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Cecl Loss Forecasting Jobs in Oregon (NOW HIRING)

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Cecl Loss Forecasting information

What is CECL loss forecasting?

CECL loss forecasting refers to the process of estimating credit losses under the Current Expected Credit Loss (CECL) accounting standard. This involves projecting future credit losses for financial assets such as loans, based on historical data, current conditions, and reasonable forecasts. CECL requires institutions to recognize expected lifetime losses at the time of asset origination or purchase, rather than waiting for losses to become probable. Accurate CECL loss forecasting helps banks and lenders maintain appropriate reserves and comply with regulatory requirements.

What skills and qualifications are needed for a CECL loss forecasting analyst?

To thrive as a CECL Loss Forecasting Analyst, you need strong quantitative analysis skills, knowledge of accounting standards (especially CECL), and a background in finance or statistics, often supported by a relevant degree. Proficiency with statistical modeling tools (such as SAS, R, or Python), data visualization platforms, and experience with financial reporting systems are typically required. Attention to detail, critical thinking, and clear communication are crucial soft skills for interpreting complex data and presenting findings to stakeholders. These skills and qualities ensure accurate loss forecasts, regulatory compliance, and informed decision-making within financial institutions.

What are common challenges in CECL loss forecasting roles and how can they be addressed?

Professionals in CECL (Current Expected Credit Loss) Loss Forecasting often encounter challenges such as managing large volumes of complex data, keeping up with evolving regulatory requirements, and ensuring model accuracy under varied economic scenarios. To address these challenges, it's important to stay current with industry best practices, collaborate closely with cross-functional teams like risk management and IT, and engage in regular model validation and documentation. Leveraging advanced analytics tools and participating in ongoing training can also help professionals stay effective and compliant in this dynamic field.

What is the difference between Cecl Loss Forecasting vs Credit Risk Analyst?

AspectCecl Loss ForecastingCredit Risk Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; familiarity with accounting standardsBachelor's degree in finance, economics, or related field; analytical skills
Work EnvironmentFinancial institutions, banks, or credit organizations focusing on loss estimationBanks, lending institutions, or credit agencies assessing borrower risk
Industry UsagePrimarily in banking and financial services for loan loss provisioningAcross banking, lending, and credit sectors for risk assessment

Cecl Loss Forecasting specializes in estimating expected credit losses using accounting standards like CECL, focusing on loss provisioning. Credit Risk Analysts evaluate borrower creditworthiness and assess risk, often using similar data but with a broader scope. While both roles require financial analysis skills, Cecl Loss Forecasting is more focused on loss estimation models, whereas Credit Risk Analysts handle overall credit risk assessment.

What are popular job titles related to Cecl Loss Forecasting jobs in Oregon?

For Cecl Loss Forecasting jobs in Oregon, the most frequently searched job titles are:

What job categories do people searching Cecl Loss Forecasting jobs in Oregon look for?

The top searched job categories for Cecl Loss Forecasting jobs in Oregon are:

What cities in Oregon are hiring for Cecl Loss Forecasting jobs?

Cities in Oregon with the most Cecl Loss Forecasting job openings:

Cecl Loss Forecasting jobs near you
Infographic showing various Cecl Loss Forecasting job openings in Oregon as of August 2026, with employment types broken down into 76% Full Time, 20% Part Time, 1% Temporary, and 3% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.

Senior Credit Risk Management Analyst, Chelmsford, MA or Hillsboro, OR - Hybrid

First Technology Federal Credit Union

Hillsboro, OR • Hybrid

$93K - $111K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 7 days ago

Job description

Description

The Senior Analyst, Credit Risk is responsible for performing advanced credit risk analysis, portfolio monitoring, and reporting to support the organization’s Second Line of Defense (2LOD) credit risk management function. This role evaluates credit performance, supports risk governance activities, and provides insights to ensure alignment with the organization’s risk appetite, regulatory expectations, and strategic objectives.

The Senior Analyst operates independently on complex assignments, providing data-driven insights, identifying emerging risks, and supporting effective challenge of first line lending practices and portfolio strategies.

What You’ll Do:

  • Analyze credit portfolio performance across consumer and commercial portfolios, including credit quality, concentrations, migration trends, and loss performance
  • Monitor and report on key credit risk indicators (KRIs/KPIs), identifying trends, emerging risks, and areas of concern
  • Support the Allowance for Credit Losses (ACL) / CECL process, including data analysis, validation of assumptions, and review of outputs
  • Perform stress testing and scenario analysis to evaluate potential impacts on portfolio performance, earnings, and capital
  • Evaluate underwriting practices, portfolio strategies, and credit risk frameworks, providing insights and effective challenge where appropriate
  • Support development of credit risk reporting, including materials for leadership, risk committees, and governance forums
  • Analyze large data sets to generate actionable insights and support decision-making across credit risk functions
  • Assist in maintaining and enhancing credit risk policies, procedures, and governance documentation
  • Support credit model oversight and governance, including monitoring performance and identifying potential limitations in coordination with Model Risk Management
  • Participate in regulatory exams, internal audits, and credit reviews, including preparation of analysis, documentation, and responses
  • Partner with Finance, Lending, and Risk teams to support portfolio analysis, forecasting, and risk assessments
  • Identify opportunities to improve credit risk analytics, reporting processes, and data quality
  • Stay informed on regulatory expectations, industry trends, and emerging credit risks

Typical Scope:

  • Applies best practices and knowledge of internal/external business challenges to improve products, processes or services. Is accountable for small projects or programs with manageable risks and resource requirements. Resolves difficult and complex problems using judgment and analysis; contributes to problem solving in collaborative settings. Interprets policies and adapts them to new situations.
  • Demonstrates judgment in selecting methods to solve problems that have cross-functional impacts or require balancing competing priorities. Applies advanced knowledge of job area with experienced understanding of functional area.
  • Typically receives little instruction on daily work. Works independently within defined specialties; adapts methods and procedures for routine work with minimal oversight. Accountable for deliverables. May mentor others and coach or review their work.

 

Education & Experience:

  • Required Education: Bachelor's degree in field relevant to role (or 4 additional years of relevant experience in lieu of a degree)
  • Required Experience: 4 - 6 years of relevant experience

Qualifications & Skills:

  • Strong understanding of credit risk principles, lending products, and portfolio performance analysis
  • Knowledge of credit risk modeling, CECL/ACL, and stress testing concepts
  • Strong analytical and quantitative skills, with ability to interpret complex data
  • Experience with data analysis tools and Excel; familiarity with SQL, Python, or similar preferred
  • Ability to identify trends and translate data into clear, actionable insights
  • Strong problem-solving and critical thinking skills
  • Excellent written and verbal communication skills
  • Ability to manage multiple priorities in a fast-paced environment

 

Location: Chelmsford, MA, Hillsboro MA - Hybrid

Target Compensation: $93,000 - $111,500 annually

Schedule: Monday through Friday 8a-5p (40 hrs)

#LI-HYBRID #INDHI #CECL #ACL


Who We Are:
What makes First Tech different? Click here to learn more!
Every great journey begins with a bold idea—and ours is no different. First Tech and DCU were founded on the belief that financial solutions should put people first. That belief has fueled decades of innovation and service, rooted in the tech sector and expanding to support members from all walks of life.
Employees are eligible for:
• Traditional medical, dental, and vision coverage
• Generous 401(k) match
• Paid Time Off: You'll accrue up to 15 days in your first year. In addition, you'll receive 40 hours of sick time and 3 personal days, which refresh annually
• Paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility subject to standard account requirements and underwriting criteria)
Employment Statements:
First Tech is an equal opportunity employer, and we value diversity, inclusion, and equity at our company. We evaluate qualified applicants without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.
If you're applying for a job and need a reasonable accommodation for any part of the employment process, please send an email to recruiters@firsttechfed.com and let us know the nature of your request and contact information. Please note that only those inquiries concerning a request for reasonable accommodation will be responded to from this email address.
First Tech is not currently offering Visa transfer/sponsorship for this position.

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