Climate Risk Modelling Jobs in San Francisco, CA

Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC, we use our unique expertise, capabilities, breadth, and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities, and the planet we all share.

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.

HSBC Innovation Banking provides debt solutions to early stage, high growth, and public companies in the technology sector. This role sits at the heart of how we assess risk, structure facilities, and support clients through growth. You’ll contribute across portfolio management, due diligence, deal structuring, underwriting and presentations with internal credit partners. The environment is lean and collaborative with real ownership across the end-to-end credit lifecycle. Success means well-structured venture debt facilities, strong portfolio oversight, and clear, timely communication to senior credit officers. You’ll also build a deeper understanding of HSBC’s banking products and markets while working closely with clients and internal partners. Ideal location for this employee to be based is Boston, MA.
As our Associate, Credit Solutions - Innovation Banking you will:

• Meet with clients and prospects and support relationship building across the portfolio
• Structure venture debt facilities that support balanced growth and protect against downside risk
• Perform underwriting activities including KPI analysis, market analysis and financial modelling across forecasting, scenario, and valuation analysis
• Maintain accurate internal documentation for debt facilities including financial reporting and internal risk ratings
• Build and maintain a portfolio management framework that supports timely and concise reviews to senior credit officers
• Review client information and communicate performance updates internally
• Provide analyses and recommendations with internal credit partners for the Innovation Banking debt portfolio
• Develop a strong understanding of HSBC’s banking products and markets relevant to Innovation Banking

You´ll likely have the following qualifications to succeed in this role:

• Evaluate business models, financial statements, competitive landscapes and KPIs including financial modelling and sensitivity analysis
• Bring proven debt underwriting experience in the technology sector including risk mitigation, capital structures, and repayment analysis
• Manage credit risk across an existing portfolio including covenant compliance, rating changes, and ongoing financial performance assessment
• Interpret market and company information to support due diligence, structuring, and underwriting decisions
• Apply a strong understanding of the startup and ecosystem including climate tech and frontier technology trends
• Collaborate effectively across clients and internal partners while contributing across multiple workstreams
• Use Excel to build and maintain robust analyses and models
• Work with databases such as Pitchbook to support underwriting and portfolio insights

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!

Your final fixed pay offer will depend on the candidate and several variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.

All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.