:

• Underwrite & produce primary construction casualty business through wholesaler brokers

• Assist the CUO in handling inbound submissions

• Manage and grow a profitable book of business

• Build and maintain strong wholesale broker relationships to drive new opportunities

• Serve as a technical resource for construction GL underwriting


Qualifications:

• 5+ years of Construction underwriting experience, with a strong focus on construction or trades

• Deep understanding of contractor operations and construction liability exposures (ideally NYC-focused

• Proven track record of managing and growing a profitable GL book

• Established broker relationships within the construction or specialty trades space

Apply