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Cdfi Jobs in California (NOW HIRING)

As a certified Community Development Financial Institution (CDFI), the Bank focuses on expanding access to affordable financial services, promoting financial literacy, and helping individuals and ...

Universal Banker

Los Angeles, CA · On-site

$21 - $22/hr

A. is a mission-driven Community Development Financial Institution (CDFI) principally focused on a transformative impact in underserved, urban markets with the highest needs to drive equitable ...

Senior Universal Banker

Inglewood, CA · On-site

$27 - $29/hr

A. is a mission-driven Community Development Financial Institution (CDFI) principally focused on a transformative impact in underserved, urban markets with the highest needs to drive equitable ...

As a certified Community Development Financial Institution (CDFI) and Community Development Entity (CDE), our mission is all about creating economic opportunities and fueling growth for small ...

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Showing results 1-20

Cdfi information

See California salary details

$39.2K

$101.6K

$152.3K

How much do cdfi jobs pay per year?

As of Aug 23, 2026, the average yearly pay for cdfi in California is $101,595.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,753.00 and $148,353.00 per year, depending on experience, location, and employer.

What is a CDFI?

A CDFI (Community Development Financial Institution) job typically involves working for a mission-driven financial institution that provides affordable lending and financial services to underserved communities. Roles in CDFIs can include loan officers, financial analysts, program managers, and community outreach specialists. Employees help individuals, small businesses, and nonprofits access capital and resources to promote economic growth and social impact. These positions often require a background in finance, economic development, or community engagement.

What are the main day-to-day responsibilities of someone working at a CDFI?

Professionals working at a CDFI typically focus on evaluating loan applications, conducting financial assessments, and supporting clients throughout the lending process. Their daily tasks often include managing a loan portfolio, collaborating with community partners, and providing technical assistance or financial education to clients. They also work closely with internal teams to ensure compliance with program guidelines and regulatory requirements. This role is both client-facing and analytical, offering a dynamic environment where helping individuals and businesses thrive is a central mission.

What are the key skills and qualifications needed to thrive in the CDFI position, and why are they important?

To excel in a CDFI (Community Development Financial Institution) role, you typically need strong financial analysis skills, a background in community development or finance, and a relevant bachelor’s or master’s degree. Familiarity with loan underwriting software, portfolio management systems, and certifications such as the CDFI Certification from the U.S. Department of Treasury are often advantageous. Exceptional communication, relationship-building, and problem-solving skills help professionals effectively engage with underserved communities and partner organizations. These competencies enable CDFI professionals to responsibly provide financial products and services that drive economic growth in communities lacking access to traditional banking.

What are popular job titles related to Cdfi jobs in California?

For Cdfi jobs in California, the most frequently searched job titles are:

What cities in California are hiring for Cdfi jobs?

Cities in California with the most Cdfi job openings:

Infographic showing various Cdfi job openings in California as of August 2026, with employment types broken down into 98% Full Time, and 2% Part Time. Highlights an 66% Physical, 7% Hybrid, and 27% Remote job distribution, with an average salary of $101,595 per year, or $48.8 per hour.

$41 - $48/hr

Full-time

Re-posted 17 days ago


Job description

PCR Business Finance

Senior Small Business Loan Underwriter

Location: Los Angeles, CA

Job Type: Full-time

Status: Non-Exempt

About PCR

Founded in 1977, PCR Business Finance (PCR) is a private, non-profit, Community Development Financial Institution (CDFI), as certified by the U.S. Treasury and a Financial Development Corporation (FDC), which administers the State of California’s Small Business Loan Guarantee Program (SBLGP). The primary mission of PCR Business Finance is the generation of community economic development through the delivery of financial, educational and advisory services to any small business in need.

Position Summary

We are seeking an experienced senior underwriter to evaluate and structure small business loans while balancing strong credit standards with our mission of supporting underserved entrepreneurs. This role is responsible for analyzing borrower financials, recommending loan structures and preparing credit memos that align with organizational credit policies, program guidelines and community impact goals.

The ideal candidate has strong small business underwriting experience and the ability to work collaboratively and manage multiple priorities in a dynamic environment.

Responsibilities

  • Underwrite small business loan applications, including working capital loans, term loans, lines of credit, equipment financing, and commercial real estate loans.
  • Analyze business and personal financial statements, tax returns, cash flow, and collateral to determine creditworthiness.
  • Conduct cash flow and debt service coverage analysis.
  • Structure loan terms: including amount, pricing, collateral, and guarantees.
  • Prepare credit memorandum for loan committee approval.
  • Collaborate with loan officers to evaluate new lending opportunities and structure deals.
  • Ensure loans comply with internal credit policies, regulatory requirements and program guidelines.

Qualifications

  • 5+ years of small business or commercial loan underwriting experience at a comparable non-profit organization or conventional bank.
  • Bachelor’s degree in Finance, Accounting, Economics, or related field.
  • Strong financial analysis and credit underwriting skills.
  • Experience reviewing business tax returns and financial statements.
  • Ability to prepare clear and well-structured credit memos.
  • Excellent communication and presentation abilities.
  • Strong attention to detail and sound credit judgment.
  • Strong business development and relationship-building skills.

Preferred

  • Familiarity with regulatory requirements and compliance in credit analysis.
  • Proficient in financial analysis tools and Microsoft Office Suite.
  • Ability to manage multiple tasks and priorities in a dynamic environment.
  • Experience with SBA 7(a) or SBA lending.
  • Experience working with a CDFI, community bank, or mission-driven lender.
  • Experience lending to minority-owned, women-owned, or underserved businesses.

What We Offer

  • $41.00 - $48.00 per hour, depending upon experience.
  • Opportunity to support entrepreneurship and community economic development.
  • Collaborative and mission-driven work environment.

Physical Demands and Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or fingers; handle or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. The noise level in the work environment is usually low to moderate.