Commercial Risk Management Jobs in Chicago, IL (NOW HIRING)

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Lead Credit Officer (Vice President) on the Specialty Finance Risk Team, you would be responsible for the risk management of a national portfolio of non‑bank financial entities which are focused on residential mortgage originations, commercial/consumer finance, fintech, and other financial service industries. You will partner with Securitized Products, Corporate and Investment Bankers, Treasury Services, and Traders to analyze, structure, risk grade and approve credit exposures. You will be an instrumental member of the team that will drive deal documentation negotiations and have responsibility for the on‑going risk management.

• Oversee the ongoing risk management of their portfolio which includes maintaining a broad and deep understanding of your clients’ businesses, as well as a current and forward‑looking view of the portfolio
• Develop a keen understanding of the residential mortgage finance and other specialty finance markets including key risk and structures and work collaboratively with junior resources and product bankers to develop solutions to the benefit the client and JPMorgan
• Lead due diligence meetings, which may be virtual or at the client’s office
• Perform financial analysis to assess the strength of the corporate counterparty and identification of key risks.
• Monitor the portfolio to ensure internal risk grades remain accurate and appropriate action is taken to mitigate risk for deteriorating clients
• Engage with coverage bankers and product partners to develop structures appropriate for the risk profile of the client and/or assets to be financed.
• Work with business colleagues to assess stress or downside credit scenarios including validating cash flow models (typically Excel‑based)
• Review and assist in the negotiation of transaction and trading legal documentation
• Oversee written credit analysis and present recommendations to senior credit officers for approval
• Mentor/guide junior resources and manage workloads, delegate with appropriate guidance and ensure deadlines are understood and met, and where needed, confidently elevate to senior managers
• Lead other ad‑hoc projects, as needed

• BA/BS degree in a quantitative discipline
• Typically a minimum of 6+ years of Commercial / Corporate banking/lending, Asset Based Lending (ABL), or Structured Finance experience including credit, structuring, and marketing
• Completion of a major corporate bank credit/analyst training program or equivalent experience
• Excellent verbal and written communication skills
• Outstanding organizational and project management skills to balance portfolio management and deal execution responsibilities
• Demonstrated interpersonal skills to collaborate with teammates, bankers, product partners, senior management, and clients
• Strong work ethic with an ability to meet deadlines while multi‑tasking

• Strong credit, documentation, and transaction experience a plus
• Excellent Excel, PowerPoint, and financial modeling skills
• Residential mortgage, specialty finance and/or securitization experience a plus
• Knowledge of credit, JPMC, and similar bank policies
• Ability to perform well under pressure in a demanding environment

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Lead Credit Officer on Specialty Finance Team who will analyze, structure, grade, negotiate, and approve credit to finance companies.