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Collateral Operations Analyst Jobs in Missouri (NOW HIRING)

Field Examiner

Saint Louis, MO · On-site

$98K - $115K/yr

... to analyze and evaluate credit and collateral quality and to determine their financial condition ... operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures ...

... to analyze and evaluate credit and collateral quality and to determine their financial condition ... operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures ...

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Collateral Operations Analyst information

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$13

$28

$46

How much do collateral operations analyst jobs pay per hour?

As of Jun 27, 2026, the average hourly pay for collateral operations analyst in Missouri is $28.68, according to ZipRecruiter salary data. Most workers in this role earn between $17.40 and $39.13 per hour, depending on experience, location, and employer.

Will a credit analyst be replaced by AI?

A credit analyst role involves assessing creditworthiness and making judgment-based decisions, which currently require human expertise. While AI tools can assist with data analysis and automate routine tasks, they are unlikely to fully replace credit analysts in the near future due to the need for nuanced decision-making and interpersonal skills.

What are some common challenges faced by Collateral Operations Analysts, and how can they be addressed?

Collateral Operations Analysts often navigate complex regulatory requirements, tight deadlines, and high transaction volumes. One common challenge is ensuring the accurate and timely reconciliation of collateral positions across multiple counterparties, which requires strong attention to detail and effective communication skills. To address these challenges, analysts benefit from utilizing robust tracking systems and collaborating closely with trading, risk, and technology teams to resolve discrepancies quickly. Continuous learning about evolving market practices and regulatory changes also helps maintain efficiency and compliance in the role.

How much do collateral analysts make?

Collateral analysts in New York City typically earn between $60,000 and $90,000 annually, depending on experience, certifications, and the size of the financial institution. Entry-level roles may start around $50,000, while senior analysts with specialized skills can earn over $100,000. Compensation often includes bonuses and benefits aligned with industry standards for financial services professionals.

What are Collateral Operations Analysts?

Collateral Operations Analysts are finance professionals who manage and monitor collateral used in securities trading, derivatives, and other financial transactions. They ensure that collateral is sufficient, properly allocated, and compliant with regulatory and contractual requirements. Their duties include processing margin calls, reconciling discrepancies, and communicating with counterparties. This role is essential in mitigating counterparty risk and supporting the smooth functioning of financial markets.

What does a collateral analyst do?

A collateral operations analyst manages and monitors collateral assets used to secure loans or financial transactions. They ensure collateral is accurately valued, properly documented, and compliant with regulations, often using specialized software and financial data. Their work helps mitigate risk and supports the smooth functioning of lending activities.

What are the key skills and qualifications needed to thrive as a Collateral Operations Analyst, and why are they important?

To thrive as a Collateral Operations Analyst, you need a solid understanding of financial products, collateral management processes, and strong analytical skills, often supported by a degree in finance, economics, or a related field. Familiarity with collateral management systems such as TriOptima, Murex, or Calypso, and knowledge of regulations like EMIR or Dodd-Frank, are typically required. Attention to detail, problem-solving abilities, and effective communication are crucial soft skills for managing complex transactions and collaborating with internal and external stakeholders. These skills and qualities are important to ensure accurate collateral processing, risk mitigation, and regulatory compliance in a fast-paced financial environment.

What jobs make $1,000,000 a year?

In the context of a Collateral Operations Analyst, earning $1,000,000 annually is uncommon and typically limited to high-level executive roles such as Chief Investment Officer or Chief Financial Officer in large financial institutions. These positions require extensive experience, advanced certifications, and leadership responsibilities. Most analysts, including collateral operations specialists, earn significantly less, with top executives reaching such high compensation levels through bonuses, stock options, and profit sharing.

What is the difference between Collateral Operations Analyst vs Credit Analyst?

AspectCollateral Operations AnalystCredit Analyst
Required CredentialsBachelor's degree, financial certifications (e.g., CFA, FRM)Bachelor's degree, financial certifications (e.g., CFA, CPA)
Work EnvironmentFinancial institutions, trading desks, collateral management teamsBanks, lending institutions, credit departments
Employer & Industry UsagePrimarily in asset management, trading, and collateral managementIn lending, banking, and credit risk assessment
Common Search & Comparison IntentUnderstanding operational roles in collateral managementAssessing creditworthiness and risk

The Collateral Operations Analyst focuses on managing collateral processes, ensuring proper documentation, and mitigating operational risks related to collateral. In contrast, a Credit Analyst evaluates the creditworthiness of borrowers, analyzing financial data to assess risk. Both roles require financial certifications and work within financial institutions, but they serve different functions within the industry.

What are popular job titles related to Collateral Operations Analyst jobs in Missouri? For Collateral Operations Analyst jobs in Missouri, the most frequently searched job titles are:
What cities in Missouri are hiring for Collateral Operations Analyst jobs? Cities in Missouri with the most Collateral Operations Analyst job openings:

Senior Credit Underwriter / Credit Underwriter II - Global Wealth & Investment Management

Bank of America

Saint Louis, MO

Full-time

Posted 3 days ago


Job description

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include independently managing low-complexity transactions or portfolios, completing and reviewing credit analysis, evaluating risks, and writing financial analysis. Job expectations include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements.

The GWIM Securities Based Lending Custom Credit Underwriter II (CUII) / Senior Credit Underwriter (SCU) partners closely with the Credit Advisor (CA) to develop and expand custom lending relationships with strategic wealth clients. This role supports responsible and profitable loan and revenue growth while managing a portfolio of existing, complex credit relationships. The CUII/SCU is responsible for performing and documenting comprehensive financial analysis to support credit decisions for ultra-high net worth clients-including individuals, family offices, trusts, specialized wealth entities, operating companies, and non-profit entities-while ensuring full adherence to applicable policies, procedures, and GWIM underwriting standards and guidelines.

Responsibilities:

  • Leads the credit analysis process with the support of other analysts and associates

  • Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements

  • Monitors operating performance and financial condition, proactively identifying issues and opportunities

  • Assists in delivery of financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process

  • Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure

  • May have primary coverage responsibility for a portfolio of clients with limited complexity and credit approval for certain credit actions

  • Participate in loan structure conversations and completion of loan documentation with internal/external legal partners

  • Complete Credit Approval Memos (CAMs) and Modifications to secure credit approval for complex, custom loan products secured by marketable securities

  • Perform detailed marketable securities collateral analysis on stock concentrations, Control / Restricted stock, REIT Operating Units, Exchange Funds, and derivative securities

  • Synthesize comprehensive financial information to assess liquidity, leverage, cash flow, key risks/mitigants, and legal structures (trusts, special wealth vehicles, etc.), applying sound judgment to support appropriate credit decisions

  • Proactively manage deal pipeline and ensure timely progression of new and existing transactions

Required Qualifications:

  • 3 - 5+ years of commercial and/or private wealth management credit experience

  • Strong financial analysis, accounting skills, and deal structuring for borrowers with complex balance sheets and income streams

  • Strong negotiation and communication skills

  • Organized and detail oriented with ability to multi-task

  • Proficiency in Word, Excel and PowerPoint

  • Excellent interpersonal skills and the ability to build business partnerships with risk, operations, and client teams that may not be co-located

Desired Qualifications:

  • Formal Credit Training and/or Commercial/Wealth Management credit experience preferred

  • Bachelor's degree in business administration, finance, accounting or economics preferred

  • Experience with marketable securities lending preferred

Skills:

  • Attention to Detail

  • Credit and Risk Assessment

  • Financial Analysis

  • Underwriting

  • Written Communications

  • Analytical Thinking

  • Credit Documentation Requirements

  • Financial Forecasting and Modeling

  • Recording/Organizing Information

  • Business Acumen

  • Collaboration

  • Collateral Management

  • Loan Structuring

  • Prioritization

Shift:

1st shift (United States of America)

Hours Per Week: 

40