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Banking Software Engineer Jobs in Toronto, ON (NOW HIRING)

The Team The Derivatives Technology Team is a crucial part of the Global Banking and Markets ... We are looking for Software Engineer to join this dynamic team. The Role Our team is searching for ...

Opportunity to build cross-asset cross functional relationships across the bank * Work in a dynamic ... NET, Microsoft SQL Server, Programming Languages, Software Development Life Cycle (SDLC) Additional ...

Contribute to solution design, development and technical decisionmaking across digital banking ... EXPERIENCE AND / OR EDUCATION * 5+ years of software engineering experience * fullstack engineering ...

... the full software development lifecycle. This role is ideal for a developer with hands-on ... banking applications. Our team primarily works with: * Frontend: ReactJS * Backend/API Layer ...

The Software Engineer Contributes to the overall success of the Customer Communications Composition ... Understand how the Bank's risk appetite and risk culture should be considered in day-to-day ...

The Software Engineer Contributes to the overall success of the Customer Communications Composition ... Understand how the Bank's risk appetite and risk culture should be considered in day-to-day ...

Senior Software Engineer

Toronto, ON · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Role Contributes to the overall success of the Payments & Core Banking Engineering globally ... Build software solutions that meet the needs of stakeholders while focusing on continually reducing ...

Software Engineer II (Cloud Engineer) - Business / Department Overview Enterprise Monitoring Team ... Observability Solutions play a critical role within the bank to provide monitoring coverage to all ...

Software Engineer II (Cloud Engineer) - Business / Department Overview Enterprise Monitoring Team ... Observability Solutions play a critical role within the bank to provide monitoring coverage to all ...

The Team Global Banking and Markets Engineering (GBME) is the fast-moving, award-winning technology ... The Role GBME is searching for a Lead Software Engineer who is eager to boost capabilities of ...

The Team Global Banking and Markets Engineering (GBME) is the fast-moving, award-winning technology ... The Role GBME is searching for Software Engineer who are continuous learners and are eager to boost ...

The Associate, Cloud Engineering role operates within the Cloud Platform Engineering team. This ... Toronto Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we ...

Software Engineer II (AI Integration)

Toronto, ON · On-site +1

CA$96K - CA$115K/yr

This role combines software engineering, data science, and machine learning expertise to develop ... Together, we are reimagining what banking can be for our clients, colleagues and communities. Our ...

... bank advisor networks. The platform replaces fragmented legacy systems with a unified solution for ... About the Role We are looking for a highly motivated and detail-oriented Software Engineer to join ...

The Role We are seeking an experienced Senior API Developer to join the AML Technology team ... Toronto Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we ...

Software Engineer III (AI Integration)

Toronto, ON · On-site +1

CA$125K - CA$154K/yr

This role combines software engineering, data science, and machine learning expertise to develop ... Together, we are reimagining what banking can be for our clients, colleagues and communities. Our ...

... bank advisor networks. The platform replaces fragmented legacy systems with a unified solution for ... About the Role We are looking for a highly motivated and detail-oriented Software Engineer to join ...

Showing results 21-40

Banking Software Engineer information

What is a banking software engineer?

Banking Software Engineers are specialized professionals who design, develop, and maintain software systems used in the banking and financial industry. Their work includes creating secure platforms for online banking, payment processing, fraud detection, and transaction management. They ensure that banking software complies with industry regulations and is robust against security threats. These engineers collaborate closely with business analysts and other IT professionals to deliver solutions that meet the evolving needs of banks and their customers.

What are some common challenges faced by banking software engineers when integrating new technologies with legacy banking systems?

Banking Software Engineers often encounter challenges when integrating modern solutions with legacy banking systems, such as outdated codebases, strict security requirements, and regulatory compliance constraints. These systems can be difficult to modify without risking downtime or errors, which requires careful planning, thorough testing, and close collaboration with IT and security teams. Additionally, engineers must ensure that new technologies do not compromise data integrity or disrupt critical banking operations, making strong problem-solving skills and attention to detail essential in this role.

What are the key skills and qualifications needed to thrive as a banking software engineer?

To thrive as a Banking Software Engineer, you need strong programming skills (such as Java, C#, or Python), a degree in computer science or a related field, and knowledge of financial systems and regulations. Familiarity with core banking platforms, databases (like Oracle or SQL Server), and experience with secure software development practices are typically required, along with relevant certifications such as Certified Information Systems Security Professional (CISSP). Analytical thinking, problem-solving abilities, and effective communication are crucial soft skills for collaborating with stakeholders and addressing complex banking requirements. These skills ensure the delivery of secure, reliable, and compliant banking solutions that support critical financial operations.

What are popular job titles related to Banking Software Engineer jobs in Toronto, ON?

For Banking Software Engineer jobs in Toronto, ON, the most frequently searched job titles are:

Infographic showing various Banking Software Engineer job openings in Toronto, ON as of August 2026, with employment types broken down into 80% Full Time, and 20% Contract. Highlights an 100% In-person job distribution.

Senior Staff Software Engineer

Capital One

Toronto, ON

Full-time

Re-posted 9 days ago


Capital One rating

7.7

Company rating: 7.7 out of 10

Based on 147 frontline employees who took The Breakroom Quiz

91st of 171 rated banks


Job description

161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Senior Staff Software Engineer

About Capital One Canada.

For 30 years, we've been on a mission to change banking for good. We challenge the traditional bank stereotype by integrating machine learning, conversational AI and design thinking into our core operations. We're a bank a tech company would build, where your work directly shapes innovative solutions that impact millions of Canadians.

We're driven by fearless curiosity, bold innovation, and a collective of authentic people working together to redefine what's possible. Technology isn't just part of our strategy, it is our strategy. Everything we do serves our vision and the creation of what's next.

About the Team

Since 2014, Capital One Canada's software studio has grown from a team of 10 to a team of over 250. We're passionate about what we do, and we're always on the lookout for people who want to make a difference in the world of credit through technology. We're obsessed with doing the right thing, and we achieve that by finding innovative ways to better serve our customers.

Here are a few of the ways we're helping people take control of their credit:

  • Helping customers view and monitor their credit scores with Credit Keeper

  • Enabling customers to view and edit their Personal Information directly in the Mobile App

  • Providing customers 100% certainty which credit cards they'll be approved for before they apply, by using Quick Check

We're all-in on the cloud and we're leaders in the adoption of open source, RESTful APIs, microservices, and containers. We build our own products and release them with a speed and agility that allows us to get new customer experiences to market quickly. And, as a founder-led company, we're inspired to make, break, do, and do good.

About the Role

As a Senior Staff Engineer at Capital One Software Studio, you will orchestrate the creation of technology solutions that align with our business goals. Your day begins with a review of ongoing solution designs that are in different phases of their life cycles. You'll spend your time designing scalable and secure solution architectures, evaluating new technologies, and overseeing the development of high-level designs (HLD). You will engage in dynamic collaboration with cross-functional teams to advocate for best practices in architecture and design. For the new projects, you will closely work with your business partners to create sound business architectures. By day's end, you will have contributed to solutions and strategies that will shape our future, ensuring that all solutions are not only innovative but also follow our architectural and security standards

Your Responsibilities:

  • Design and implement architectural solutions that align with Capital One Canada's business goals and adhere to our architectural framework.

  • Develop and maintain a comprehensive catalog of technical and business capabilities, ensuring alignment with strategic objectives.

  • Lead the creation and review of Architectural Decision Records (ADRs) and High-Level Design (HLD) documents.

  • Actively participate in governance forums such as the Architectural Review Board ensuring compliance with internal and external standards.

  • Collaborate with stakeholders across all levels to promote technology strategies that deliver better business value and innovation.

  • Mentor and lead teams in the adoption of architectural best practices and continuous improvement initiatives.

Basic Requirements:

  • At least 8 years of experience in Software Engineering and Systems Architecture or Technology Solution design

  • At least 2 years of experience creating solutions architectures in a public cloud (AWS, Microsoft Azure, Google Cloud)

Preferred Qualifications

  • Bachelor's, Master's or Diploma in Computer Science, Software Engineering, Information Technology or in related field

  • Certification in TOGAF, AWS, or other relevant architectural frameworks.

  • 3+ years of experience as a Solutions Architect in large/complex organizations

  • 10+ years of experience in software engineering

  • 8+ years of experience architecting, designing, and/or delivering scalable and decoupled systems in a heavily regulated technology environment

  • 3+ years of experience working with internal and external business clients

  • 2+ years of experience with AWS concepts and implementations

  • Experience to engaging, influencing and driving initiatives by partnering with technology executives

  • Experience mentoring software engineers or architects

  • Experience in a regulated environment (HIPAA, PCI, Privacy, etc)

  • Ability to communicate at all levels in the organizations with required technical depth and breadth

  • AWS or equivalent certifications (Cloud Practitioner, Solution Architect-Associate)

Working at Capital One.

You'll be empowered to take end-to-end ownership of your work and your career, backed by a high-performance, hybrid culture and holistic suite of benefits designed to support your whole self.

  • Take ownership of your own potential: Whether you're looking to upskill, pivot into new business areas, or master your craft, you'll have access to tools and mentorship to reach your potential and define your career trajectory.

  • Find your rhythm: We believe trust fosters the flexibility and autonomy required to balance personal needs with a focus on high performance. We support a hybrid model - with 3 days in the office per week - that gives room for both collaboration and personal commitments.

  • Benefits built for your life: We take a holistic approach to well-being, providing support for you and those who are most important to you. This includes: full coverage for spouses, domestic partners and dependents, a one-time Work From Home allowance to build your comfortable workspace, up to $3,000 in mental health coverage and up to $5,000 in annual tuition subsidies.

You'll find that Capital One is committed to helping you thrive and evolve every step of the way.

This posting is for an existing vacancy.

The expected annual salary range for this position is $202,400 - $231,000.

This role is also eligible to earn performance-based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non-discretionary depending on the plan.

Weembrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.

Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).


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