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Community Lending Officer Jobs (NOW HIRING)

WOMENVENTURE

Chief Lending Officer

Saint Paul, MN

$126K - $140K/yr

Chief Lending Officer Supervisor: Chief Executive Officer Department: Lending FLSA Status ... We deliver on this mission by providing clients access to business capital, coaching, and community.

African-American Credit Union Coalition

As Chief Lending Officer, you'll provide strategic leadership for all lending functions, including ... Executive lending leadership within a credit union or community-focused financial institution.

Village Bank

$250K - $350K/yr

... Chief Lending Officer to lead its lending function and help drive strategic growth, portfolio ... Along with that vow to our customers is our promise to the community, a commitment to help enhance ...

Premier Farm Credit

Chief Lending Officer

Sterling, CO · On-site

$175K - $205K/yr

The Chief Lending Officer (CLO) leads Premier Farm Credit's lending and marketing functions ... We build lasting relationships with farmers, ranchers, agribusinesses, and rural communities while ...

WomenVenture

Chief Lending Officer

Saint Paul, MN · On-site

$126K - $140K/yr

Chief Lending Officer Supervisor: Chief Executive Officer Department: Lending FLSA Status ... We deliver on this mission by providing clients access to business capital, coaching, and community.

Tenfold

Chief Community Investment Officer

Lancaster, PA · On-site

$75K - $95K/yr

The Community Investment Officer serves as chief administrative officer of the Community ... Serves as the spokesperson for Tenfold Community Lending for media and other forums at the request ...

First Secure Bank & Trust, Inc.

Chief Lending Officer West Central Illinois Community Bank location Position Overview An independently owned, West Central Illinois community bank, is seeking an energized, experienced lender to work ...

Lake Ridge Bank

Chief Lending Officer

Middleton, WI · On-site

Are you a proven lending executive ready to influence the direction of a growing community bank? Join Lake Ridge Bank as Chief Lending Officer and help lead our next chapter of growth, innovation ...

Tenfold

Chief Community Investment Officer

Lancaster, PA · On-site

$75K - $95K/yr

The Community Investment Officer serves as chief administrative officer of the Community ... Serves as the spokesperson for Tenfold Community Lending for media and other forums at the request ...

Lake Ridge Bank

Chief Lending Officer

Middleton, WI · On-site

Description Are you a proven lending executive ready to influence the direction of a growing community bank? Join Lake Ridge Bank as Chief Lending Officer and help lead our next chapter of growth ...

Lake Ridge Bank

Chief Lending Officer

Middleton, WI · On-site

Are you a proven lending executive ready to influence the direction of a growing community bank? Join Lake Ridge Bank as Chief Lending Officer and help lead our next chapter of growth, innovation ...

Dade County Federal Credit Union

Represents the Credit Union in community, business, and professional settings to support visibility ... Experience in a Chief Lending Officer or similar executive role is preferred. * Must have strong ...

SupportFinity™

Chief Lending Officer

Green Bay, WI · On-site

About Us We are a well-established, community-focused bank with approximately $600 million in ... Position Summary The Chief Lending Officer (CLO) is a key member of the executive leadership team ...

HR Collaboration Group

Lending Officer

South Bend, IN · On-site

And much more to motivated, results-oriented individuals who want to make a real difference in their community and role What You'll Do: As the Lending Officer is responsible for developing, managing ...

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Community Lending Officer information

See salary details

$11K

$49K

$60.5K

How much do community lending officer jobs pay per year?

As of Sep 13, 2026, the average yearly pay for community lending officer in the United States is $48,999.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,000.00 and $56,000.00 per year, depending on experience, location, and employer.

What is a community lending officer?

A Community Lending Officer is a financial professional who specializes in helping individuals and businesses within a specific community obtain loans and other financial products. They often work for banks, credit unions, or nonprofit organizations and focus on serving underserved or low-to-moderate income neighborhoods. Community Lending Officers assess loan applications, provide financial education, and build relationships to support local economic growth. Their role is crucial in expanding access to credit and promoting financial inclusion.

What are the key skills and qualifications needed to thrive as a community lending officer?

To thrive as a Community Lending Officer, you need a solid understanding of banking regulations, loan underwriting, and credit analysis, often supported by a degree in finance or a related field. Familiarity with loan origination systems, financial analysis software, and relevant certifications such as NMLS registration are typically required. Strong interpersonal skills, cultural competency, and effective communication help build trust and foster relationships within diverse communities. These skills and qualities are vital to responsibly expanding access to credit, supporting community development, and ensuring regulatory compliance.

What are some common challenges faced by community lending officers when working with underserved populations?

Community Lending Officers often encounter challenges such as building trust with clients who may be wary of financial institutions, navigating complex regulatory requirements, and overcoming language or cultural barriers. They must also find creative ways to structure loans to fit non-traditional financial situations while ensuring compliance with lending standards. Success in this role often depends on strong relationship-building skills, local market knowledge, and a commitment to financial education and inclusion.

What is the difference between Community Lending Officer vs Mortgage Loan Officer?

AspectCommunity Lending OfficerMortgage Loan Officer
CredentialsTypically requires a background in finance, banking, or related certificationsSame as Community Lending Officer, often with mortgage-specific licenses
Work EnvironmentCommunity banks, credit unions, or local financial institutionsMortgage companies, banks, or credit unions
Employer & IndustryFinancial institutions serving local communitiesMortgage lending sector within banking or mortgage firms
Search & Comparison IntentPeople comparing community-focused lending roles with mortgage-specific rolesIndividuals seeking mortgage lending careers or services

Both roles involve lending and require similar financial credentials, but the Community Lending Officer focuses on local community development and broader loan types, while the Mortgage Loan Officer specializes in mortgage products. The choice depends on whether the focus is community development or mortgage-specific lending.

How much does a community lending officer make?

A community lending officer typically earns a median annual salary of around $50,000 to $70,000, depending on experience, location, and the size of the financial institution. They often require strong communication skills and knowledge of lending regulations, with some roles offering bonuses or incentives based on performance.

What states have the most Community Lending Officer jobs?

States with the most job openings for Community Lending Officer jobs include:

What are popular job titles related to Community Lending Officer jobs?

For Community Lending Officer jobs, the most frequently searched job titles are:

Community Lending Officer jobs near you
Infographic showing various Community Lending Officer job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 19% Part Time, and 3% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $48,999 per year, or $23.6 per hour.

Community Lending Officer - San Jose

San Jose, CA • On-site

Citigroup, Inc.
Banking and Credit Intermediation • 5 - 10K employees
Learn more about Citigroup, Inc.external

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 17 days ago

Citibank rating

8.4

Company rating: 8.4 out of 10

Based on 179 frontline employees who took The Breakroom Quiz

Job description

The Community Mortgage Lending Officer is an entry level position responsible for driving mortgage sales and client relationships through engagement with community clients, diverse real estate agents, and affordable housing non-profit partners in coordination with the Consumer Product Sales team. The role is directly responsible for the sale of a specific product or product set directly to clients.
Responsibilities:
  • Consult with customers about their financial situation, financial and personal objectives and lending needs for the purpose of helping them achieve their home ownership goals.
  • Collect and analyze information about the customer's financial situation, financial and personal goals, tolerance for risk and change, plans for the future, income, assets, debts, cash flow, and credit history.
  • Analyze financial information for customers to make an initial assessment regarding whether the customer and the property may qualify for a particular lending solution.
  • Make recommendations to customers about which lending solutions would best meet the customers' financial and personal objectives
  • Advise customers about the consequences, risks, and benefits of alternative lending solutions.
  • Promote Citi's brand, and promote Citi as the provider for lending and other financial solutions. This includes promoting Citi and its financial services to real estate agencies, builders, other referral sources, and customers.
  • Visit customers outside of Citi's offices, with such visits to vary based on clientele, geography, market conditions, and other factors.
  • Work as a team with all internal partners to support and grow our customers.
  • Refer customers who seek financial services other than lending solutions to the appropriate Citi professionals.
  • Partner with Operations teams to ensure the seamless transfer of the loan application in order to provide documents to the Processors and acquire any additional information needed by the Processors and/or Underwriters.
  • Work with Processors/Closers and customers to ensure the timely closing of the customer's loan.
  • Go outside to key referral relationships (Realtors, CPA's, Builders, etc). to drive mortgage business into the bank.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Introduce clients to segment partners when appropriate (including but not limited to Bank, Wealth Management, Small Business, Cards, etc.
  • Keep abreast of trends and developments in local marketplace, as well as changing rules and regulations across the industry, and expand internal and external network to better serve clients and industry professionals
  • Attend a minimum of 2 - 3 Diverse Realtor and/or affordable housing nonprofit events per month.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities. As part of this registration process, you must be fingerprinted unless you have fingerprints are on file with NMLS Registry that are less than 3 years old. This position further requires that you maintain and renew that registration on an annual basis, update registration information with the Registry on a timely basis, and provide your unique identifier to consumers as required by applicable SAFE Act regulations and Citi policies and procedures.
Qualifications:
  • 2-5 years relevant experience
  • Residential Mortgage experience required
  • 3+ years previous mortgage sales experience required
  • Established relationships with diverse realtor organizations and affordable lending nonprofits in origination territory
  • Experience with community loan products inclusive of specialized LMI mortgage solutions, lender paid assistance programs and 3rd party assistance programs.
  • Established book of business
  • FHA/VA & conventional loan experience is preferred
  • The ability to comprehend and explain financial calculations and pricing alternatives.
  • The ability to communicate with customers about the proper documents and information needed to obtain a particular loan.
  • Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA.
  • Demonstrated customer service skills
  • Self-motivated and able to work independently
  • Strong relationship development and management skills
  • Expertise of general lending products and overall mortgage industry.
  • This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing
  • System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities.
  • Originate minimum of 3 loans per month with a minimum mix of 50% being either CRA eligible or within minority tracts.

Education:
  • Bachelor's/University degree or equivalent experience

Job Family Group:
Consumer Sales
Job Family:
Consumer Product Sales
Time Type:
Full time
Primary Location:
San Jose California United States
Primary Location Full Time Salary Range:
$90,000.00 - $90,000.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Aug 05, 2026
Automated Processing and AI
We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents - AI Notice and Right
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.

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About Citigroup Inc

Sourced by ZipRecruiter

We live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. Citi is a bank that’s uniquely positioned for this moment. Through our vast global network and our on-the-ground expertise, we can connect the dots, anticipate change and empathize the needs of our clients and customers in ways that other banks simply cannot. Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We have set expectations for how we must act to bring our mission to life. These expectations are at the heart of our Leadership Principles – we take ownership, we deliver with pride and we succeed together.

Industry

Banking and credit intermediation

Company size

5,001 - 10,000 Employees

Headquarters location

New York City, NY, US

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