ZipRecruiter

Log In

2

Bank Risk Management Entry Level Jobs in Missouri

Equity Bank

Commercial Banker - Macon, MO

Macon, MO · On-site

Retain clients with acceptable risk profiles * Demonstrate an understanding, concurrence and commitment to bank policies and procedures when managing client relationships Productivity * Meet or ...

Equity Bank

Commercial Banker - Macon, MO

Macon, MO · On-site

Retain clients with acceptable risk profiles * Demonstrate an understanding, concurrence and commitment to bank policies and procedures when managing client relationships Productivity * Meet or ...

Arvest Bank

Relationship Banker

Branson, MO · On-site

$20 - $24.95/hr

The Relationship Banker is a leveled position, beginning with an entry Level 1 and advancing to ... deposit risk management and day-to-day banking business. • Maintains in-depth knowledge of ...

Arvest Bank

Relationship Banker

Joplin, MO · On-site

$20 - $24.95/hr

The Relationship Banker is a leveled position, beginning with an entry Level 1 and advancing to ... deposit risk management and day-to-day banking business. • Maintains in-depth knowledge of ...

hawthorn

COMMERCIAL BANKER

Clinton, MO · On-site

Maintain a working knowledge of bank operating policies and procedures which impact commercial relationships. Portfolio Management: Accountable for overall portfolio management, compliance, and risk.

Arvest Bank

Relationship Banker (Floater)

Springfield, MO · On-site

$20 - $24.95/hr

The Relationship Banker is a leveled position, beginning with an entry Level 1 and advancing to ... deposit risk management and day-to-day banking business. • Maintains in-depth knowledge of ...

Arvest Bank

Relationship Banker (Floater)

Branson, MO · On-site

$20 - $24.95/hr

The Relationship Banker is a leveled position, beginning with an entry Level 1 and advancing to ... deposit risk management and day-to-day banking business. • Maintains in-depth knowledge of ...

next page

Showing results 1-20

All JobsBank Risk Management JobsBank Risk Management Entry Level JobsBank Risk Management Entry Level Jobs in Missouri

Bank Risk Management Entry Level information

What is bank risk management at the entry level?

Bank Risk Management at the entry level involves identifying, assessing, and monitoring various risks that a bank faces, such as credit, market, operational, and compliance risks. Entry-level professionals typically assist in data analysis, help prepare risk reports, and support the implementation of risk control measures. Their work ensures that the bank follows regulatory requirements and minimizes potential losses, providing a foundation for learning more advanced risk management concepts as they progress in their careers.

What are the key skills and qualifications needed to thrive as a bank risk management entry level professional?

To thrive as a Bank Risk Management Entry Level professional, you need a solid understanding of finance, risk analysis, and regulatory compliance, often supported by a degree in finance, economics, or a related field. Familiarity with risk assessment tools, Excel, data analysis software, and knowledge of regulatory frameworks such as Basel III are typically expected. Strong analytical thinking, attention to detail, and effective communication are crucial soft skills for identifying and mitigating potential risks. These competencies are vital for ensuring the bank's financial stability, regulatory compliance, and proactive management of emerging risks.

What are some common challenges faced by entry-level professionals in bank risk management, and how can they overcome them?

Entry-level professionals in bank risk management often face challenges such as quickly learning complex regulatory requirements, adapting to rapidly changing financial markets, and effectively communicating risk findings to different teams. To overcome these, it's helpful to proactively seek mentorship, participate in training programs, and regularly collaborate with senior analysts and other departments. Staying updated on industry trends and building strong analytical and communication skills will also support success and growth in this role.

What is the difference between Bank Risk Management Entry Level vs Credit Analyst?

AspectBank Risk Management Entry LevelCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CFA or FRM are a plusBachelor's degree in finance, accounting, or economics; certifications like CFA are common
Work EnvironmentBank offices, risk management departments, collaborative teamsBank or financial institution, analyzing creditworthiness of clients
Employer & Industry UsageUsed across banks, financial institutions, and risk departmentsPrimarily in banks, lending institutions, and credit agencies

While both roles require finance-related degrees and similar certifications, Bank Risk Management Entry Level focuses on identifying and mitigating overall risk for the bank, whereas Credit Analysts primarily assess individual creditworthiness. The roles differ in scope but share foundational skills and work environments.

What are the most commonly searched types of Bank Risk Management jobs in Missouri? The most popular types of Bank Risk Management jobs in Missouri are:
What are popular job titles related to Bank Risk Management Entry Level jobs in Missouri? For Bank Risk Management Entry Level jobs in Missouri, the most frequently searched job titles are:
What job categories do people searching Bank Risk Management Entry Level jobs in Missouri look for? The top searched job categories for Bank Risk Management Entry Level jobs in Missouri are:
Bank Risk Management Entry Level jobs near you
Infographic showing various Bank Risk Management Entry Level job openings in Missouri as of July 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 100% In-person job distribution.

Underwriter-Business Banking

First Bank

Saint Louis, MO • On-site

Full-time

Re-posted 24 days ago

Job description

About this Role
The Business Banking Underwriter serves as a critical control within the bank's credit risk management framework and is responsible for the independent risk assessment of Business Banking loan requests submitted through the Bank's retail channel(s). This role provides objective evaluation of creditworthiness, preparing comprehensive credit memoranda that identifies risk factors and exceptions to credit policy, and makes credit decisions within their authority.
In this Role You Will
  • Fulfill the underwriting process for Business Banking loan requests including new loans, renewals, extensions, and modifications
  • Exercise independent judgment to assess the creditworthiness of loan requests, including analyses of borrowers, guarantors, and collateral
  • Identify transaction risks and propose mitigants to ensure alignment with the Bank's risk appetite
  • Collaborate with Business Banking Officers, Branch Managers, and Regional Credit Officers
  • Provide well-supported recommendations to arrive at credit decisions
  • Participate in training to increase proficiency as part of professional development
  • Perform other duties as assigned

Knowledge, Skills, and Abilities
Knowledge
  • Demonstrates foundational to well-developed knowledge (depending on level and experience) in the following areas:
  • Commercial loan structures, including term loans, lines of credit, and related collateral arrangements
  • Core underwriting principles and independent credit risk assessment methodologies
  • Bank credit policy and credit procedures, with the ability to apply policy consistently and escalate exceptions appropriately
  • Basic financial analysis, including review and interpretation of financial statements, cash flow, repayment capacity, and trends
  • Credit scoring methodologies and risk-rating frameworks
  • Fundamental accounting principles relevant to commercial lending
  • SBA lending programs and eligibility requirements (as applicable to assigned portfolio)
  • Business banking product knowledge to support appropriate credit recommendations
  • Regulatory expectations impacting commercial underwriting, documentation, and credit administration
  • Proficiency expectation: Certain knowledge areas may be developing at entry or intermediate levels, with progression toward well-developed competence through experience and training.

Skills
  • Demonstrates effective application of skills required to manage workload, assess risk, and communicate credit decisions:
  • Ability to manage multiple priorities concurrently in a deadline-driven environment
  • Capability to work independently while also collaborating effectively with relationship managers, credit partners, and leadership
  • Use of efficient work methods to manage underwriting requests, documentation, and reviews
  • Strong analytical and reasoning skills to evaluate borrower risk and loan structure appropriateness
  • Sound problem-solving ability when addressing complex or non-standard credit situations
  • Clear and concise written communication, including credit memoranda and supporting analysis
  • Effective verbal communication with internal partners and stakeholders
  • Strong organizational, time-management, and prioritization skills to meet established service levels
  • Professional interpersonal skills supporting partnership and constructive challenge
  • Consistent ability to meet deadlines while maintaining quality and accuracy
  • Skill in identifying, assessing, and escalating credit risk factors
  • Ability to recommend appropriate risk mitigants aligned with policy and regulatory guidance
  • Application of sound judgment in credit recommendations and escalation decisions

Abilities
  • Demonstrates professional behaviors and work attributes aligned with successful performance:
  • Self-motivated and proactive, with the ability to initiate work and follow through independently
  • Willingness to take initiative within defined authority and escalation guidelines
  • Effective team contributor in a collaborative credit and sales environment
  • Ability to perform effectively in a fast-paced, high-volume workflow
  • Strong sense of accountability for accuracy, timeliness, and quality of underwriting work
  • Resourcefulness in resolving issues, gathering information, and navigating complex credit scenarios
  • Consistent attention to detail to ensure accuracy, policy adherence, and audit readiness

Compensation Disclosure
The range for this role takes into account many factors that First Bank considers when making hiring decisions, including but not limited to prior experience, skill set, training, and other internal business and organizational factors. First Bank generally does not hire at or near the top of the stated range. The range is driven by the geographic location of the anticipated hiring location; however, the specific range may vary depending on the geographic location for remote positions. Compensation decisions depend on the specific facts and circumstances of each hiring instance.
A reasonable estimate of the current pay range is $53,000- $65,000
Qualifications
  • Bachelor's Degree preferred or equivalent work experience in commercial underwriting or commercial lending

Apply