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Benefits Representative Position Jobs (NOW HIRING)

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

Description Position at AMBA Insurance Benefits Representative (1099 Independent Contractor) Location: Washington (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed ...

Description Position at AMBA Insurance Benefits Representative (1099 Independent Contractor) Location: Texas (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with ...

Description Position at AMBA Insurance Benefits Representative (1099 Independent Contractor) Location: Missouri (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with ...

Insurance Benefits Representative (1099 Independent Contractor) Location: Michigan (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

Insurance Benefits Representative (1099 Independent Contractor) Location: Minnesota (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

Insurance Benefits Representative (1099 Independent Contractor) Location: Oklahoma (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

Insurance Benefits Representative (1099 Independent Contractor) Location: Kansas (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

Insurance Benefits Representative (1099 Independent Contractor) Location: West Virginia (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort ...

Insurance Benefits Representative (1099 Independent Contractor) Location: Iowa (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

Insurance Benefits Representative (1099 Independent Contractor) Location: Idaho (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

Insurance Benefits Representative (1099 Independent Contractor) Location: Nebraska (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

Insurance Benefits Representative (1099 Independent Contractor) Location: Alabama (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

Insurance Benefits Representative (1099 Independent Contractor) Location: Michigan (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

Insurance Benefits Representative (1099 Independent Contractor) Location: Utah (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

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Benefits Representative Position information

See salary details

$32K

$54.4K

$79.5K

How much do benefits representative position jobs pay per year?

As of Jun 19, 2026, the average yearly pay for benefits representative position in the United States is $54,438.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,000.00 and $67,500.00 per year, depending on experience, location, and employer.

What job makes $10,000 a month without a degree?

Benefits representatives typically do not earn $10,000 a month without significant experience or advanced skills. High-paying roles that can reach this level without a degree are rare and often involve sales, entrepreneurship, or specialized trades, but they usually require strong skills, certifications, or a proven track record. Most jobs with such income levels generally demand experience, networking, or entrepreneurial effort rather than formal education alone.

What is a Benefits Representative position?

A Benefits Representative is a professional who helps employees understand and enroll in their employer-sponsored benefits programs, such as health insurance, dental plans, retirement plans, and other perks. They act as a liaison between employees and insurance providers, ensuring that staff are informed about their options and assisting with any benefits-related questions or issues. Benefits Representatives may also handle claims processing, maintain records, and ensure compliance with regulations. This role is crucial for supporting employee well-being and satisfaction within an organization.

What does a benefit representative position do?

A benefits representative assists clients or employees in understanding, enrolling in, and managing their benefit plans, such as health insurance, retirement, and other employee benefits. They often explain plan options, answer questions, and ensure compliance with relevant regulations, typically using benefit administration software. Strong communication skills and knowledge of benefits programs are essential for this role.

What jobs pay 2000 a day?

Benefits representatives typically do not earn $2,000 a day; their salaries are usually based on hourly wages or commissions. High-paying roles that can reach this level include specialized consulting, executive positions, or certain sales roles with significant commissions, but these are not common for benefits representatives. Achieving such income generally requires advanced skills, experience, and often a combination of base salary and performance-based pay.

What is the difference between Benefits Representative Position vs Benefits Coordinator?

AspectBenefits Representative PositionBenefits Coordinator
CredentialsHigh school diploma or equivalent; some roles may require certifications in benefits or insuranceHigh school diploma or equivalent; certifications in benefits administration are common
Work EnvironmentOffice setting, interacting with employees and insurance providersOffice environment, focusing on benefits plan management and employee support
Employer & Industry UsageUsed across insurance companies, HR departments, and large corporationsCommon in HR departments, insurance firms, and large organizations

The Benefits Representative Position and Benefits Coordinator roles share similar credentials and work environments, often overlapping in responsibilities related to employee benefits. However, the Benefits Representative typically focuses more on communicating benefits options and assisting employees, while the Benefits Coordinator handles benefits administration and plan management. Both roles are essential in HR and insurance sectors, with slight differences in daily tasks and focus areas.

How much are benefits worth an hour?

For a Benefits Representative position, the value of benefits per hour varies depending on the total compensation package, including health insurance, retirement contributions, and other perks. Typically, benefits can add 20-30% to the base salary, which can be estimated by dividing the annual value of benefits by the total work hours in a year (usually around 2,000 hours). This means benefits might be worth approximately $10 to $15 per hour on top of the base pay, but actual value depends on the specific employer and benefits offered.

What are some common challenges faced by Benefits Representatives when assisting employees with benefits enrollment?

Benefits Representatives often encounter challenges such as explaining complex benefits options to employees with varying levels of understanding, managing high volumes of inquiries during open enrollment periods, and ensuring that employees complete their enrollment accurately and on time. Additionally, they need to stay current with frequently changing company policies and government regulations. Effective communication, patience, and attention to detail are essential for overcoming these challenges and providing a positive experience for employees.

What are the key skills and qualifications needed to thrive as a Benefits Representative, and why are they important?

To excel as a Benefits Representative, you need a solid understanding of employee benefits programs, insurance policies, and regulatory requirements, often backed by experience in HR or a related field. Familiarity with HRIS software, benefits administration platforms, and sometimes certification such as CEBS is highly beneficial. Exceptional interpersonal skills, attention to detail, and problem-solving abilities help distinguish top performers. These skills ensure accurate benefits administration, clear employee communication, and regulatory compliance, which are crucial for organizational satisfaction and legal adherence.
What cities are hiring for Benefits Representative Position jobs? Cities with the most Benefits Representative Position job openings:
What states have the most Benefits Representative Position jobs? States with the most job openings for Benefits Representative Position jobs include:
Benefits Representative

Benefits Representative

AMBA

Bloomington, IL

Full-time, Contractor

Retirement

Posted 10 days ago


Job description

 
Insurance Benefits Representative (1099 Independent Contractor)
Location: Colorado (statewide, any city)
Compensation: Commission plus bonuses
Schedule: Self-managed with full-time effort required for success
 
About AMBA
For more than 65 years, AMBA has served retired public servants by providing access to supplemental insurance benefits not typically included in traditional retirement plans. We partner with more than 450 associations across all 50 states and Canada, representing over 44 million members, including educators, first responders, veterans, healthcare workers, and trade professionals.
 
In Illinois, we are exclusively endorsed by: 
  • Illinois Retired Teachers Association 
  • American Senior Benefits Association
  • Illinois Principals Association
Why Partner with AMBA
  • Proven Systems: Build your business using established sales processes, strong carrier relationships, and a trusted national brand.
  • Leads You Can Count On: Receive no-cost leads through exclusive association endorsements. Success in this role requires consistent outbound calling, follow-up, and persistence.
  • Purpose-Driven Work: Help protect the financial security and peace of mind of retirees who spent their careers serving others.
  • Entrepreneurial Independence: You manage your own schedule and daily activities. A consistent full-time effort is essential to generate income and long-term success.
  • Comprehensive Support: Access to licensing guidance, structured onboarding resources, self-branded marketing materials, product education, sales coaching, and business planning tools to support independent agents at every stage of growth.
What You Will Do
  • Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
  • Educate clients through one-on-one consultations, seminars, webinars, and/or group presentations.
  • Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement-focused solutions like Fixed Indexed Annuities.
  • Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.
Who Thrives in This Role
This opportunity may be a strong fit if you have:
  • An entrepreneurial mindset and a self-starter approach
  • Comfort with phone-based outreach, follow-up, and virtual appointments
  • Strong communication and relationship-building skills
  • A commitment to providing ethical, high-quality service
  • A Life and Health insurance license or willingness to obtain one prior to onboarding
  • Motivation to grow income through a performance-based compensation model
Compensation and Support
  • Performance-based commissions with advanced payouts and lifetime vesting
  • No income cap. Typical first-year earnings range from $65,000 to $80,000 for agents who maintain consistent activity, with top agents earning $90,000 or more in year one
  • Monthly performance bonuses and travel incentives
  • Ongoing onboarding, sales training, and mentorship
  • Access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists focused on your success
Ready to Take the Next Step
Apply today to explore a partnership with AMBA and build a purpose-driven insurance business serving retirees who rely on trusted guidance.