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Commission Vehicle Repossession Jobs in Michigan

RMS

Repossession Agent

Lansing, MI

$1.0K - $2.5K/wk

  • PTO

Repossession Agent RMS is seeking experienced and dependable Repossession Agents to join our ... equipment and vehicles safely. Compensation & Benefits * Competitive commission-based pay.

All JobsVehicle Repossession JobsCommission Vehicle Repossession JobsCommission Vehicle Repossession Jobs in Michigan

Commission Vehicle Repossession information

What is a commission vehicle repossession agent?

A commission vehicle repossession agent is a professional hired by lending institutions or banks to recover vehicles from owners who have defaulted on their loan payments. These agents often work on a commission basis, meaning they earn payment based on each successful repossession. Their responsibilities include locating the vehicle, safely retrieving it, and ensuring all legal protocols are followed. The job requires strong negotiation skills, attention to detail, and the ability to handle potentially confrontational situations. Agents must also comply with state and federal laws governing repossessions.

What are the key skills and qualifications needed to thrive as a commission vehicle repossession agent?

To thrive as a Commission Vehicle Repossession Agent, you need knowledge of state repossession laws, a valid driver’s license, and often certification or licensure depending on the state. Familiarity with skip-tracing software, GPS tracking systems, and secure towing equipment is typically required. Strong interpersonal skills, conflict resolution, and the ability to remain calm under pressure are crucial soft skills in this field. These competencies ensure legal compliance, safe vehicle recovery, and effective interactions with vehicle owners and clients.

What are some common challenges faced in a commission-based vehicle repossession role, and how can I prepare for them?

Commission vehicle repossession agents often face challenges such as unpredictable work hours, emotionally charged encounters with vehicle owners, and the need to quickly navigate various neighborhoods. Success in this role requires strong communication and conflict resolution skills, as well as the ability to remain calm under pressure. Being proactive in learning local laws, maintaining detailed records, and working closely with your team and dispatchers will help you handle these challenges effectively and maximize your earnings.

What is the difference between Commission Vehicle Repossession vs Commission Debt Collector?

AspectCommission Vehicle RepossessionCommission Debt Collector
CredentialsDriver's license, repossession trainingDebt collection certification, knowledge of debt laws
Work EnvironmentFieldwork, vehicle access, outdoor settingsOffice and field, phone calls, in-person visits
Industry UsageAuto finance, leasing companiesFinancial institutions, collection agencies
Search/Comparison IntentRepossession procedures, vehicle recoveryDebt collection methods, legal compliance

Commission Vehicle Repossession involves recovering vehicles through fieldwork, requiring driving skills and repossession training. In contrast, Commission Debt Collectors focus on recovering debts via calls and in-person visits, often needing debt collection certifications. Both roles operate within the financial and auto industries but differ in work environment and specific skills required.

How to become a certified commission vehicle repossession agent?

To become a certified vehicle repossession agent, individuals typically need to meet state-specific licensing requirements, which may include completing a training program, passing a background check, and obtaining a surety bond. Certification programs often cover topics like legal procedures, safety protocols, and customer interaction, and some states require ongoing education to maintain licensure.

What are the most commonly searched types of Vehicle Repossession jobs in Michigan?

The most popular types of Vehicle Repossession jobs in Michigan are:

What are popular job titles related to Commission Vehicle Repossession jobs in Michigan?

For Commission Vehicle Repossession jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Commission Vehicle Repossession jobs in Michigan look for?

The top searched job categories for Commission Vehicle Repossession jobs in Michigan are:

What cities in Michigan are hiring for Commission Vehicle Repossession jobs?

Cities in Michigan with the most Commission Vehicle Repossession job openings:

Commission Vehicle Repossession jobs near you

Recovery / Repossession Agent

MICHIGAN RECOVERY SERVICES INC

Saginaw, MI • On-site

$30K - $150K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 29 days ago

Job description


Location: Michigan (statewide)
Schedule: Varies; nights and weekends required

Michigan Recovery Services (MRS) is seeking a dependable, detail‑oriented full time Recovery Agent to safely and efficiently complete client repossession assignments. In this role, you’ll be responsible for securing units, gathering key account information, and communicating updates that help determine the status of each order. Professionalism, accuracy, and compliance are essential.

Benefits

  • 401k with employer match
  • Health Insurance, AFLAC, Life Insurance
  • Paid vacation
  • Income potential of up to $150,000 (commission/volume-based)

Key Responsibilities

  • Repossession & Account Handling
  • Execute repossession orders in alignment with MRS’s mission, values, and client standards.
  • Safely locate and secure assigned units.
  • Follow up on leads, tips, and address information to maximize recovery success.
  • Update all account information, including all addresses and employment, per client compliance.
  • Collaborate with the Client Liaison team when additional information or skip tracing is needed.
  • Remain professional and compliant with all federal, state, and local regulations (CFPB, GLB, FDCPA, UCC).
  • Submit accurate, timely repossession reports, condition reports, required photos
  • Provide excellent client service at all times.

Qualifications

  • High school diploma or equivalent required.
  • Physically qualified to drive a commercial vehicle.
  • Must have or be eligible to obtain a DOT medical card.
  • Valid chauffeur’s license required.
  • Minimum 4‑year clean driving record.
  • Must pass background check, drug test, and physical.
  • At least 2 years of towing or repossession experience preferred.
  • CARS/ARA certification preferred; must be able to obtain certification within 6 months of hire.
  • 22 years of age or older.

Working Conditions

  • Frequent driving and sitting for long periods.
  • Standing, walking, and repetitive movements.
  • Ability to use a computer in the vehicle while safely parked.
  • Occasional heavy lifting.
  • Availability for nights and weekends.


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