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Business Credit Analyst Jobs (NOW HIRING)

Suncoast Credit Union

Business Credit Analyst

Tampa, FL · Hybrid

$70K - $90K/yr

Provides phone support for Business Services department. • Analysts may also train new employees ... credits. • Must be able to maintain a high level of confidentiality. • Ability to prioritize ...

New

Firstnational

Small Business Credit Analyst

Omaha, NE · On-site

$47K - $78K/yr

The Small Business Credit Analyst will perform independent credit analysis of small business loan requests (CRE, C&I, and Agribusiness). The analyst also will complete financial analysis and ...

MSUFCU

Business/Commercial Credit Analyst

$41 - $51/hr

The Business Credit Analyst evaluates creditworthiness of commercial loan requests by analyzing financial statement, tax returns, and other related data. Findings are communicated through written ...

New

Sbhonline

Credit Analyst

Manhattan, NY · On-site

Review and process business credit applications. * Assess applicant creditworthiness and conduct necessary research. * Establish approved accounts and assign credit limits. * Communicate with ...

Triad Metals

Credit Analyst

Horsham, PA · On-site

Analyze financial statements, tax returns, business credit reports and trade references. * Assess borrowers' ability to repay for materials delivered and identify credit risks. * Prepare detailed ...

RANGE BANK

Credit Analyst

Marquette, MI · On-site

As a Credit Analyst you will evaluate the risk of commercial loans by analyzing and preparing ... Primary Responsibilities * Assist in the recording and tracking of Business Banking client ...

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Business Credit Analyst information

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$47

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How much do business credit analyst jobs pay per hour?

As of Sep 9, 2026, the average hourly pay for business credit analyst in the United States is $47.43, according to ZipRecruiter salary data. Most workers in this role earn between $35.58 and $59.38 per hour, depending on experience, location, and employer.

What are some common challenges faced by a business credit analyst when assessing new clients?

Business Credit Analysts often encounter challenges such as incomplete financial information, complex ownership structures, and rapidly changing market conditions. Evaluating the creditworthiness of new clients requires careful analysis of financial statements, industry trends, and the client’s payment history. Analysts must also balance risk assessment with business growth objectives, ensuring recommendations support both prudent lending and organizational goals. Strong communication skills are essential, as analysts regularly collaborate with relationship managers and underwriting teams to clarify findings and present recommendations.

What are the key skills and qualifications needed to thrive as a business credit analyst, and why are they important?

To thrive as a Business Credit Analyst, you need strong analytical skills, financial statement analysis expertise, and a relevant degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools, and risk assessment software is typically required. Attention to detail, effective communication, and sound judgment are standout soft skills for this role. These abilities are crucial for accurately assessing creditworthiness, mitigating risk, and supporting sound lending decisions for businesses.

What is the difference between Business Credit Analyst vs Credit Analyst?

AspectBusiness Credit AnalystCredit Analyst
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, economics, or related; similar certifications often preferred
Work EnvironmentFinancial institutions, banks, or lending companies assessing business creditworthinessBanks, credit bureaus, or financial firms evaluating individual or business credit
Employer & Industry UsagePrimarily in commercial lending, business finance sectorsIn banking, credit reporting agencies, and lending institutions

The main difference is that a Business Credit Analyst focuses on evaluating the creditworthiness of businesses, while a Credit Analyst typically assesses both individual and business credit profiles. Both roles require similar skills and certifications but serve different client types and industries.

Do business credit analysts make a lot of money?

Business credit analysts typically earn a median annual salary ranging from $50,000 to $80,000, depending on experience, location, and industry. Advanced skills, certifications, and working in larger organizations can lead to higher compensation.

What does a business credit analyst do?

A business credit analyst evaluates the creditworthiness of companies by analyzing financial statements, credit reports, and market data to determine risk levels. They often use financial modeling tools and must have strong analytical skills to make informed lending or credit decisions, typically working within financial institutions or credit departments.

What qualifications do you need to be a business credit analyst?

A business credit analyst typically needs a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting are essential; certifications like the Certified Credit Analyst (CCA) can enhance qualifications.

What states have the most Business Credit Analyst jobs?

States with the most job openings for Business Credit Analyst jobs include:

What are popular job titles related to Business Credit Analyst jobs?

For Business Credit Analyst jobs, the most frequently searched job titles are:

Business Credit Analyst jobs near you
Infographic showing various Business Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 83% Full Time, 14% Part Time, and 3% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $98,662 per year, or $47.4 per hour.

Business Credit Analyst

Chesterfield, MO • On-site

First Community Credit Union
See more jobs at First Community Credit Unionexternal

Full-time

Re-posted 18 days ago

Job description

Business Credit Analyst
Under the direction of the Assistant Vice President of Business Lending, this role is responsible for analyzing and underwriting business loan requests within established credit policies and guidelines. Evaluate financial information-including credit reports, financial statements, tax returns, and third-party sources-to assess borrower risk, repayment capacity, and overall creditworthiness. Analyze collateral adequacy and structure loan recommendations accordingly. Prepare clear, well-supported loan presentations for Loan Committee review, ensuring accuracy and alignment with organizational standards.
Responsibilities:
  • Underwrite and evaluate business loan requests in accordance with established policies and risk parameters
  • Analyze financial statements, tax returns, and cash flow to assess creditworthiness and repayment capacity
  • Evaluate and document collateral to ensure adequacy and compliance with lending requirements
  • Prepare concise, defensible credit summaries and recommendations
  • Communicate effectively with internal stakeholders and business members

Required Knowledge:
  • Strong financial analysis skills, including interpretation of business financial statements and tax returns
  • Solid understanding of commercial credit principles and risk assessment
  • Ability to clearly communicate and support credit recommendations
  • Working knowledge of credit union business lending products and services
  • Exposure to SBA 504 and 7(a) loan programs is a plus

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