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Captive Jobs in California (NOW HIRING)

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Captive information

See California salary details

$13

$21

$48

How much do captive jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for captive in California is $21.58, according to ZipRecruiter salary data. Most workers in this role earn between $15.43 and $21.35 per hour, depending on experience, location, and employer.

What is a captive in the context of insurance?

Captives are specialized insurance companies that are created and wholly owned by one or more non-insurance companies to insure the risks of their owners. They allow organizations to manage risk more efficiently and potentially reduce insurance costs by retaining profits that would otherwise go to third-party insurers. Captives can provide coverage that may not be available or affordable in traditional insurance markets and offer more control over claims handling and risk management. They are subject to regulations and must be legally established according to the jurisdiction in which they operate.

What are the key skills and qualifications needed to thrive as a captive insurance manager?

To thrive as a Captive Insurance Manager, you need in-depth knowledge of insurance principles, risk management, and a relevant degree such as finance or accounting. Familiarity with captive management software, regulatory compliance tools, and industry certifications like ACI (Associate in Captive Insurance) are often required. Strong analytical thinking, attention to detail, and excellent client communication skills set top performers apart. These competencies are crucial for effectively managing captive insurance operations, ensuring compliance, and delivering value to clients.

What are common challenges faced by captive insurance managers in maintaining compliance and regulatory standards?

Captive managers often encounter challenges in navigating complex and evolving regulatory environments, as regulations can vary by jurisdiction and frequently change. Staying compliant requires ongoing education, meticulous record-keeping, and close collaboration with legal and financial teams. Additionally, managers must ensure timely and accurate reporting while balancing cost-effectiveness and risk management. Building strong relationships with regulators and leveraging compliance software can help reduce potential pitfalls and maintain the captive’s good standing.

What is the difference between Captive vs Insurance Agent?

AspectCaptiveInsurance Agent
CredentialsLicensed insurance agents, often with specific company trainingLicensed insurance agents, typically with broader industry certifications
Work EnvironmentWork primarily for one insurance companyWork independently or for multiple insurers
Employer & Industry UsageInsurance companies, captive agenciesIndependent agencies, brokerages
Search & Comparison IntentUnderstanding employment with specific insurersComparing career options in insurance sales

Captive insurance agents work exclusively for one insurance company, representing its products. Insurance agents may work independently or for multiple companies, offering a broader range of options. The key difference lies in employment structure and product representation, affecting career flexibility and product knowledge.

What job categories do people searching Captive jobs in California look for?

The top searched job categories for Captive jobs in California are:

Infographic showing various Captive job openings in California as of August 2026, with employment types broken down into 96% Full Time, 2% Part Time, and 2% Contract. Highlights an 63% Physical, 9% Hybrid, and 28% Remote job distribution, with an average salary of $44,883 per year, or $21.6 per hour.

Work From Home Insurance Agent - Training Provided

MINK Life & Legacy Agency

San Clemente, CA • On-site, Remote

$150K - $200K/yr

Full-time

Re-posted 27 days ago


Job description

Mink Life & Legacy is seeking motivated, coachable individuals who want more time and more control. If you're tired of long commutes or missing moments with family, this work-from-home opportunity offers a real path to a meaningful career - with free, proven training and full support.

What You Can Expect

Independent broker model - not captive, full carrier access

Free, structured training (no experience needed)

Innovative lead program (mortgage protection, final expense, annuities)

Cutting-edge CRM with automated lead upload

Multiple income streams: direct commissions, renewals, and agency overrides

Compensation- 100% Commission Only

Part-time: $50,000-$75,000+

Full-time: $80,000-$150,000+

Income depends on your performance and activity level.

We're Looking For

Self-driven, disciplined, and coachable individuals

Those seeking flexible, remote work

People who want growth, leadership, and long-term income potential

Requirements

Must be eligible to work in the U.S.

Must obtain a life insurance license (we guide you)

Reliable phone, computer, and internet

Apply today and join an independent agency committed to your growth and success.

Employment Type: FULL_TIME