Commission Sas Risk Analyst Jobs (NOW HIRING)

In the role of Risk Analyst, the position will primarily be responsible for driving the Bank’s incremental growth through First Account Initial Line strategies. This position will focus on evaluating, analyzing, and reporting the impact and performance of Acquisition credit line strategies, as well as conducting analyses to evaluate the risk of new and existing programs.
 
Essential job responsibilities include making credit line recommendations for opportunities for incremental growth, ongoing analytics to track vintage performance and profitability, presenting findings to upper management, and regulatory support. The position reports directly to an Assistant Vice President responsible for Acquisition Initial Credit Line Risk Management.

• Help deliver profitable growth through the development of new strategies and the optimization of existing strategies for Direct Mail and Digital Acquisition channels through the assessment of credit risk and P&L drivers
• Explore new areas of opportunity for incremental growth within Direct Mail and Digital Acquisition channels through testing of new credit lines and products
• Leverage advanced analytical tools and algorithms to deliver accretive strategies across targeting, universe expansion, and product mix optimization
• Develop presentations to share insights and recommendations to upper management
• Lead analyses to evaluate the risk and profitability of new and existing programs across the entire credit spectrum
• Collaborate across multiple departments such as Marketing, Product, Data source, Campaign Execution, etc. to achieve effectiveness and efficiency and deliver on business goals
• Provide insights from external and unconventional data sources to help explore competitive landscape
• Ensuring new initiatives are optimized while meeting all technical and regulatory requirements
• Monitoring, analyzing, and reporting the performance of credit line assignments
• Perform other duties as assigned 

• Bachelor’s degree in Analytics, Finance, Economics, Business, Math or related field
• 2-4 years of analytical experience in banking, finance, insurance, or gaming
• 2-4 years advanced use of at least one of the following: SQL Server, SAS, or Python
• Intellectual horsepower with problem solving and analytical skills
• Must be proficient in data mining and systems architecture
• Self-starter, who can work independently with a high degree of organization on several projects at one time
• Sufficient self-confidence and ability to propose new ideas/solutions
• Excellent interpersonal skills to contribute to cross-functional and collaborative projects
• Ability to quickly assimilate and analyze large amounts of information
• Strong knowledge of Microsoft tool suite (Excel, Word, PowerPoint, Visio)
• Knowledge of financial analysis and profitability drivers

• Advanced degree
• Consumer credit card industry experience
• Experience in digital and direct mail markets and on-line acquisitions
• Experience in banking compliance and regulations as related to originations

Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.