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Bond Writer Jobs (NOW HIRING)

$69K - $104K/yr

Review commercial bond applications to evaluate, classify, and rate each risk to determine ... Solid written and verbal communication skills with an emphasis on confidentiality, tact, and ...

- The underwriter is responsible for assessing and managing risk associated with surety bond ... Effective communication skills, both verbal and written. * Ability to manage multiple projects and ...

Senior Bond Underwriter

Iowa, LA · On-site

$102K - $140K/yr

Serves as a technical expert to other bond underwriters, including assisting with training, on the ... Strong human relations skills, including written and verbal communication * Good keyboarding skills ...

Surety Underwriter

Irvine, CA · On-site

$125K/yr

... of bonds for contract, environmental, and commercial surety accounts through multiple distribution channels in both the United States and Canada. We write on behalf of W. R. Berkley Corporation ...

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Bond Writer information

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$11

$24

$42

How much do bond writer jobs pay per hour?

As of Sep 11, 2026, the average hourly pay for bond writer in the United States is $24.29, according to ZipRecruiter salary data. Most workers in this role earn between $18.51 and $27.88 per hour, depending on experience, location, and employer.

What is a bond writer?

Bond writers, also known as surety bond underwriters, are professionals who assess the risk of issuing surety bonds for individuals or businesses. They evaluate applicants' financial stability, creditworthiness, and the likelihood of fulfilling contractual obligations before approving a bond. Bond writers work for insurance companies or specialized surety agencies and play a critical role in protecting parties involved in contracts, such as construction projects or court proceedings. Their decisions help ensure that obligations are met and financial losses are minimized.

What are the key skills and qualifications needed to thrive as a bond writer, and why are they important?

To thrive as a Bond Writer, you need a solid understanding of surety and fidelity bonds, risk assessment, and underwriting principles, typically supported by a degree in finance or a related field. Familiarity with industry-specific software, insurance databases, and sometimes certifications like the Associate in Fidelity and Surety Bonding (AFSB) are commonly required. Attention to detail, strong analytical skills, and effective communication help you excel in evaluating applications and liaising with clients and agents. These competencies are crucial for accurately assessing risk, ensuring compliance, and maintaining strong client relationships in the insurance industry.

What are some common challenges faced by bond writers in their daily work?

Bond Writers often encounter tight deadlines and the need to ensure absolute accuracy in documentation, as errors can lead to significant legal or financial issues for clients or their employers. They must also stay up-to-date with regulatory changes and court requirements, which can vary by jurisdiction. Collaboration with agents, attorneys, and court officials is frequent, requiring strong communication and organizational skills to process applications and resolve client concerns efficiently.

What is the difference between Bond Writer vs Bond Underwriter?

AspectBond WriterBond Underwriter
CredentialsTypically requires insurance or bonding licenses, industry-specific certificationsRequires similar licenses, often with additional underwriting certifications
Work EnvironmentOffice-based, collaborating with agents and clientsOffice or field-based, assessing risks and approving bonds
Employer & Industry UsageInsurance companies, bonding agencies, surety firmsInsurance companies, surety companies, financial institutions

Bond Writers and Bond Underwriters both operate within the surety and bonding industry, often sharing similar credentials and work environments. While Bond Writers focus on creating and issuing bonds, Bond Underwriters evaluate risks and approve bond applications. Understanding these roles helps clarify career paths and employer expectations in the bonding industry.

How do you become a bond writer?

To become a bond writer, typically one needs a background in finance, economics, or related fields, along with strong writing and analytical skills. Gaining experience through internships or entry-level finance roles can be helpful, and familiarity with insurance or financial products is often required. Certifications such as Chartered Financial Analyst (CFA) can also enhance prospects in this field.

What cities are hiring for Bond Writer jobs?

Cities with the most Bond Writer job openings:

What states have the most Bond Writer jobs?

States with the most job openings for Bond Writer jobs include:

What are popular job titles related to Bond Writer jobs?

For Bond Writer jobs, the most frequently searched job titles are:

Infographic showing various Bond Writer job openings in the United States as of September 2026, with employment types broken down into 75% Full Time, 24% Part Time, and 1% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $50,519 per year, or $24.3 per hour.

Senior Bond Underwriter (Hybrid)

Short Hills, NJ • On-site

Selective Insurance Company of America
Insurance Services • 1 - 5K employees

$87K - $113K/yr

Full-time

Medical, Retirement, PTO

Re-posted 18 days ago


Selective Insurance rating

8.7

Company rating: 8.7 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

About Us
At Selective, we don't just insure uniquely, we employ uniqueness.
Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work® in 2025 for the sixth consecutive year.
Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.
Overview
Evaluate complex risks by performing credit and financial analysis of bond contracts. Complete underwriting on new business and renewal contracts. Provide advanced technical guidance to agents regarding various underwriting information, including cross-selling other company products and services. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.
Responsibilities
• Perform financial and statistical analysis of complex bond submissions, utilizing company systems.
• Resolve challenging bond issues through telephone, written correspondence and/or personal contact with agents, insureds and/or internal employees.
• Independently make decisions on bond submissions for new business and for renewals within delegated authority levels.
• Develop and present underwriting recommendations, as required, to management.
• Ensure adequate pricing of individual risks through proper classification, accuracy of information and adherence to company bond policies, procedures, standards and philosophy and all applicable rate filings.
• Processes renewal form letters, status inquiry reviews and revisions.
• Participate in agency marketing visits and underwriting meetings.
• Promote company products and services.
• Provide guidance to agents, policy holders, and other internal personnel regarding technically challenging bond situations in office or on a regional level.
• Keep abreast of industry-related legal and regulatory information, issues and decisions that effect the bond department.
• Recommend changes in bond policies or procedures which would benefit the department and the company.
• Act as a proactive advisor to management and other bond personnel on bond issues.
• Mentor and/or train less experienced underwriters and trainees.
Qualifications
Knowledge and Requirements/Education and Experience
  • Excellent analytical skills; oral and written communication skills.
  • Must have a keen knowledge of Suretyship and the ability to interpret product and laws.
  • Must have knowledge of PC adaptation of software applications.
  • Ability to work both independently and in a team environment.
  • College degree preferred.
  • 2-4 years of underwriting experience or equivalent related work experience (credit modeling, accounting, financial statement analysis, construction, etc.)

Total Rewards
Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and 20 days of paid time off. Additional details about our total rewards package can be found by visiting our benefits page.
The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.
Pay Range
USD $87,000.00 - USD $113,000.00 /Yr.
Additional Information
Selective is an Equal Employment Opportunity employer. That means we respect and value every individual's unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences - and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.
For Massachusetts Applicants
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

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