The banking industry consists of different types of banks and financial institutions. Retail banks and credit unions provide financial services to small businesses and individuals. These services may include checking and savings accounts, helping people apply for loans and mortgages, and offering additional individual investment services. Commercial banks work with large companies, corporations, and financial organizations. You can find different employment opportunities depending on your skills, experience, and qualifications, but all banking jobs, whether retail or commercial, focus on providing financial services or financial advice on some level.